vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Michigan median
$5 above the national median$5 above the Michigan median
per month · Source
$12.50 below the national median$15 below the Michigan median
$2.50 below the national median$5 below the Michigan median
$5 below the national median$4 below the Michigan median
$5 below the national median$4 below the Michigan median
per item · Source
$5 below the national median$4 below the Michigan median
$3 below the national median$2 below the Michigan median
At the national median$1.50 above the Michigan median
$0.50 above the national median$0.15 above the Michigan median
$5 below the national median$2.50 below the Michigan median
$5 below the national median$5 below the Michigan median
$1 below the national median$1 below the Michigan median
$2.50 above the national median$3 above the Michigan median
$7.50 below the national median$7 below the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$1 below the national median$1.50 below the Michigan median
per item · Source
$2.45 above the national median$1.95 above the Michigan median
per month · Source
At the national medianAt the Michigan median
per item · Source
$5 above the national medianAt the Michigan median
At the national medianAt the Michigan median
$2 above the national median$2 above the Michigan median
per month · Source
$62.50 above the national median$57.50 above the Michigan median
$12.50 below the national median$17.50 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Dormant Account (After 12 months inactivity) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
| Address Correction by Post Office/Return Statements | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Michigan median | — | — | Source |
| Fax Mortgage Payoff | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$5 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| NSF / Check | $25 | ||||
ATM & CardVerified | |||||
| ATM Transaction Fee (Non Co-op/Jeanie Machine) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | — | — | Source |
| Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Money Orders/Cashier's Checks | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$1 below the Michigan median | — | — | Source |
| Stop Payment - ACH | $30 | ||||
Digital & ElectronicVerified | |||||
| EasyPay Online Bill Pay (FREE w/ direct deposit & e-statements) | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$1.95 above the Michigan median | per month | — | Source |
Account ServicesVerified | |||||
| Garnishments (per garnishment) | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Michigan median | per item | — | Source |
Lending FeesVerified | |||||
| Visa Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Michigan median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA transfer to other financial institution (if account closed) | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | per month | — | Source |
| Home Equity Subordination | $100 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
24
Under review
0
Assets
$212.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$212.4M
Total deposits
$158.1M
Service charge income (year to date)
$714K
Fee income ratio
10.8%
Return on assets
1.46%
Financial profile · Pro
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| $5 below the national median$4 below the Michigan median |
| per item |
| — |
| Source |
| NSF/ACH | $25Within the typical range ($25–$32 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| Return Item | $27Within the typical range ($25–$32 nationally) | $3 below the national median$2 below the Michigan median | — | — | Source |
| Overdraft Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | — | — | Source |
| $5 below the national median$2.50 below the Michigan median |
| — |
| — |
| Source |
| $2.50 above the national median$3 above the Michigan median |
| — |
| — |
| Source |
| Stop Payment / Check | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$7 below the Michigan median | per item | — | Source |
| Check Cashing - Non Member (Check must be drawn on AAC) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Draft/Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.50 below the Michigan median | per item | — | Source |
| $62.50 above the national median$57.50 above the Michigan median |
| — |
| — |
| Source |
| Loan Processing (Term 12 months or less) | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$17.50 below the Michigan median | — | — | Source |