vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.75 below the Massachusetts median
per month · Source
$4 above the national median$3.25 above the Massachusetts median
per month · Source
$2 below the national medianAt the Massachusetts median
per month · Source
$2.50 below the national medianAt the Massachusetts median
$32.50 above the national median$25 above the Massachusetts median
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$0.50 below the national median$0.50 below the Massachusetts median
$0.50 below the national median$0.50 below the Massachusetts median
per item · Source
$0.50 above the national median$0.50 above the Massachusetts median
per item · Source
$15 above the national median$15 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$25 above the national median$30 above the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
$1 above the national medianAt the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
per item · Source
$1 below the national median$0.75 below the Massachusetts median
per item · Limit of 6
$1 below the national median$0.75 below the Massachusetts median
At the national medianAt the Massachusetts median
$7 above the national median$5 above the Massachusetts median
$3 below the national median$5 below the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
$85 above the national median$65 above the Massachusetts median
per year · Source
$10 above the national median$10 below the Massachusetts median
per year · Source
$15 below the national median$35 below the Massachusetts median
per year · Source
$30 above the national median$10 above the Massachusetts median
per year · Source
At the national median$20 below the Massachusetts median
per year · Source
At the national medianAt the Massachusetts median
$25 above the national median$25 above the Massachusetts median
$25 above the national median$25 above the Massachusetts median
$17 above the national median$15 above the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Fee (MMF) | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.75 below the Massachusetts median | per month | — | Source |
| Monthly Maintenance Fee (MMF) | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.25 above the Massachusetts median | per month | — | Source |
| Low Balance Fee (Single Account Relationship & Balance Below $25) | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Massachusetts median | per month | — | Source |
| Withdrawal Fee (Club Account Early Withdrawal Fee) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
| Account Research (per hour) | $50Above the typical range ($11–$25 nationally) | $32.50 above the national median$25 above the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Per item Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Return Item Fee (NSF, Insufficient Funds, Uncollected)+ | $30 | ||||
ATM & CardVerified | |||||
| ATM / Debit Card Denials | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Massachusetts median | — | — | Source |
| ATM / Debit Card Inquiries | $1 | ||||
Wire TransfersVerified | |||||
| Wire transfers: Outgoing Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| Wire transfers: Incoming Domestic | $10 | ||||
Check ServicesVerified | |||||
| Treasurer’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| Online Banking - Bill Payment & Presentment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
Cash & DepositVerified | |||||
| Self-Service Coin Machine - Members | 3% | — | — | — | Source |
| Self-Service Coin Machine - Non-Members | 10% | — | — | — | Source |
Account ServicesVerified | |||||
| 10×10 Initial Fee and Annual Fee | $130Above the typical range ($30–$70 nationally) | $85 above the national median$65 above the Massachusetts median | per year | — | Source |
| 3×10 Initial Fee and Annual Fee | $55 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee or Closeout Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $20Above the typical range ($2–$5 nationally) | $17 above the national median$15 above the Massachusetts median | — | — | Source |
Overdraft
$30.00
Of 42 others that publish it, 18 lower, 18 the same and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
35
Under review
0
Assets
$372.5M
Work at St. Jean'S Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$372.5M
Total deposits
$326.0M
Service charge income (year to date)
$413K
Fee income ratio
4.5%
Return on assets
0.29%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Massachusetts median |
| per item |
| — |
| Source |
| Transfer Fee – Overdraft Transfer from a Deposit Source | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| $0.50 below the national median$0.50 below the Massachusetts median |
| per item |
| — |
| Source |
| Withdrawal ATM Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Massachusetts median | per item | — | Source |
| Replacement Cards | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Massachusetts median | — | — | Source |
| At the national medianAt the Massachusetts median |
| per item |
| — |
| Source |
| Wire transfers: Outgoing Foreign | $75Above the typical range ($40–$50 nationally) | $25 above the national median$30 above the Massachusetts median | per item | — | Source |
| Wire transfers: Incoming Foreign | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| $1 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment on Electronic Debit | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Stop Payment Order (per check) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | per item | — | Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.75 below the Massachusetts median | per item | Limit of 6 | — |
| Temporary Checks (limit of 6) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.75 below the Massachusetts median | — | — | Source |
| Foreign Check Collection | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Copy of Treasurer’s Check | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the Massachusetts median | — | — | Source |
| Photocopy of Check | $0Below the typical range ($2–$5 nationally) | $3 below the national median$5 below the Massachusetts median | — | — | Source |
| $10 above the national median$10 below the Massachusetts median |
| per year |
| — |
| Source |
| 3×5 Initial Fee and Annual Fee | $30Within the typical range ($30–$70 nationally) | $15 below the national median$35 below the Massachusetts median | per year | — | Source |
| 5×10 Initial Fee and Annual Fee | $75Above the typical range ($30–$70 nationally) | $30 above the national median$10 above the Massachusetts median | per year | — | Source |
| 5×5 Initial Fee and Annual Fee | $45Within the typical range ($30–$70 nationally) | At the national median$20 below the Massachusetts median | per year | — | Source |
| Notice of Government Levy | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Trustee Attachment | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |