vs. U.S. typical range:LowerTypicalHigher
$3.95 above the national median$4.45 above the California median
per month · Source
$1.05 below the national median$0.55 below the California median
per month · Source
$3 below the national median$1.50 below the California median
$12.50 above the national median$10 above the California median
$12.50 below the national median$15 below the California median
per year · Source
$7.50 below the national median$10 below the California median
$1 above the national median$1.50 above the California median
At the national median$0.50 above the California median
per month · Source
$2 below the national median$1.50 below the California median
At the national median$0.50 above the California median
$16 below the national median$11 below the California median
per item · Source
$16 below the national median$9 below the California median
per item · Source
$2.50 above the national median$2.50 above the California median
per day · Source
$0.50 above the national medianAt the California median
$5 above the national median$5 above the California median
per item · Source
$5 above the national medianAt the California median
per item · Source
—
At the national medianAt the California median
$7.50 below the national median$2.50 below the California median
$2.50 above the national median$7.50 above the California median
$12.50 below the national median$7.50 below the California median
$1 above the national medianAt the California median
per item · Source
$5 above the national median$5 above the California median
$2 above the national median$2 above the California median
$2.50 above the national medianAt the California median
$22.50 above the national median$20 above the California median
$7.50 above the national median$5 above the California median
$5 above the national median$2 above the California median
$2.50 above the national median$10 below the California median
At the national median$5 above the California median
$5 above the national median$5 above the California median
$10 below the national median$10 below the California median
$45 above the national median$40.50 above the California median
At the national medianAt the California median
$20 below the national median$15 below the California median
$3 below the national median$4.50 below the California median
$2.50 above the national median$35 below the California median
$12.50 above the national median$25 below the California median
$162.50 above the national median$125 above the California median
$7.50 below the national median$45 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Elite Checking Monthly Service Fee | $9.95Within the typical range ($4–$10 nationally) | $3.95 above the national median$4.45 above the California median | per month | — | Source |
| Secure Checking Monthly Service Fee | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$0.55 below the California median | per month | — | Source |
| Escheat Notice (Per Notice) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Research – Per Hour | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the California median | — | — | Source |
| Bad Address – Annual | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the California median | per year | — | Source |
| High-Yield Savings Excessive Transaction Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the California median | — | — | Source |
| Basic Checking Paper Statement Fee | $4Within the typical range ($2–$4.95 nationally) | $1 above the national median$1.50 above the California median | — | — | Source |
| Credit Card Monthly Paper Statement Fee | $3Within the typical range ($2–$4.95 nationally) | At the national median$0.50 above the California median | per month | — | Source |
| Paper Statement Recipient (Waived for e-Statements) | $1Below the typical range ($2–$4.95 nationally) | $2 below the national median$1.50 below the California median | — | — | Source |
| Secure, Student, & Varsity Checking Paper Statement Fee | $3Within the typical range ($2–$4.95 nationally) | At the national median$0.50 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege/Overdraft Privilege PLUS fee, per each presentment | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | per item | — | Source |
| NSF Fee per each occurrence | $14 | ||||
ATM & CardVerified | |||||
| Non-CO-OP ATM Withdrawal | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | — | — | Source |
| Damaged/Lost Debit Card Replacement Fee | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| CU Check Stop Payment | $20 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Expedited Payment Fee | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national medianAt the California median | — | — | Source |
| Bill Pay Overnight Fee | $25 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $20Within the typical range ($8–$25 nationally) | $5 above the national median$2 above the California median | — | — | Source |
Account ServicesVerified | |||||
| Notary (Member/Non-Member) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$10 below the California median | — | — | Source |
| Account Levy, Garnishment or Subpoena | $50 | ||||
Lending FeesVerified | |||||
| Late Payment Transfer from Share by CU | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the California median | — | — | Source |
| Real Estate Loan Cancellation | $75 | ||||
Retirement & IRAVerified | |||||
| IRA Closure | $25Within the typical range ($25–$35 nationally) | At the national medianAt the California median | — | — | Source |
Other FeesVerified | |||||
| Express/Overnight Mail Fee (Per Envelope): Cost + | $10Below the typical range ($20–$40 nationally) | $20 below the national median$15 below the California median | — | — | Source |
| Statement Copies – online | $0 | ||||
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 24 the same and 49 higher.
Monthly maintenance
$7.45
Of 54 others that publish it, 35 lower and 19 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
10 of 15
Published fees
39
Under review
0
Assets
$819.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$819.8M
Total deposits
$729.1M
Service charge income (year to date)
$2.0M
Fee income ratio
7.9%
Return on assets
0.47%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| per item |
| — |
| Source |
| Daily Overdraft Transfer Fee | $7.50Within the typical range ($5–$15 nationally) | $2.50 above the national median$2.50 above the California median | per day | — | Source |
| $5 above the national median$5 above the California median |
| per item |
| — |
| Source |
| Two-Day Debit Card or PIN Rush Delivery | $45Within the typical range ($30–$50 nationally) | $5 above the national medianAt the California median | per item | — | Source |
| Foreign Transaction Conversion | 1%of the transaction | — | — | — | Source |
| $7.50 below the national median$2.50 below the California median |
| — |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$7.50 above the California median | — | — | Source |
| Stop Payment Fee | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$7.50 below the California median | — | — | Source |
| Temporary Checks – Per Page | $3Within the typical range ($1–$4 nationally) | $1 above the national medianAt the California median | per item | — | Source |
| Foreign Check Collection | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Photocopy of Check Deposited | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
| $22.50 above the national median$20 above the California median |
| — |
| — |
| Source |
| Bill Pay Reinstatement | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
| At the national median$5 above the California median |
| — |
| — |
| Source |
| Verification of Deposit | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| $45 above the national median$40.50 above the California median |
| — |
| — |
| Source |
| $3 below the national median$4.50 below the California median |
| — |
| — |
| Source |
| Loan Application Fee (If Denied Within the Past 6 Months) | $40Within the typical range ($25–$100 nationally) | $2.50 above the national median$35 below the California median | — | — | Source |
| Loan Modification (Non-Real Estate) | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$25 below the California median | — | — | Source |
| Real Estate Loan Subordination Fee | $200Above the typical range ($25–$100 nationally) | $162.50 above the national median$125 above the California median | — | — | Source |
| Skip-A-Pay Fee | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$45 below the California median | — | — | Source |