vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5.25 below the Washington median
per month · Source
$1 above the national median$1.75 above the Washington median
per month · Source
$7.50 below the national median$7.50 below the Washington median
one time · Source
$7.50 below the national median$7.50 below the Washington median
$5 above the national median$5 above the Washington median
per month · Source
$2.50 above the national median$5 above the Washington median
$7.50 below the national median$5 below the Washington median
per quarter · Source
$1 below the national median$1 above the Washington median
per item · Source
$2 above the national median$7 above the Washington median
per item · Source
At the national median$0.50 above the Washington median
per day · Source
$2 above the national median$1.50 above the Washington median
per transaction · Source
$5 below the national median$2.25 below the Washington median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2541. canonical_hint=card_replacement; text_hash=0e1ed408eadd64598fdb585ef0bc08d04036fb12e66440c5c9594b4a4c0edc5e; excerpt="Program Card Replacement | Fee Amount $5 per replacement ($25 per rush order)" · Source
At the national median$5 above the Washington median
per item · Source
At the national median$10 above the Washington median
per item · Source
At the national medianAt the Washington median
per item · Source
At the national medianAt the Washington median
per item · Source
$4.50 above the national median$7 above the Washington median
per item · Source
At the national medianAt the Washington median
per item · Source
$1 below the national medianAt the Washington median
per item · Source
$1 below the national medianAt the Washington median
per item · Source
At the national medianAt the Washington median
per item · Source
$7.50 above the national median$5 above the Washington median
$7.50 above the national median$5 above the Washington median
per item · Source
$55 above the national median$60 above the Washington median
per year · Source
$5 above the national median$10 above the Washington median
per year · Source
$15 below the national median$10 below the Washington median
per year · Source
$15 above the national median$20 above the Washington median
per year · Source
$5 below the national medianAt the Washington median
per year · Source
$25 below the national median$20 below the Washington median
one time · Source
$205 above the national median$210 above the Washington median
one time · Source
$55 above the national median$60 above the Washington median
$5 above the national median$10 above the Washington median
$15 below the national median$10 below the Washington median
$15 above the national median$20 above the Washington median
$5 below the national medianAt the Washington median
$205 above the national median$210 above the Washington median
$25 below the national median$20 below the Washington median
$40 below the national median$35 below the Washington median
At the national medianAt the Washington median
per item · Source
At the national medianAt the Washington median
$5 above the national medianAt the Washington median
$5 above the national medianAt the Washington median
per transaction · Source
per transaction · Source
$0.45 above the national medianAt the Washington median
per item · Source
$5 below the national median$5 below the Washington median
per item · Source
$2.50 below the national median$2.50 below the Washington median
per item · Source
$1 below the national median$1 below the Washington median
$1 below the national median$1 below the Washington median
per item · Source
$5.50 below the national median$35.50 below the Washington median
per item · Source
$207.50 above the national median$177.50 above the Washington median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.25 below the Washington median | per month | — | Source |
| Monthly Fee (Interest Checking) | $7Within the typical range ($4–$10 nationally) | $1 above the national median$1.75 above the Washington median | per month | — | Source |
| Cierre anticipado de cuenta | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$7.50 below the Washington median | one time | — | Source |
| Fee Amount | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$7.50 below the Washington median | — | — | Source |
| Program Inactive Account (after 1 year): Fee Amount | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Washington median | per month | — | Source |
| Fee Amount | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Washington median | — | — | Source |
| Program Wrong Address: Fee Amount | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Washington median | per quarter | — | Source |
Overdraft & NSFVerified | |||||
| Program Courtesy Pay (1 NSF or Courtesy Pay refund per calendar year upon request): Fee Amount | $29Within the typical range ($25–$33 nationally) | $1 below the national median$1 above the Washington median | per item | — | Source |
| Program Returned Item (reason other than NSF): Fee Amount | $32 | ||||
ATM & CardVerified | |||||
| Retiro de tarjeta no perteneciente a la red en un cajero automático de Sound | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$1.50 above the Washington median | per transaction | — | Source |
| Program Card Replacement: Fee Amount | $5 | ||||
Wire TransfersVerified | |||||
| Program Wire Transfer - Domestic (outgoing): Fee Amount | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Washington median | per item | — | Source |
| Program Wire Transfer - International (outgoing): Fee Amount | $50 | ||||
Check ServicesVerified | |||||
| Giro postal | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Washington median | per item | — | Source |
| Program Money Order 3 free per month for Sound Debit Accounts: Fee Amount | $2 | ||||
Cash & DepositVerified | |||||
| Program Deposit Return Fee (returned check of depositor): Fee Amount | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Washington median | per item | — | Source |
Account ServicesVerified | |||||
| Fee Amount | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Washington median | — | — | Source |
| Notario (no miembro) | $10 | ||||
Lending FeesVerified | |||||
| Fee Amount | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Washington median | — | — | Source |
| Pago atrasado de la tarjeta de crédito Visa | $25 | ||||
Vehicle & TitleVerified | |||||
| Transferencia de título | $46Within the typical range ($15–$49.34 nationally) | $21 above the national median | per transaction | — | Source |
Gift & Prepaid CardsVerified | |||||
| Program Visa Gift Card Purchase: Fee Amount | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national medianAt the Washington median | per item | — | Source |
Other FeesVerified | |||||
| Envío exprés/de un día para otro | $25Within the typical range ($20–$40 nationally) | $5 below the national median$5 below the Washington median | per item | — | Source |
| Program Photocopy: Fee Amount | $0.50 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.00
Of 187 others that publish it, 125 lower, 16 the same and 46 higher.
Monthly maintenance
$3.50
Of 144 others that publish it, 41 lower, 2 the same and 101 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
10 of 15
Published fees
50
Under review
0
Assets
$3.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$3.4B
Total deposits
$2.9B
Service charge income (year to date)
$7.6M
Fee income ratio
6.9%
Return on assets
0.94%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $2 above the national median$7 above the Washington median |
| per item |
| — |
| Source |
| Program Overdraft Transfer: Fee Amount | $5Within the typical range ($2.50–$5 nationally) | At the national median$0.50 above the Washington median | per day | — | Source |
| $5 below the national median$2.25 below the Washington median |
| per item |
| Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2541. canonical_hint=card_replacement; text_hash=0e1ed408eadd64598fdb585ef0bc08d04036fb12e66440c5c9594b4a4c0edc5e; excerpt="Program Card Replacement | Fee Amount $5 per replacement ($25 per rush order)" |
| Source |
| At the national median$10 above the Washington median |
| per item |
| — |
| Source |
| At the national medianAt the Washington median |
| per item |
| — |
| Source |
| Program Stop Payment: Fee Amount | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$7 above the Washington median | per item | — | Source |
| Cobro de cheques para no miembros | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Washington median | per item | — | Source |
| Copias de cheques | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Washington median | per item | — | Source |
| Program Document Retrieval (includes check copies): Fee Amount | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Washington median | per item | — | Source |
| $7.50 above the national median$5 above the Washington median |
| per item |
| — |
| Source |
| Caja de seguridad 10 X 10 X 21 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$60 above the Washington median | per year | — | Source |
| Caja de seguridad 3 X 10 X 21 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$10 above the Washington median | per year | — | Source |
| Caja de seguridad 3 X 5 X 21 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$10 below the Washington median | per year | — | Source |
| Caja de seguridad 5 X 10 X 21 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$20 above the Washington median | per year | — | Source |
| Caja de seguridad 5 X 5 X 21 | $40Within the typical range ($30–$70 nationally) | $5 below the national medianAt the Washington median | per year | — | Source |
| Llave de repuesto | $20Below the typical range ($30–$70 nationally) | $25 below the national median$20 below the Washington median | one time | — | Source |
| Perforación de caja | $250Above the typical range ($30–$70 nationally) | $205 above the national median$210 above the Washington median | one time | — | Source |
| Program 10 X 10 X 21: Fee Amount | $100Above the typical range ($30–$70 nationally) | $55 above the national median$60 above the Washington median | — | — | Source |
| Program 3 X 10 X 21: Fee Amount | $50Within the typical range ($30–$70 nationally) | $5 above the national median$10 above the Washington median | — | — | Source |
| Program 3 X 5 X 21: Fee Amount | $30Within the typical range ($30–$70 nationally) | $15 below the national median$10 below the Washington median | — | — | Source |
| Program 5 X 10 X 21: Fee Amount | $60Within the typical range ($30–$70 nationally) | $15 above the national median$20 above the Washington median | — | — | Source |
| Program 5 X 5 X 21: Fee Amount | $40Within the typical range ($30–$70 nationally) | $5 below the national medianAt the Washington median | — | — | Source |
| Program Box Drilling: Fee Amount | $250Above the typical range ($30–$70 nationally) | $205 above the national median$210 above the Washington median | — | — | Source |
| Program Replacement Key: Fee Amount | $20Below the typical range ($30–$70 nationally) | $25 below the national median$20 below the Washington median | — | — | Source |
| Safe deposit box discount | $5Below the typical range ($30–$70 nationally) | $40 below the national median$35 below the Washington median | — | — | Source |
| Acciones legales (embargos/gravámenes) | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Washington median | per item | — | Source |
| Program Legal Action (garnishments/levies): Fee Amount | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Washington median | — | — | Source |
| $5 above the national medianAt the Washington median |
| per transaction |
| — |
| Source |
| $2.50 below the national median$2.50 below the Washington median |
| per item |
| — |
| Source |
| Program Statement Copy: Fee Amount | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Washington median | — | — | Source |
| Recuperación de documentos (incluye copias de cheques) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Washington median | per item | — | Source |
| Program Skip-A-Pay (program available for eligible consumer loans): Fee Amount | $32Within the typical range ($25–$100 nationally) | $5.50 below the national median$35.50 below the Washington median | per item | — | Source |
| Program Subordination: Fee Amount | $245Above the typical range ($25–$100 nationally) | $207.50 above the national median$177.50 above the Washington median | — | — | Source |