vs. U.S. typical range:LowerTypicalHigher
At the national median$0.50 below the Texas median
per month · Source
$1 below the national median$1.50 below the Texas median
per month · Source
$2 below the national median$2.50 below the Texas median
$12.50 below the national median$10 below the Texas median
At the national medianAt the Texas median
per month · Source
$7.50 below the national median$5.50 below the Texas median
per month · Source
$12.50 below the national median$10.50 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per month · Source
$5 above the national median$5 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · Source
$3.50 above the national median$3.50 above the Texas median
per item · Source
At the national median$2.50 above the Texas median
per item · Source
$10 above the national median$12.50 above the Texas median
per item · Source
$5 below the national medianAt the Texas median
per item · Source
$1 above the national median$1 above the Texas median
per item · Source
$7.50 above the national median$5.50 above the Texas median
per item · Source
$1 above the national median$1 above the Texas median
per item · Source
$1 above the national median$1 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$3 below the national median$3 below the Texas median
At the national medianAt the Texas median
per item · Source
At the national median$3 above the Texas median
$2.50 below the national median$3 below the Texas median
$2.50 above the national median$2 above the Texas median
$10 below the national median$10 below the Texas median
$5 below the national medianAt the Texas median
per month · Source
$2 above the national median$2 above the Texas median
per item · Source
$3 below the national median$3 below the Texas median
$17.50 below the national median$5 below the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Below Minimum Balance | $7Within the typical range ($5–$10 nationally) | At the national median$0.50 below the Texas median | per month | — | Source |
| Premier Checking Below Minimum Balance | $6Within the typical range ($5–$10 nationally) | $1 below the national median$1.50 below the Texas median | per month | — | Source |
| Share Below Minimum Balance | $5Within the typical range ($5–$10 nationally) | $2 below the national median$2.50 below the Texas median | — | — | Source |
| Early Account Closure < 60 Days | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Texas median | — | — | Source |
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per month | — | Source |
| Bad Address | $10Below the typical range ($12.50–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | per month | — | Source |
| Money Market Excessive Withdrawal (More than 6 per month) | $5Below the typical range ($12.50–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | per item | — | Source |
| Paper Statement | $2Within the typical range ($2–$4.50 nationally) | $1 below the national median$1 below the Texas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Returned Item | $35 | ||||
ATM & CardVerified | |||||
| ATM Non-STAR Financial Credit Union card Surcharge | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3.50 above the Texas median | per item | — | Source |
| ATM/Debit Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | per item | — | Source |
Check ServicesVerified | |||||
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the Texas median | per item | — | Source |
| Stop Payments – All Items | $35 | ||||
Cash & DepositVerified | |||||
| Credit Card Cash Advance | $5Within the typical range ($2–$10 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Chargeback Check | $15 | ||||
Account ServicesVerified | |||||
| Notary Service – Members Only | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| Notary Service – Non-Members | $5 | ||||
Retirement & IRAVerified | |||||
| IRA Maintenance | $10Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Texas median | per month | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Statement Copy from STAR FCU @ Home | $0 | ||||
Overdraft
$35.00
Of 121 others that publish it, 107 lower, 13 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
31
Under review
0
Assets
$48.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$48.8M
Total deposits
$43.1M
Service charge income (year to date)
$226K
Fee income ratio
13.9%
Return on assets
0.17%
Financial profile · Pro
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| $5 above the national median$5 above the Texas median |
| per item |
| — |
| Source |
| Overdraft Transfer | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Texas median | per item | — | Source |
| At the national median$2.50 above the Texas median |
| per item |
| — |
| Source |
| ATM/Debit Card Replacement (Expedited Handling) | $50Within the typical range ($30–$50 nationally) | $10 above the national median$12.50 above the Texas median | per item | — | Source |
| $7.50 above the national median$5.50 above the Texas median |
| per item |
| — |
| Source |
| Cashier's/Official/Temporary Checks | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Texas median | per item | — | Source |
| Official/Temporary Checks Fee | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Texas median | per item | — | Source |
| Check Cashing – Non-Member | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Canceled Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Share Draft (Check) Copy through STAR FCU @ Home | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| At the national median$3 above the Texas median |
| — |
| — |
| Source |
| $2.50 above the national median$2 above the Texas median |
| — |
| — |
| Source |
| Verification of Deposit through STAR Financial Credit Union Online | $0Below the typical range ($5–$15 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| $3 below the national median$3 below the Texas median |
| — |
| — |
| Source |
| Skip-A-Payment | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$5 below the Texas median | per item | — | Source |