vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$1 below the Georgia median
$7.50 below the national medianAt the Georgia median
$2.50 above the national median$5 above the Georgia median
$12.50 below the national median$10 below the Georgia median
per month · Source
At the national medianAt the Georgia median
$3 above the national median$1 above the Georgia median
per item · Source
$2 above the national median$2 above the Georgia median
per month · Source
At the national medianAt the Georgia median
$10 below the national median$5 below the Georgia median
At the national medianAt the Georgia median
$10 above the national median$10 above the Georgia median
per item · Source
At the national medianAt the Georgia median
$0.50 below the national median$0.50 below the Georgia median
per item · Source
$5.50 above the national median$1 above the Georgia median
At the national medianAt the Georgia median
$3.45 above the national median$5.95 above the Georgia median
per month · Source
$10 above the national median$12.75 above the Georgia median
At the national medianAt the Georgia median
per item · Source
At the national medianAt the Georgia median
$1.50 above the national median$2 above the Georgia median
one time · ($10-$1,000) · Institution’s schedule
$1.50 above the national median$2 above the Georgia median
$2 above the national median$2 above the Georgia median
$7.50 below the national median$2.50 below the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee (average below ) | $5Within the typical range ($5–$10 nationally) | $2 below the national median$1 below the Georgia median | — | — | Source |
| Christmas Club Early Withdrawal | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Georgia median | — | — | Source |
| Account Balancing / Research (per hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Georgia median | — | — | Source |
| Bad Address (Monthly) (statements returned as undeliverable) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | per month | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.76 nationally) | At the national medianAt the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF – Non Sufficient Funds Per Item (maximum 1 fee per NSF) | $33Above the typical range ($25–$32 nationally) | $3 above the national median$1 above the Georgia median | per item | — | Source |
| Overdraft Protection Transfer (from savings or other MFCU account – maximum 20 fees per month) | $7 | ||||
ATM & CardVerified | |||||
| Replace Damaged /Lost / Stolen Visa Debit or ATM Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (domestic) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Georgia median | — | — | Source |
| Wire Transfer (incoming) | $10 | ||||
Check ServicesVerified | |||||
| Merchant Cashier Check (from personal check) / check exchange | $15Above the typical range ($3–$6 nationally) | $10 above the national median$10 above the Georgia median | per item | — | Source |
| Teller/Official Check (payable to other) | $5 | ||||
Digital & ElectronicVerified | |||||
| Business Account Bill Pay (per month) | $5.95Within the typical range ($0–$9.95 nationally) | $3.45 above the national median$5.95 above the Georgia median | per month | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item (from member payable to themselves) | $25Within the typical range ($8–$25 nationally) | $10 above the national median$12.75 above the Georgia median | — | — | Source |
Account ServicesVerified | |||||
| Legal Process Per Event | $50Within the typical range ($30–$100 nationally) | At the national medianAt the Georgia median | per item | — | Source |
| Account Verification | $10 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$2 above the Georgia median | one time | ($10-$1,000) | Institution’s schedule |
| Visa Gift Card ($10-$1,000) | $5 | ||||
Other FeesVerified | |||||
| Statement Copy/Account History Printout | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| Skip A Payment Fee (Promotion) | $30 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
10 of 15
Published fees
23
Under review
0
Assets
$429.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$429.0M
Total deposits
$376.8M
Service charge income (year to date)
$1.0M
Fee income ratio
8.5%
Return on assets
0.80%
Financial profile · Pro
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| $2 above the national median$2 above the Georgia median |
| per month |
| — |
| Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| Money Orders (each) | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$0.50 below the Georgia median | per item | — | Source |
| Stop Payment | $33Above the typical range ($20–$30 nationally) | $5.50 above the national median$1 above the Georgia median | — | — | Source |
| Check Cashing (checks over $200) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| $1.50 above the national median$2 above the Georgia median |
| — |
| — |
| Source |
| $7.50 below the national median$2.50 below the Georgia median |
| — |
| — |
| Source |