vs. U.S. typical range:LowerTypicalHigher
At the national median$0.75 below the Texas median
per month · Source
$4 above the national median$3.25 above the Texas median
per month · Source
At the national medianAt the Texas median
$8 below the national median$5.50 below the Texas median
$8 below the national median$5.50 below the Texas median
$13 below the national median$10.50 below the Texas median
At the national medianAt the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
$0.50 below the national median$0.50 below the Texas median
$15 above the national median$17.50 above the Texas median
At the national median$5 above the Texas median
$1 above the national median$1 above the Texas median
$3 below the national median$3 below the Texas median
$2.50 above the national median$0.50 above the Texas median
per item · Source
$5 below the national median$5 below the Texas median
$10 above the national median$5 above the Texas median
$12.45 above the national median$9.95 above the Texas median
$7.45 above the national median$4.95 above the Texas median
per item · Institution’s schedule
$7.45 above the national median$4.95 above the Texas median
$2.50 below the national median$5 below the Texas median
$10 above the national median$10 above the Texas median
$20 above the national median$23 above the Texas median
per item · Source
$20 below the national median$20 below the Texas median
$8 below the national median$8 below the Texas median
per item · Source
—
$0.50 below the national median$0.50 below the Texas median
per item · Source
$7 above the national median$7 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $6Within the typical range ($4.45–$10 nationally) | At the national median$0.75 below the Texas median | per month | — | Source |
| Monthly Service Fee (suffix 77) | $10Within the typical range ($4.45–$10 nationally) | $4 above the national median$3.25 above the Texas median | per month | — | Source |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Account Reconciliation Fee | $10Below the typical range ($12.50–$25 nationally) | $8 below the national median$5.50 below the Texas median | — | — | Source |
| Account Research Fee | $10Below the typical range ($12.50–$25 nationally) | $8 below the national median$5.50 below the Texas median | — | — | Source |
| Returned Mail/Bad Address Fee ( after 1st) | $5Below the typical range ($12.50–$25 nationally) | $13 below the national median$10.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (per item) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Inquiry Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| ATM W/D Fee | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Teller Check Fee (no checking) | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
| Teller Check Fee (with checking) | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Return Fee | $35Above the typical range ($15–$30 nationally) | $10 above the national median$5 above the Texas median | — | — | Source |
| Bill Pay Overnight Check (Physical Check) | $14.95 | ||||
Cash & DepositVerified | |||||
| Loan Payment or deposit (Cash Advance) | $15Above the typical range ($2–$10 nationally) | $10 above the national median$10 above the Texas median | — | — | Source |
| Deposit Item Return Fee (Each) | $35 | ||||
Account ServicesVerified | |||||
| Processing Fee for Levy, Garnishment, or Notice of Freeze | $30Within the typical range ($30–$90 nationally) | $20 below the national median$20 below the Texas median | — | — | Source |
| Verification of Deposit Documentation Fee | $2 | ||||
Lending FeesVerified | |||||
| Loan Late Fee | 5%($30 minimum) | — | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card Purchase Fee | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the Texas median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
26
Under review
0
Assets
$70.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$70.3M
Total deposits
$63.1M
Service charge income (year to date)
$427K
Fee income ratio
20.0%
Return on assets
0.11%
Financial profile · Pro
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| $0.50 below the national median$0.50 below the Texas median |
| — |
| — |
| Source |
| Debit Card Replacement Fee | $25Above the typical range ($5–$10 nationally) | $15 above the national median$17.50 above the Texas median | — | — | Source |
| $3 below the national median$3 below the Texas median |
| — |
| — |
| Source |
| Stop Payment Fee (per item) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Items sent for Collections | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| $12.45 above the national median$9.95 above the Texas median |
| — |
| — |
| Source |
| Bill Pay Same Day Rush Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$4.95 above the Texas median | per item | — | Institution’s schedule |
| Bill Pay Same Day Rush Payment (ACH) | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$4.95 above the Texas median | — | — | Source |
| Online Bill Pay Services | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
| $20 above the national median$23 above the Texas median |
| per item |
| — |
| Source |
| $8 below the national median$8 below the Texas median |
| per item |
| — |
| Source |