vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$3 below the Pennsylvania median
per month · Source
At the national medianAt the Pennsylvania median
$20 above the national median$20 above the Pennsylvania median
$12.50 below the national median$12.50 below the Pennsylvania median
$1.50 above the national median$1.50 above the Pennsylvania median
$4 below the national median$4 below the Pennsylvania median
$5 below the national medianAt the Pennsylvania median
per item · Source
$1 above the national median$1 above the Pennsylvania median
$3 above the national median$3 above the Pennsylvania median
$7.75 above the national median$10 above the Pennsylvania median
$1 below the national median$0.50 below the Pennsylvania median
$2.50 below the national median$3.38 below the Pennsylvania median
At the national medianAt the Pennsylvania median
$5 below the national median$10 below the Pennsylvania median
$1.50 above the national median$4 above the Pennsylvania median
per item · Source
$20 below the national median$28.45 below the Pennsylvania median
$200 above the national median$150 above the Pennsylvania median
$25 above the national median$25 below the Pennsylvania median
$25 above the national median$25 above the Pennsylvania median
per item · Source
$1.50 above the national median$2 above the Pennsylvania median
$2 below the national median$2 below the Pennsylvania median
per item · Source
$2 above the national median$2 above the Pennsylvania median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| monthly service fee is discounted | $2Below the typical range ($4–$10 nationally) | $4 below the national median$3 below the Pennsylvania median | per month | — | Source |
| Dormant Account/Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
| Escheat Account Processing | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Pennsylvania median | — | — | Source |
| Returned Mail (statements) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Pennsylvania median | — | — | Source |
ATM & CardVerified | |||||
| Non 1ST SUMMIT ATM use | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Pennsylvania median | — | — | Source |
| Debit Card Reissue or Replacement | $6 | ||||
Check ServicesVerified | |||||
| Treasurer’s Check | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Pennsylvania median | — | — | Source |
| Money Orders (up to ) | $5 | ||||
Digital & ElectronicVerified | |||||
| Zelle® Person to Person Payments | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3.38 below the Pennsylvania median | — | — | Source |
| Mobile Deposit | $0 | ||||
Cash & DepositVerified | |||||
| Deposited Item Return | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the Pennsylvania median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service (per document) | $4Within the typical range ($0–$5 nationally) | $1.50 above the national median$4 above the Pennsylvania median | per item | — | Source |
| Key Replacement | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Pennsylvania median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Prepaid Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$2 above the Pennsylvania median | — | — | Source |
Other FeesVerified | |||||
| Photocopies (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Pennsylvania median | per item | — | Source |
| Prepaid Card | $5 | ||||
Fee change alerts
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Headline fees published
6 of 15
Published fees
22
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.5B
Total deposits
$1.2B
Service charge income
$524K
Fee income ratio
4.5%
Return on assets
0.69%
Branches
17
Service charge income by quarter
Financial profile · Pro
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| $4 below the national median$4 below the Pennsylvania median |
| — |
| — |
| Source |
| Expedited Debit Card Delivery | $35Within the typical range ($30–$50 nationally) | $5 below the national medianAt the Pennsylvania median | per item | — | Source |
| $3 above the national median$3 above the Pennsylvania median |
| — |
| — |
| Source |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.75 above the national median$10 above the Pennsylvania median | — | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.50 below the Pennsylvania median | — | — | Source |
| At the national medianAt the Pennsylvania median |
| — |
| — |
| Source |
| $20 below the national median$28.45 below the Pennsylvania median |
| — |
| — |
| Source |
| Garnishments | $250Above the typical range ($30–$87.50 nationally) | $200 above the national median$150 above the Pennsylvania median | — | — | Source |
| IRS Levies / Domestic Relations Freezes | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 below the Pennsylvania median | — | — | Source |
| $2 above the national median$2 above the Pennsylvania median |
| — |
| — |
| Source |