vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Texas median
$7.50 below the national median$5 below the Texas median
$7.50 above the national median$9.50 above the Texas median
$12.50 below the national median$10.50 below the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
$15 below the national median$15 below the Texas median
$5 below the national median$5 below the Texas median
$1 below the national median$1 below the Texas median
$0.50 below the national median$0.50 below the Texas median
At the national median$2.50 above the Texas median
$5 above the national median$7.50 above the Texas median
$5 below the national medianAt the Texas median
$5 above the national median$5 above the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$10 above the national median$10.02 above the Texas median
$0.50 above the national median$2 below the Texas median
per month · Source
$0.50 above the national median$2 below the Texas median
$1 above the national median$1 above the Texas median
$5 above the national median$5 above the Texas median
$35 below the national median$35 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
At the national median$2.50 above the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · Source
$12.50 above the national median$25 above the Texas median
$12.50 below the national medianAt the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Christmas Club Early Withdrawal Penalty | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Account Research Fee | $25Within the typical range ($12.50–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
| Return Mail Handling - Bad Address | $5Below the typical range ($12.50–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | per item | — | Source |
| Paper Statements | $3Within the typical range ($2–$4.50 nationally) | At the national medianAt the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (if opt-in) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | — | — | Source |
| Fondos insuficientes (NSF) | $30 | ||||
ATM & CardVerified | |||||
| Out-of-Network ATM Transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| VISA® EMV Debit Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) - Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Cashier Checks (Shared Branch) | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Giro Posta (Money Orders) | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination (One-time setup) | $20Within the typical range ($5–$20 nationally) | $10 above the national median$10.02 above the Texas median | — | — | Source |
| Bill Pay - Inactive Maintenance Fee | $3 | ||||
Cash & DepositVerified | |||||
| Cash Advance (In-branch terminal) | $6Within the typical range ($2–$10 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Drilling | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Lost Key | $10 | ||||
Retirement & IRAVerified | |||||
| IRA Custodian Transfer Processing | $25Within the typical range ($25–$35 nationally) | At the national median$2.50 above the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Photocopies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| Loan Modification | $50 | ||||
Overdraft
$30.00
Of 121 others that publish it, 48 lower, 39 the same and 34 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
35
Under review
0
Assets
$71.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$71.6M
Total deposits
$54.1M
Service charge income (year to date)
$228K
Fee income ratio
7.3%
Return on assets
3.94%
Financial profile · Pro
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| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Insufficient Funds (NSF) | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Returned Check (“On-Us”) | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Texas median | — | — | Source |
| Returned Item (Shared Branch) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Automatic Overdraft Transfer | $4Within the typical range ($2.50–$5 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| At the national median$2.50 above the Texas median |
| — |
| — |
| Source |
| Rush Order - Card Replacement | $45Within the typical range ($30–$50 nationally) | $5 above the national median$7.50 above the Texas median | — | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Money Orders | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Early Withdrawal Penalties - New & Renewal CDs: Stop Payment (Checks, ACH, etc.) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Stop Payment (Checks, ACH, etc.) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | — | — | Source |
| Collection Items - (Domestic) | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Collection Items - (Foreign / International) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Check/Draft Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $0.50 above the national median$2 below the Texas median |
| per month |
| — |
| Source |
| Servicio pago de facturas (Bill Pay) cargo por | $3Within the typical range ($0–$9.95 nationally) | $0.50 above the national median$2 below the Texas median | — | — | Source |
| $35 below the national median$35 below the Texas median |
| per item |
| — |
| Source |
| Verification of Deposits (VOD) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $12.50 above the national median$25 above the Texas median |
| — |
| — |
| Source |
| Skip a Payment (Subject to qualification) | $25Within the typical range ($25–$100 nationally) | $12.50 below the national medianAt the Texas median | per item | — | Source |