vs. U.S. typical range:LowerTypicalHigher
$20 above the national median$20 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$32.50 above the national median$25 above the Massachusetts median
$12.50 above the national median$5 above the Massachusetts median
$7.50 below the national median$15 below the Massachusetts median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #12624. canonical_hint=account_research; text_hash=9074bd48187365fdbb40a3303c54c41c3df3416f3bdee8e4791a51833544976e; excerpt="Reg D Excessive Transaction Fee | $10.00" · Source
$3 above the national median$3 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$35 above the national median$25 above the Massachusetts median
$10 above the national median$10 above the Massachusetts median
At the national median$5 above the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$2 above the national median$2 above the Massachusetts median
$3 above the national median$2 above the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$2 below the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
$9 below the national median$1.14 below the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$1.25 below the national medianAt the Massachusetts median
$84 above the national median$64 above the Massachusetts median
$104 above the national median$84 above the Massachusetts median
$130 above the national median$110 above the Massachusetts median
$55 above the national median$35 above the Massachusetts median
$30 above the national median$10 above the Massachusetts median
$80 above the national median$60 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$7 above the national median$5 above the Massachusetts median
$12.50 below the national median$125 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Massachusetts median | — | — | Source |
| Inactive Accounts | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Account Research (per hour) | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$25 above the Massachusetts median | — | — | Source |
| Checkbook Reconciliation (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$5 above the Massachusetts median | — | — | Source |
| Reg D Excessive Transaction Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$15 below the Massachusetts median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #12624. canonical_hint=account_research; text_hash=9074bd48187365fdbb40a3303c54c41c3df3416f3bdee8e4791a51833544976e; excerpt="Reg D Excessive Transaction Fee | $10.00" | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds/Uncollected Funds/Retry Items | $33Above the typical range ($25–$32 nationally) | $3 above the national median$3 above the Massachusetts median | — | — | Source |
| Returned ACH Credit/Debit (Origination) | $30 | ||||
ATM & CardVerified | |||||
| Replacement of ATM/Debit Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Replacement of ATM/Debit Card (Rush) | $75 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fees: Domestic Outgoing | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the Massachusetts median | — | — | Source |
| Wire Transfer Fees: Foreign Outgoing | $50 | ||||
Check ServicesVerified | |||||
| Official Checks | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Massachusetts median | — | — | Source |
| Money Orders | $5 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposit Item | $6Below the typical range ($8–$25 nationally) | $9 below the national median$1.14 below the Massachusetts median | — | — | Source |
| Night Deposit (per drop) | $0 | ||||
Account ServicesVerified | |||||
| Notary Service | $1.25Within the typical range ($0–$5 nationally) | $1.25 below the national medianAt the Massachusetts median | — | — | Source |
| Lock Drilling | $129 | ||||
Retirement & IRAVerified | |||||
| IRA Trustee Transfer (outgoing) | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the Massachusetts median | — | — | Source |
| Non-Member Loan Application Fee | $25 | ||||
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
34
Under review
0
Assets
$296.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$296.4M
Total deposits
$240.3M
Service charge income (year to date)
$942K
Fee income ratio
10.4%
Return on assets
0.48%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Overdraft Protection Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $35 above the national median$25 above the Massachusetts median |
| — |
| — |
| Source |
| At the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| Wire Transfer Fees: Domestic/Foreign Incoming | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| $3 above the national median$2 above the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Collection Item | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Copy of Check (Including Deposited) | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the Massachusetts median | — | — | Source |
| $10 below the national median$10 below the Massachusetts median |
| — |
| — |
| Source |
| $84 above the national median$64 above the Massachusetts median |
| — |
| — |
| Source |
| Lost Safe Deposit Box Key | $149Above the typical range ($30–$70 nationally) | $104 above the national median$84 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 10 x 10 | $175Above the typical range ($30–$70 nationally) | $130 above the national median$110 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3 x 10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$35 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3 x 5 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$10 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5 x 10 | $125Above the typical range ($30–$70 nationally) | $80 above the national median$60 above the Massachusetts median | — | — | Source |
| Tax Liens/Levies | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Verification of Deposit (other lender) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Verification of Deposit (social service) | $0Below the typical range ($5–$15 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| $12.50 below the national median$125 below the Massachusetts median |
| — |
| — |
| Source |