vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5.75 below the Missouri median
per month · Source
$3 below the national median$1.50 below the Missouri median
per month · Source
$7 below the national median$5.50 below the Missouri median
per month · Source
$5 above the national median$5 above the Missouri median
per year · Source
$12.50 below the national median$12.50 below the Missouri median
per month · Source
$2 above the national median$2 above the Missouri median
$3 below the national median$3 below the Missouri median
$2 below the national median$1.25 below the Missouri median
per item · Source
$2 below the national medianAt the Missouri median
per item · Source
$20 below the national median$18 below the Missouri median
At the national medianAt the Missouri median
$0.50 below the national median$0.50 below the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
$50 above the national median$50 above the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
$5 below the national median$5 below the Missouri median
$2.50 above the national median$2 above the Missouri median
At the national medianAt the Missouri median
per item · Source
$5 above the national median$5 above the Missouri median
$27.50 above the national median$25 above the Missouri median
$2.50 below the national median$5 below the Missouri median
$25.50 above the national median$23 above the Missouri median
per item · Source
At the national median$5 above the Missouri median
per item · Source
$0.50 below the national median$1 above the Missouri median
per item · Source
$2.50 below the national median$1 below the Missouri median
$40 above the national median$52.50 above the Missouri median
$5 below the national median$7.50 above the Missouri median
$20 below the national median$7.50 below the Missouri median
$13 above the national median$25.50 above the Missouri median
$10 below the national median$2.50 above the Missouri median
$25 above the national median$37.50 above the Missouri median
$55 above the national median$67.50 above the Missouri median
$25 above the national median$25 above the Missouri median
$10 below the national median$5 below the Missouri median
$5 above the national median$15 above the Missouri median
$1 below the national medianAt the Missouri median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Checking monthly service fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.75 below the Missouri median | per month | — | Source |
| Below minimum balance (Value Checking) | $4Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the Missouri median | per month | — | Source |
| Below minimum balance fee (per month) | $0Below the typical range ($5–$10 nationally) | $7 below the national median$5.50 below the Missouri median | per month | — | Source |
| Inactive account | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Missouri median | per year | — | Source |
| Returned mail (per month) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Missouri median | per month | — | Source |
| Paper statement (applies to members 18 years to 64 years of age) | $5Above the typical range ($2–$4.93 nationally) | $2 above the national median$2 above the Missouri median | — | — | Source |
| Paper statements for members age 17 and under and age 65 | $0Below the typical range ($2–$4.93 nationally) | $3 below the national median$3 below the Missouri median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay or any overdraft | $28Within the typical range ($25–$33 nationally) | $2 below the national median$1.25 below the Missouri median | per item | — | Source |
| Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay) | $28 | ||||
ATM & CardVerified | |||||
| ATM use (including business accounts) (Non-ACU network machine withdrawals, transfers and inquiries) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Missouri median | per item | — | Source |
| Card replacement | $10 | ||||
Wire TransfersVerified | |||||
| Domestic wire transfer (Outgoing – Federal Reserve) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| International wire transfer (Outgoing) International wire transfer (Outgoing to U.S. Military Bases) | $100 | ||||
Check ServicesVerified | |||||
| Cashier's check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| Purchase money orders and cashier's checks | $0 | ||||
Digital & ElectronicVerified | |||||
| Online Banking, Mobile, Bill Pay and ACH | $30Above the typical range ($0–$9.95 nationally) | $27.50 above the national median$25 above the Missouri median | — | — | Source |
| Send and receive money with Zelle® | $0 | ||||
Cash & DepositVerified | |||||
| Cash advance fees | $0Below the typical range ($2–$10 nationally) | $5 below the national median | — | — | Source |
| Deposit items returned unpaid | $15Within the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Notary service (non-members) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$1 above the Missouri median | per item | — | Source |
| Notary service for members | $0 | ||||
Lending FeesVerified | |||||
| Credit card late payment (share secured only) Minimum payment > | $25Within the typical range ($10–$25 nationally) | $5 above the national median$15 above the Missouri median | — | — | Source |
Other FeesVerified | |||||
| Fax | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Missouri median | — | — | Source |
Overdraft
$28.00
Of 27 others that publish it, 12 lower, 6 the same and 9 higher.
Monthly maintenance
$0.00
Of 11 others that publish it, 0 lower, 1 the same and 10 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$28
Headline fees published
13 of 15
Published fees
39
Under review
0
Assets
$387.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$387.5M
Total deposits
$354.1M
Service charge income (year to date)
$1.1M
Fee income ratio
8.6%
Return on assets
0.51%
Financial profile · Pro
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| $2 below the national medianAt the Missouri median |
| per item |
| — |
| Source |
| Returned ACH payment | $10Below the typical range ($25–$32 nationally) | $20 below the national median$18 below the Missouri median | — | — | Source |
| Overdraft transfer (from savings account) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Missouri median | — | — | Source |
| At the national medianAt the Missouri median |
| per item |
| — |
| Source |
| $50 above the national median$50 above the Missouri median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Missouri median |
| — |
| — |
| Source |
| Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2 above the Missouri median | — | — | Source |
| Non-member ON US check cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| Collection item (incoming and outgoing) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Missouri median | — | — | Source |
| $2.50 below the national median$5 below the Missouri median |
| — |
| — |
| Source |
| Uncollected funds (includes checks, preauthorized ACH withdrawals and online bill pay) | $28Above the typical range ($0–$9.95 nationally) | $25.50 above the national median$23 above the Missouri median | per item | — | Source |
| At the national median$5 above the Missouri median |
| per item |
| — |
| Source |
| $2.50 below the national median$1 below the Missouri median |
| — |
| — |
| Source |
| 10x10 box rental | $85Above the typical range ($30–$70 nationally) | $40 above the national median$52.50 above the Missouri median | — | — | Source |
| 3x10 box rental | $40Within the typical range ($30–$70 nationally) | $5 below the national median$7.50 above the Missouri median | — | — | Source |
| 3x5 box rental | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.50 below the Missouri median | — | — | Source |
| 5x10 box rental | $58Within the typical range ($30–$70 nationally) | $13 above the national median$25.50 above the Missouri median | — | — | Source |
| 5x5 box rental | $35Within the typical range ($30–$70 nationally) | $10 below the national median$2.50 above the Missouri median | — | — | Source |
| 7x10 box rental | $70Within the typical range ($30–$70 nationally) | $25 above the national median$37.50 above the Missouri median | — | — | Source |
| Drill box | $100Above the typical range ($30–$70 nationally) | $55 above the national median$67.50 above the Missouri median | — | — | Source |
| Garnishment | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Missouri median | — | — | Source |
| Subpoena received (per account) | $40Within the typical range ($30–$100 nationally) | $10 below the national median$5 below the Missouri median | — | — | Source |