vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Michigan median
per month · Source
$12.50 above the national median$11.25 above the Michigan median
$7.50 below the national median$8.75 below the Michigan median
per month · Source
At the national median$1 above the Michigan median
per item · Source
At the national median$1 above the Michigan median
per item · Source
At the national median$1 above the Michigan median
per transaction · Source
$2 below the national median$0.50 below the Michigan median
per item · Source
$0.50 above the national median$0.15 above the Michigan median
per transaction · Source
At the national median$2.50 above the Michigan median
$60 above the national median$65 above the Michigan median
$15 above the national median$20 above the Michigan median
At the national medianAt the Michigan median
$2 below the national medianAt the Michigan median
$2.50 above the national median$3 above the Michigan median
per item · Source
$12.50 below the national median$12 below the Michigan median
$1 above the national median$1 above the Michigan median
per item · free for new accounts (2 sheets or 8 checks) · Institution’s schedule
$1 above the national median$1 above the Michigan median
$2 above the national median$1.50 above the Michigan median
$10 above the national median$11 above the Michigan median
$15 above the national median$15 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$7.50 above the national median$5 above the Michigan median
$2.50 below the national median$5 below the Michigan median
$35 above the national median$31 above the Michigan median
per year · Source
$5 below the national median$9 below the Michigan median
per year · Source
$5 above the national median$1 above the Michigan median
per year · Source
$25 above the national median$25 above the Michigan median
$5 above the national medianAt the Michigan median
$0.50 above the national medianAt the Michigan median
$1.45 above the national median$0.95 above the Michigan median
$0.50 below the national median$1 below the Michigan median
$2 below the national median$2 below the Michigan median
per item · Source
At the national medianAt the Michigan median
$17.50 below the national median$22.50 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account (monthly fee after 12 months inactivity) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
| Account Research (per hour)- | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$11.25 above the Michigan median | — | — | Source |
| Returned Mail/ Wrong Address (per month) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| NSF – Non-Sufficient Funds & Courtesy Pay (per presentment) | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
| NSF – Non-Sufficient Funds & Courtesy Pay (per presentment) | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM transaction fee (outside of CO-OP Network) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | per transaction | — | Source |
| Replacement Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers-Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | — | — | Source |
| Stop Payment (per item) | $30 | ||||
Cash & DepositVerified | |||||
| Non-DMCU Credit Card Cash Advance | $15Above the typical range ($2–$10 nationally) | $10 above the national median$11 above the Michigan median | — | — | Source |
| Returned Deposit Item | $30 | ||||
Account ServicesVerified | |||||
| Notary Service for Non-Members | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Notary Service-Members | $0 | ||||
Lending FeesVerified | |||||
| Visa Late Payment Charge | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national medianAt the Michigan median | — | — | Source |
| Visa Gift Card Non-Activity | $4.95 | ||||
Other FeesVerified | |||||
| Photocopies (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Michigan median | per item | — | Source |
| Statement Copy (free through Online Banking) | $3 | ||||
Overdraft
$30.00
Of 78 others that publish it, 44 lower, 23 the same and 11 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
34
Under review
0
Assets
$588.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$588.5M
Total deposits
$455.6M
Service charge income (year to date)
$2.0M
Fee income ratio
10.3%
Return on assets
0.05%
Financial profile · Pro
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| At the national median$1 above the Michigan median |
| per item |
| — |
| Source |
| Withdrawal NSF ATM/Debit PIN (per transaction) | $30Within the typical range ($25–$32 nationally) | At the national median$1 above the Michigan median | per transaction | — | Source |
| Transfer Overdraft from Savings (per transfer) | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$0.50 below the Michigan median | per item | — | Source |
| At the national median$2.50 above the Michigan median |
| — |
| — |
| Source |
| Debit Card & PIN Rush Overnight (maximum fee amount disclosed however, the fee may be less based on vendor charge) | $100Above the typical range ($30–$50 nationally) | $60 above the national median$65 above the Michigan median | — | — | Source |
| VISA Rush Overnight (Card Only) | $55Above the typical range ($30–$50 nationally) | $15 above the national median$20 above the Michigan median | — | — | Source |
| $2.50 above the national median$3 above the Michigan median |
| per item |
| — |
| Source |
| Stop Payment in Online Banking | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$12 below the Michigan median | — | — | Source |
| Temporary Checks | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Michigan median | per item | free for new accounts (2 sheets or 8 checks) | Institution’s schedule |
| Temporary Checks (free for new accounts/receive 2 sheets or 8 checks) | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Michigan median | — | — | Source |
| Check Copies (Free through Online Banking) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| $15 above the national median$15 above the Michigan median |
| per item |
| — |
| Source |
| Returned Deposit Item (per presentment, includes electronic items) | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| $2.50 below the national median$5 below the Michigan median |
| — |
| — |
| Source |
| Box 10 x 10 (annual) | $80Above the typical range ($30–$70 nationally) | $35 above the national median$31 above the Michigan median | per year | — | Source |
| Box 3 x 10 (annual) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$9 below the Michigan median | per year | — | Source |
| Box 5 x 10 (annual) | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1 above the Michigan median | per year | — | Source |
| Garnishment and levies (processing fee) | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |
| $1.45 above the national median$0.95 above the Michigan median |
| — |
| — |
| Source |
| Visa Travel Card Reload Fee | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Skip-A-Pay/Extension Fee (VISA/Loans) | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$22.50 below the Michigan median | — | — | Source |