vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$2 below the Missouri median
per month · Source
$2 below the national medianAt the Missouri median
per month · Source
$12.50 below the national median$20 below the Missouri median
At the national medianAt the Missouri median
per month · Source
$32.50 above the national median$32.50 above the Missouri median
$12.50 below the national median$12.50 below the Missouri median
per month · Source
At the national median$0.75 above the Missouri median
per item · Source
At the national median$0.75 above the Missouri median
per item · Source
At the national median$2 above the Missouri median
per item · Source
$25 above the national median$25 above the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
$1.50 above the national median$1.50 above the Missouri median
per item · Source
$0.25 below the national median$0.25 below the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
$5 below the national median$5 below the Missouri median
per item · Source
$10 below the national median$10 below the Missouri median
At the national medianAt the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
$5 above the national median$5 above the Missouri median
per item · Source
$1 above the national median$1 above the Missouri median
per item · Source
$7.50 above the national median$7 above the Missouri median
$2.50 above the national median$2 above the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
$5 above the national median$5 above the Missouri median
per item · Source
$2 above the national median$3 above the Missouri median
per item · Source
$15 above the national median$20 above the Missouri median
per item · Source
$50 above the national median$62.50 above the Missouri median
per year · Source
$25 below the national median$12.50 below the Missouri median
per year · Source
$5 below the national median$7.50 above the Missouri median
per year · Source
$20 below the national median$7.50 below the Missouri median
per year · Source
$15 above the national median$27.50 above the Missouri median
per year · Source
$10 below the national median$2.50 above the Missouri median
per year · Source
$105 above the national median$117.50 above the Missouri median
per item · Source
$0.50 above the national medianAt the Missouri median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Classic Money Market Account (balance below $1,000) | $3Below the typical range ($5–$10 nationally) | $4 below the national median$2 below the Missouri median | per month | — | Source |
| Preferred Money Market Account (balance below $2,500) | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Missouri median | per month | — | Source |
| Closing Account (less than or equal to 90 days of opening account date) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$20 below the Missouri median | — | — | Source |
| Inactive/Dormant Accounts | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Missouri median | per month | — | Source |
| Account Research | $50Above the typical range ($11–$25 nationally) | $32.50 above the national median$32.50 above the Missouri median | — | — | Source |
| Return Mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the Missouri median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $30Within the typical range ($25–$33 nationally) | At the national median$0.75 above the Missouri median | per item | — | Source |
| Paid Non-Sufficient Funds | $30 | ||||
ATM & CardVerified | |||||
| ATM Surcharge (Foreign ATM/Debit Card at UCCU ATM) | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Missouri median | per item | — | Source |
| Foreign ATM Transaction (Not at UCCU or Co-Op ATM) | $1.25 | ||||
Wire TransfersVerified | |||||
| Wire Out - Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Missouri median | per item | — | Source |
| Wire In - Domestic | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Check Payable to a Third Party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| Exchange Share Check for Cashier's Check | $10 | ||||
Cash & DepositVerified | |||||
| Deposit Return Item | $30Above the typical range ($8–$25 nationally) | $15 above the national median$20 above the Missouri median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box (10 X 10) | $95Above the typical range ($30–$70 nationally) | $50 above the national median$62.50 above the Missouri median | per year | — | Source |
| Safe Deposit Box (2 X 5) | $20 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national medianAt the Missouri median | per item | — | Source |
Overdraft
$30.00
Of 27 others that publish it, 20 lower, 4 the same and 3 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
34
Under review
0
Assets
$217.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$217.2M
Total deposits
$189.3M
Service charge income (year to date)
$806K
Fee income ratio
10.1%
Return on assets
1.07%
Financial profile · Pro
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| At the national median$0.75 above the Missouri median |
| per item |
| — |
| Source |
| Non-Sufficient Funds | $30Within the typical range ($25–$32 nationally) | At the national median$2 above the Missouri median | per item | — | Source |
| Overdraft Transfer from another deposit account (greater than 6 each month) | $30Above the typical range ($2.50–$5 nationally) | $25 above the national median$25 above the Missouri median | per item | — | Source |
| Overdraft Transfer from another deposit account (less than or equal to 6 each month) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| $0.25 below the national median$0.25 below the Missouri median |
| per item |
| — |
| Source |
| ATM/Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| $10 below the national median$10 below the Missouri median |
| — |
| — |
| Source |
| Wire Out - International | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| $5 above the national median$5 above the Missouri median |
| per item |
| — |
| Source |
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the Missouri median | per item | — | Source |
| Block Stop Payment - Series of Checks | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$7 above the Missouri median | — | — | Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2 above the Missouri median | per item | — | Source |
| Check Cashing Fee (Members) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| Check Cashing Fee (Non-Members) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Missouri median | per item | — | Source |
| Check Copy/Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Missouri median | per item | — | Source |
| $25 below the national median$12.50 below the Missouri median |
| per year |
| — |
| Source |
| Safe Deposit Box (3 X 10) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$7.50 above the Missouri median | per year | — | Source |
| Safe Deposit Box (3 X 5) | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.50 below the Missouri median | per year | — | Source |
| Safe Deposit Box (5 X 10) | $60Within the typical range ($30–$70 nationally) | $15 above the national median$27.50 above the Missouri median | per year | — | Source |
| Safe Deposit Box (5 X 5) | $35Within the typical range ($30–$70 nationally) | $10 below the national median$2.50 above the Missouri median | per year | — | Source |
| Safe Deposit Box (Drilling) | $150Above the typical range ($30–$70 nationally) | $105 above the national median$117.50 above the Missouri median | per item | — | Source |