vs. U.S. typical range:LowerTypicalHigher
$19 above the national median$19.50 above the California median
per month · Source
$4 above the national median$4.50 above the California median
per month · Source
$3 below the national median$1.50 below the California median
$5 above the national median$6.50 above the California median
per month · Source
At the national median$1.50 above the California median
per month · Source
$22.50 above the national median$20 above the California median
$12.50 below the national median$15 below the California median
per quarter · Source
$7.50 below the national median$10 below the California median
per item · Source
$1 below the national median$0.50 below the California median
per month · Source
$1 below the national median$0.50 below the California median
$16 below the national median$9 below the California median
per item · Source
At the national median$7 above the California median
per item · Source
$5 below the national median$3 below the California median
$0.50 above the national medianAt the California median
per item · Source
$1.50 below the national median$2 below the California median
$5 above the national median$5 above the California median
per item · Source
$10 above the national median$7.50 above the California median
per item · per each · Institution’s schedule
At the national medianAt the California median
per item · Source
$1 above the national medianAt the California median
per item · Source
$3 above the national median$2 above the California median
per item · per page; one set free for New Accounts; University Checking Account · Institution’s schedule
$3 above the national median$2 above the California median
$5 above the national median$4.50 above the California median
per item · Source
At the national median$0.50 below the California median
per item · Source
$7 above the national median$7 above the California median
per item · Source
$5 above the national median$2 above the California median
per item · Source
$12.50 above the national medianAt the California median
per item · Source
At the national median$5 above the California median
per item · Source
At the national medianAt the California median
per item · Source
$2 below the national median$3.25 below the California median
$7.50 below the national median$45 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance | $25Above the typical range ($4–$10 nationally) | $19 above the national median$19.50 above the California median | per month | — | Source |
| Monthly Maintenance | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the California median | per month | — | Source |
| Escheatment | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Inactive Account (waived for members under 18, inapplicable to savings accounts) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$6.50 above the California median | per month | — | Source |
| Inactive Organizational Account | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Account Reconciliation and Research | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$20 above the California median | — | — | Source |
| Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the California median | per quarter | — | Source |
| Bad Address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the California median | per item | — | Source |
| Credit Card Paper Statements | $2Within the typical range ($2–$4.68 nationally) | $1 below the national median$0.50 below the California median | per month | — | Source |
| Paper Statement Fee (Waived for members 65 and older) | $2Within the typical range ($2–$4.68 nationally) | $1 below the national median$0.50 below the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds/Uncollected Funds (per presentment of items returned unpaid due to insufficient funds) | $14Below the typical range ($25–$32 nationally) | $16 below the national median$9 below the California median | per item | — | Source |
| Insufficient Funds/Uncollected Funds (per presentment of items returned unpaid due to insufficient funds) | $30 | ||||
ATM & CardVerified | |||||
| ATM Transactions - Non CO-OP Network ATMs | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | per item | — | Source |
| ATM Transactions at UCU or CO-OP Network ATMs | $0 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | per item | — | Source |
| Money Orders | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $20Within the typical range ($8–$25 nationally) | $5 above the national median$2 above the California median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service (free for UCU documents) | $15Above the typical range ($0–$5 nationally) | $12.50 above the national medianAt the California median | per item | — | Source |
| Legal, Levy, or Garnishment Processing | $50 | ||||
Other FeesVerified | |||||
| Copy of Statements or Transaction History | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3.25 below the California median | — | — | Source |
| Skip a Pay | $30 | ||||
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
30
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.2B
Total deposits
$990.9M
Service charge income (year to date)
$646K
Fee income ratio
2.0%
Return on assets
0.03%
Financial profile · Pro
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| At the national median$7 above the California median |
| per item |
| — |
| Source |
| Overdraft Transfer from Savings (Account transfer fee) | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3 below the California median | — | — | Source |
| $1.50 below the national median$2 below the California median |
| — |
| — |
| Source |
| Card Replacement (one free per year) | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the California median | per item | — | Source |
| Card Rush Order | $50Within the typical range ($30–$50 nationally) | $10 above the national median$7.50 above the California median | per item | per each | Institution’s schedule |
| $1 above the national medianAt the California median |
| per item |
| — |
| Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | per page; one set free for New Accounts; University Checking Account | Institution’s schedule |
| Temporary Checks (one set free for New Accounts) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | — | — | Source |
| Check Cashing (non-member for on-us checks) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.50 above the California median | per item | — | Source |
| Check Cashing (non-member for on-us checks) | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | per item | — | Source |
| Copy of Deposited Check, Cashiers Check, Paid Check, or Money Order | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the California median | per item | — | Source |
| At the national median$5 above the California median |
| per item |
| — |
| Source |
| Verification of Deposit to Non-UCU Loans | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | per item | — | Source |
| $7.50 below the national median$45 below the California median |
| — |
| — |
| Source |