vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.98 below the Kansas median
per month · Source
$1 above the national median$1.02 above the Kansas median
per month · Source
$4 above the national median$4.02 above the Kansas median
per month · Source
$2.50 below the national median$7.50 below the Kansas median
$7.50 below the national median$12.50 below the Kansas median
per month · Source
$7.50 below the national median$12.50 below the Kansas median
Knox extract.rules v26 categorized a line held for review from Rosetta artifact #190. canonical_hint=account_research; text_hash=29e7895b341d1f3a1c34bf8d62959c62c73640d77e5fc7d91d4fbdb2b55f2c5a; excerpt="Payoff fax fee | $10" · Source
$12.50 below the national median$17.50 below the Kansas median
per item · Source
$1 below the national median$1 below the Kansas median
At the national median$3 above the Kansas median
At the national median$5 above the Kansas median
At the national medianAt the Kansas median
per day · Source
$0.50 above the national median$0.37 above the Kansas median
per transaction · Source
$1.50 above the national median$1.37 above the Kansas median
per item · Source
$5 below the national median$5 below the Kansas median
$5 above the national median$10 above the Kansas median
$2 below the national median$2 below the Kansas median
per item · Source
$2.50 above the national median$5 above the Kansas median
At the national medianAt the Kansas median
per item · Source
$5 below the national medianAt the Kansas median
$35 below the national median$22.25 below the Kansas median
$30 above the national median$42.75 above the Kansas median
$10 below the national median$2.75 above the Kansas median
$5 above the national median$17.75 above the Kansas median
$35 below the national medianAt the Kansas median
$10 below the national median$5 below the Kansas median
per month · Source
$0.50 above the national median$0.50 above the Kansas median
per item · Source
$2 above the national median$2.19 above the Kansas median
$17.50 below the national medianAt the Kansas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Charter Checking Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.98 below the Kansas median | per month | — | Source |
| Monthly service charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$1.02 above the Kansas median | per month | — | Source |
| Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.02 above the Kansas median | per month | — | Source |
| Account research, one hour minimum | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$7.50 below the Kansas median | — | — | Source |
| Bad address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$12.50 below the Kansas median | per month | — | Source |
| Payoff fax fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$12.50 below the Kansas median | — | Knox extract.rules v26 categorized a line held for review from Rosetta artifact #190. canonical_hint=account_research; text_hash=29e7895b341d1f3a1c34bf8d62959c62c73640d77e5fc7d91d4fbdb2b55f2c5a; excerpt="Payoff fax fee | $10" | Source |
| Return mail, no forwarding address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$17.50 below the Kansas median | per item | — | Source |
| Mailed/paper statement fee | $2Within the typical range ($2–$4.59 nationally) | $1 below the national median$1 below the Kansas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy pay fee | $30Within the typical range ($25–$33 nationally) | At the national median$3 above the Kansas median | — | — | Source |
| Insufficient funds for ATM transaction | $30 | ||||
ATM & CardVerified | |||||
| Additional charge per transaction if ATM transaction is done outside our no-surcharge ATM network | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.37 above the Kansas median | per transaction | — | Source |
| see ATM fees below additional copies | $3 | ||||
Wire TransfersVerified | |||||
| Wire transfers (minimum ): Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Kansas median | — | — | Source |
Check ServicesVerified | |||||
| Corporate checks | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Kansas median | per item | — | Source |
| Stop payment fee | $30 | ||||
Cash & DepositVerified | |||||
| Returned deposit item | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Kansas median | — | — | Source |
Account ServicesVerified | |||||
| Lost key | $10Below the typical range ($30–$70 nationally) | $35 below the national median$22.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 10 x 10 | $75 | ||||
Lending FeesVerified | |||||
| Late charge (per month) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Kansas median | per month | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.50 above the Kansas median | per item | — | Source |
Other FeesVerified | |||||
| Interim or duplicate statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.19 above the Kansas median | — | — | Source |
| Mortgage lien release | $20 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 102 others that publish it, 48 lower, 36 the same and 18 higher.
Monthly maintenance
$7.00
Of 58 others that publish it, 38 lower, 2 the same and 18 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
28
Under review
0
Assets
$531.9M
Work at Mid American Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$531.9M
Total deposits
$441.8M
Service charge income (year to date)
$2.2M
Fee income ratio
12.2%
Return on assets
0.66%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median$5 above the Kansas median |
| — |
| — |
| Source |
| Daily Overdraft protection transfer fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Kansas median | per day | — | Source |
| $1.50 above the national median$1.37 above the Kansas median |
| per item |
| — |
| Source |
| Replacement debit card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Kansas median | — | — | Source |
| $2.50 above the national median$5 above the Kansas median |
| — |
| — |
| Source |
| Check cashing fee, with no checking or loan accounts or aggregate balance greater than check being cashed | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Kansas median | per item | — | Source |
| $30 above the national median$42.75 above the Kansas median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$2.75 above the Kansas median | — | — | Source |
| Safe Deposit Box 5 x 10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$17.75 above the Kansas median | — | — | Source |
| Garnishment processing fee | $15Below the typical range ($30–$90 nationally) | $35 below the national medianAt the Kansas median | — | — | Source |
| $17.50 below the national medianAt the Kansas median |
| — |
| — |
| Source |