vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$5 below the Florida median
$5 above the national medianAt the Florida median
At the national median$5 below the Florida median
$7.50 above the national median$10 above the Florida median
$12.50 below the national median$10 below the Florida median
$2 below the national median$2 below the Florida median
At the national median$2 below the Florida median
At the national medianAt the Florida median
$5 below the national median$5 below the Florida median
$10 above the national median$11.25 above the Florida median
$5 below the national median$5 below the Florida median
At the national medianAt the Florida median
$10 below the national median$7.50 below the Florida median
$2 below the national median$2 below the Florida median
$4 below the national median$4 below the Florida median
$7.50 above the national median$5 above the Florida median
$2.50 above the national medianAt the Florida median
$2 below the national median$2 below the Florida median
$10 below the national median$15 below the Florida median
$5 above the national medianAt the Florida median
At the national median$1 below the Florida median
$2.50 below the national median$4.45 below the Florida median
$15 above the national median$10 above the Florida median
At the national median$50 below the Florida median
At the national median$5.50 below the Florida median
$5 above the national median$2.50 above the Florida median
At the national medianAt the Florida median
$0.50 below the national medianAt the Florida median
At the national median$0.18 below the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Below Minimum Balance | $5Within the typical range ($5–$10 nationally) | $2 below the national median$5 below the Florida median | — | — | Source |
| Dormant Account Fee(2 Years of No Activity) | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Florida median | — | — | Source |
| IRA Inactive Fee (assessed after12 months of no activity) | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Florida median | — | — | Source |
| Account Research/Reconciliation Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Florida median | — | — | Source |
| Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Florida median | — | — | Source |
| Paper Statement | $1Below the typical range ($2–$4.88 nationally) | $2 below the national median$2 below the Florida median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Paid Overdrafts | $30Within the typical range ($25–$33 nationally) | At the national median$2 below the Florida median | — | — | Source |
| Overdraft Protection AutoTransfer from Share Acct | $5 | ||||
ATM & CardVerified | |||||
| Visa Lost Card Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Rush Order for Card or PIN | $50 | ||||
Wire TransfersVerified | |||||
| Wire Outgoing Fee Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Wire Incoming Domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier Check Fee | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Florida median | — | — | Source |
| Teller Check to a Third Party | $1 | ||||
Digital & ElectronicVerified | |||||
| Internet Banking/ Bill Pay Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.45 below the Florida median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit or Payment(item issued by member) | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the Florida median | — | — | Source |
Account ServicesVerified | |||||
| Garnishments, Levies,Legal Notices | $50Within the typical range ($30–$89.38 nationally) | At the national median$50 below the Florida median | — | — | Source |
| Verification of Deposit Fee | $10 | ||||
Lending FeesVerified | |||||
| Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$2.50 above the Florida median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Outgoing Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Florida median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Issuance Fee | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Florida median | — | — | Source |
Other FeesVerified | |||||
| Visa Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national median$0.18 below the Florida median | — | — | Source |
Overdraft
$30.00
Of 41 others that publish it, 14 lower, 10 the same and 17 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
29
Under review
0
Assets
$34.1M
Work at Ecu Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$34.1M
Total deposits
$27.8M
Service charge income (year to date)
$85K
Fee income ratio
8.9%
Return on assets
-0.03%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| $10 above the national median$11.25 above the Florida median |
| — |
| — |
| Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| Wire Incoming Foreign | $10Within the typical range ($10–$25 nationally) | $10 below the national median$7.50 below the Florida median | — | — | Source |
| $4 below the national median$4 below the Florida median |
| — |
| — |
| Source |
| Stop Payment Debit Card Item | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Florida median | — | — | Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Florida median | — | — | Source |
| Non‐Member Check Cashing | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Florida median | — | — | Source |
| Foreign Item Collection | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Florida median | — | — | Source |
| Items Sent for Collection | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Florida median | — | — | Source |
| Copy (Check, Statement) | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Florida median | — | — | Source |
| At the national median$5.50 below the Florida median |
| — |
| — |
| Source |