vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Texas median
$2.75 below the national median$0.50 below the Texas median
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
per transaction · Source
$5 below the national median$2.50 below the Texas median
per item · Institution’s schedule
$2.50 above the national median$0.50 above the Texas median
$1 below the national median$1 below the Texas median
per item · Per page · Institution’s schedule
$1 below the national median$1 below the Texas median
per item · Source
$5 above the national median$5 above the Texas median
At the national medianAt the Texas median
At the national median$0.05 below the Texas median
$15 above the national median$18 above the Texas median
per item · Source
$35 below the national median$35 below the Texas median
$25 below the national median$25 below the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$15 below the national median$12.50 below the Texas median
$1.50 above the national median$1.50 above the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| New Account Closure (Within 90 Days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Account Research (Per Hour/ Hour Min) | $15Within the typical range ($12.50–$25 nationally) | $2.75 below the national median$0.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege (Per Item) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Returned Items (Per Item) | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM Usage (Per Transaction) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | per transaction | — | Source |
| Rush Debit/Credit Card | $35 | ||||
Check ServicesVerified | |||||
| Check/ACH Stop Payments | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Temporary Checks | $1 | ||||
Cash & DepositVerified | |||||
| Coin Machine (At Participating Locations): Member | $0Within the typical range ($0–$3 nationally) | At the national median$0.05 below the Texas median | — | — | Source |
| Returned Deposit Items (Per Item) | $30 | ||||
Account ServicesVerified | |||||
| Garnishments | $15Below the typical range ($30–$90 nationally) | $35 below the national median$35 below the Texas median | — | — | Source |
| Levies | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Closure | $10Below the typical range ($25–$35 nationally) | $15 below the national median$12.50 below the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Prepaid Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the Texas median | per item | — | Source |
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Headline fees vs. national median
Overdraft
$30
Headline fees published
6 of 15
Published fees
19
Under review
0
Assets
$127.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$127.9M
Total deposits
$112.6M
Service charge income (year to date)
$712K
Fee income ratio
12.7%
Return on assets
0.92%
Financial profile · Pro
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| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| Overdraft Protection Transfer (Per Item) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $5 below the national median$2.50 below the Texas median |
| per item |
| — |
| Institution’s schedule |
| $1 below the national median$1 below the Texas median |
| per item |
| Per page |
| Institution’s schedule |
| Temporary Checks (Per Page) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Collection Items (Incoming/Outgoing) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Copy of Check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| $15 above the national median$18 above the Texas median |
| per item |
| — |
| Source |
| $25 below the national median$25 below the Texas median |
| — |
| — |
| Source |
| Account Verification of Deposit | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |