vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$2.75 above the Florida median
per month · Source
$2 below the national median$5 below the Florida median
$12.50 above the national median$5 above the Florida median
$5 above the national medianAt the Florida median
per month · Source
$42.50 above the national median$45 above the Florida median
$12.50 above the national median$15 above the Florida median
At the national medianAt the Florida median
$5 above the national median$3 above the Florida median
$25 below the national median$27 below the Florida median
$5 above the national median$5 above the Florida median
per item · Source
$5 above the national median$5 above the Florida median
$2.50 above the national medianAt the Florida median
At the national medianAt the Florida median
$2 above the national median$1 above the Florida median
$2.05 below the national median$0.53 below the Florida median
$10 above the national median$5 above the Florida median
$22.50 above the national median$20.55 above the Florida median
$247.50 above the national median$245 above the Florida median
$2.50 below the national median$5 below the Florida median
$7.50 above the national median$5 above the Florida median
$25 above the national median$25 below the Florida median
$15 above the national median$12.50 above the Florida median
At the national medianAt the Florida median
$0.50 below the national medianAt the Florida median
$2.75 below the national median$2.93 below the Florida median
$2 above the national median$1.82 above the Florida median
$2.50 above the national median$10 below the Florida median
$212.50 above the national median$200 above the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Freedom Checking Monthly Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.75 above the Florida median | per month | — | Source |
| Below Minimum Balance Fee (Account Below ) | $5Within the typical range ($5–$10 nationally) | $2 below the national median$5 below the Florida median | — | — | Source |
| Account Closing Fee | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median$5 above the Florida median | — | — | Source |
| Inactive Accounts (per month) | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Florida median | per month | — | Source |
| Research Fee (Per hour or any part thereof, for non-members) | $60Above the typical range ($11.38–$25 nationally) | $42.50 above the national median$45 above the Florida median | — | — | Source |
| Research Fee (Per hour or any part thereof) | $30Above the typical range ($11.38–$25 nationally) | $12.50 above the national median$15 above the Florida median | — | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.68 nationally) | At the national medianAt the Florida median | — | — | Source |
Overdraft & NSFVerified | |||||
| ACH Courtesy Pay | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Florida median | — | — | Source |
| ACH Overdraft | $5 | ||||
ATM & CardVerified | |||||
| Replacement Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Florida median | — | — | Source |
Check ServicesVerified | |||||
| Stop Payment (range of drafts) 30.00 | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Florida median | — | — | Source |
| Check Cashing (Non-Members) | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee | $7.95Within the typical range ($5–$20 nationally) | $2.05 below the national median$0.53 below the Florida median | — | — | Source |
| ACH Return – NSF | $35 | ||||
Account ServicesVerified | |||||
| Closing on Home Loans/Notary | $250Above the typical range ($0–$5 nationally) | $247.50 above the national median$245 above the Florida median | — | — | Source |
| Notary Service (per act) (Members) | $0 | ||||
Lending FeesVerified | |||||
| Late Charge – Delinquent Loan | $35Above the typical range ($10–$25 nationally) | $15 above the national median$12.50 above the Florida median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer to Another Financial Institution | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Florida median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Florida median | — | — | Source |
Other FeesVerified | |||||
| Photocopies per page | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.93 below the Florida median | — | — | Source |
| Statement Copies (per statement) | $5 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
7 of 15
Published fees
28
Under review
0
Assets
$184.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$184.3M
Total deposits
$164.7M
Service charge income (year to date)
$683K
Fee income ratio
12.7%
Return on assets
0.16%
Financial profile · Pro
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| $25 below the national median$27 below the Florida median |
| — |
| — |
| Source |
| Returned Draft – NSF (each) | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Florida median | per item | — | Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| Copies of Drafts | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Florida median | — | — | Source |
| $10 above the national median$5 above the Florida median |
| — |
| — |
| Source |
| Bill Payment Incorrect Bad Address | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$20.55 above the Florida median | — | — | Source |
| $2.50 below the national median$5 below the Florida median |
| — |
| — |
| Source |
| Notary Service (per act) (Non-Members) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Florida median | — | — | Source |
| Garnish/Levy | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 below the Florida median | — | — | Source |
| $2 above the national median$1.82 above the Florida median |
| — |
| — |
| Source |
| Quick Cash Loan Application Fee | $40Within the typical range ($25–$100 nationally) | $2.50 above the national median$10 below the Florida median | — | — | Source |
| Subordination On Home Loans | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$200 above the Florida median | — | — | Source |