vs. U.S. typical range:LowerTypicalHigher
$1 above the national median$0.02 above the Georgia median
per month · Institution’s schedule
At the national medianAt the Georgia median
per month · Source
$2.50 above the national median$5 above the Georgia median
$12.50 below the national median$10 below the Georgia median
per item · Source
$2 below the national median$4 below the Georgia median
per item · Source
$2 below the national median$4 below the Georgia median
per item · Source
$0.50 below the national medianAt the Georgia median
per item · Source
$5 below the national median$5 below the Georgia median
per item · Institution’s schedule
$10 below the national median$5 below the Georgia median
per item · Source
$10 below the national median$10 below the Georgia median
$15 below the national median$15 below the Georgia median
per item · Source
$3 below the national median$3 below the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
$0.50 above the national median$4 below the Georgia median
At the national medianAt the Georgia median
$10 below the national median$15 below the Georgia median
per item · Source
$1 below the national median$1 below the Georgia median
per item · Source
$10 above the national median$12.75 above the Georgia median
per item · Source
$1 above the national median$1 above the Georgia median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Valued Checking Monthly Maintenance Fee | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.02 above the Georgia median | per month | — | Institution’s schedule |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Account Reconciliation and Research Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Georgia median | — | — | Source |
| Excessive Withdrawal Fee (If more than six per year and balance is under $250) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | per item | — | Source |
Overdraft & NSFVerified | |||||
| ATM Overdraft Fee | $28Within the typical range ($25–$33 nationally) | $2 below the national median$4 below the Georgia median | per item | — | Source |
| NSF Fee | $28 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals (In excess of 6 withdrawals per month or non-CGR Credit Union ATM machines) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Georgia median | per item | — | Source |
| Debit Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Wire – Outgoing | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Georgia median | per item | — | Source |
| Wire – Incoming | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Georgia median | per item | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item Fee | $25Within the typical range ($8–$25 nationally) | $10 above the national median$12.75 above the Georgia median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 above the Georgia median | per month | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$28.00
Of 166 others that publish it, 43 lower, 9 the same and 114 higher.
Monthly maintenance
$7.00
Of 91 others that publish it, 50 lower, 1 the same and 40 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$28
Headline fees published
11 of 15
Published fees
19
Under review
0
Assets
$120.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$120.0M
Total deposits
$90.0M
Service charge income (year to date)
$1.1M
Fee income ratio
23.9%
Return on assets
1.91%
Financial profile · Pro
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| $2 below the national median$4 below the Georgia median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Georgia median |
| per item |
| — |
| Institution’s schedule |
| $10 below the national median$10 below the Georgia median |
| — |
| — |
| Source |
| Wire – Foreign | $35Below the typical range ($40–$50 nationally) | $15 below the national median$15 below the Georgia median | per item | — | Source |
| At the national medianAt the Georgia median |
| per item |
| — |
| Source |
| Stop Payment Fee | $28Within the typical range ($20–$30 nationally) | $0.50 above the national median$4 below the Georgia median | — | — | Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Collection Item | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Georgia median | per item | — | Source |
| Check Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Georgia median | per item | — | Source |