vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per month · Source
$7.50 below the national median$15 below the Massachusetts median
$22.50 above the national median$15 above the Massachusetts median
$32.50 above the national median$25 above the Massachusetts median
$25 below the national median$25 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$25 below the national median$25 below the Massachusetts median
At the national medianAt the Massachusetts median
$0.50 above the national median$0.50 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$10 below the national median$10 below the Massachusetts median
At the national medianAt the Massachusetts median
$1 above the national medianAt the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$3 above the national median$3.25 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$2 above the national medianAt the Massachusetts median
per item · Source
—
$7.86 below the national medianAt the Massachusetts median
$125 above the national median$105 above the Massachusetts median
per year · Source
$25 above the national median$5 above the Massachusetts median
per year · Source
$5 above the national median$15 below the Massachusetts median
per year · Source
$45 above the national median$25 above the Massachusetts median
per year · Source
$15 above the national median$5 below the Massachusetts median
per year · Source
$55 above the national median$35 above the Massachusetts median
$20 below the national median$40 below the Massachusetts median
At the national medianAt the Massachusetts median
$15 below the national median$5 below the Massachusetts median
per month · Source
$25 above the national median$25 above the Massachusetts median
$2 above the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Club Account Early Withdrawal Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Massachusetts median | — | — | Source |
| Dormancy Fee (Monthly After 6 Months) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | per month | — | Source |
| Quick Research Fee (Requests Taking Less than 1/2 Hour – Existing Members) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$15 below the Massachusetts median | — | — | Source |
| Research Fee, Existing Member (Per Hour with 1 Hour Minimum) | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$15 above the Massachusetts median | — | — | Source |
| Research Fee, Non-Member (Per Hour with 1 Hour Minimum) | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$25 above the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Item Paid / OD Charge 18/65 Account | $5Below the typical range ($25–$33 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| Courtesy Pay Item Paid / OD Charge‡, ‡‡ | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM Withdrawal Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Massachusetts median | — | — | Source |
| Replacement Card Fee | $15 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Fee | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Incoming Domestic Wire Fee | $5 | ||||
Check ServicesVerified | |||||
| Check Disbursed Fee (Official Check) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Check Disbursed Fee (Money Order) | $3 | ||||
Cash & DepositVerified | |||||
| Coin Counting (Non-Members) | 10% | — | — | — | Source |
| Returned Deposit Item | $7.14Below the typical range ($8–$25 nationally) | $7.86 below the national medianAt the Massachusetts median | |||
Account ServicesVerified | |||||
| 10×10 Annual Rent‡‡‡ | $170Above the typical range ($30–$70 nationally) | $125 above the national median$105 above the Massachusetts median | per year | — | Source |
| 3×10 Annual Rent‡‡‡ | $70 | ||||
Lending FeesVerified | |||||
| Monthly Late Fee | $5Below the typical range ($10–$25 nationally) | $15 below the national median$5 below the Massachusetts median | per month | — | Source |
Retirement & IRAVerified | |||||
| IRA Outgoing Transfer Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft
$30.00
Of 42 others that publish it, 18 lower, 18 the same and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$5
Headline fees published
10 of 15
Published fees
33
Under review
0
Assets
$170.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$170.4M
Total deposits
$145.8M
Service charge income (year to date)
$116K
Fee income ratio
2.8%
Return on assets
0.23%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| NSF Charge | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| NSF Charge 18/65 Account | $5Below the typical range ($25–$32 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| Transfer Fee (Overdraft Sweep from Share) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Massachusetts median |
| — |
| — |
| Source |
| Incoming Foreign Wire Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| $1 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Starter Checks (4/Sheet) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3.25 above the Massachusetts median | per item | — | Source |
| Check Cashing, non-member (per item) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Check Copy (Per Item) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| — |
| — |
| Source |
| $25 above the national median$5 above the Massachusetts median |
| per year |
| — |
| Source |
| 3×5 Annual Rent‡‡‡ | $50Within the typical range ($30–$70 nationally) | $5 above the national median$15 below the Massachusetts median | per year | — | Source |
| 5×10 Annual Rent‡‡‡ | $90Above the typical range ($30–$70 nationally) | $45 above the national median$25 above the Massachusetts median | per year | — | Source |
| 5×5 Annual Rent‡‡‡ | $60Within the typical range ($30–$70 nationally) | $15 above the national median$5 below the Massachusetts median | per year | — | Source |
| Drilling Fee | $100Above the typical range ($30–$70 nationally) | $55 above the national median$35 above the Massachusetts median | — | — | Source |
| Lost Key Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$40 below the Massachusetts median | — | — | Source |
| Levy Fee | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | — | — | Source |