vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.25 below the Michigan median
per month · Source
$3 below the national median$3.25 below the Michigan median
per month · Source
At the national medianAt the Michigan median
per month · Source
$7.50 above the national median$6.25 above the Michigan median
$12.50 below the national median$13.75 below the Michigan median
At the national median$1 above the Michigan median
per transaction · Source
$25 below the national median$24 below the Michigan median
$5 below the national median$4 below the Michigan median
At the national median$1 above the Michigan median
per item · Source
$0.50 below the national median$0.85 below the Michigan median
At the national median$2.50 above the Michigan median
$5 below the national median$2.50 below the Michigan median
$5 below the national median$5 below the Michigan median
$3 below the national median$1 below the Michigan median
$1 below the national median$1 below the Michigan median
$2.50 above the national median$3 above the Michigan median
$2 above the national median$2 above the Michigan median
one time · 4 checks · Institution’s schedule
$2 above the national median$2 above the Michigan median
$3 below the national median$3 below the Michigan median
per item · Source
At the national medianAt the Michigan median
$2 above the national median$1.50 above the Michigan median
At the national median$1 above the Michigan median
$55 above the national median$51 above the Michigan median
per year · Source
$20 below the national median$24 below the Michigan median
$30 above the national median$26 above the Michigan median
per year · Source
At the national medianAt the Michigan median
At the national medianAt the Michigan median
$1.50 above the national median$1 above the Michigan median
$1 below the national median$1 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Basic Checking Monthly Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.25 below the Michigan median | per month | — | Source |
| Secure Checking Monthly Fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$3.25 below the Michigan median | per month | — | Source |
| Inactive Fee; no deposit or withdraw for 12 months on balances of or less, per month | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account reconciliation/research fee per hour; min 1 hour | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
| Returned mail bad address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF/Courtesy Pay per transaction | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | per transaction | — | Source |
| Overdraft | $5 | ||||
ATM & CardVerified | |||||
| ATM withdrawal; after five @ a non-co-op machine | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | — | — | Source |
| Replacement Mastercard, ATM, Debit card; after first time | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashiers Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$1 below the Michigan median | — | — | Source |
| Money Orders | $1 | ||||
Cash & DepositVerified | |||||
| Cash advance on non-TCU chip only cards | $5Within the typical range ($2–$10 nationally) | At the national median$1 above the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Large Box Rental Fee per year; Delton office only | $100Above the typical range ($30–$70 nationally) | $55 above the national median$51 above the Michigan median | per year | — | Source |
| Safe Deposit Refundable Key Deposit Fee | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa gift cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1 above the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement copy per Statement <18 months | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
29
Under review
0
Assets
$79.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$79.2M
Total deposits
$70.5M
Service charge income (year to date)
$517K
Fee income ratio
16.1%
Return on assets
1.14%
Financial profile · Pro
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| $25 below the national median$24 below the Michigan median |
| — |
| — |
| Source |
| Overdraft Fee; applies when an overdraft is caused by a draft, ACH, or debit transaction | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| Non-sufficient Funds; per draft, ACH, debit, or ATM transaction | $30Within the typical range ($25–$32 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
| At the national median$2.50 above the Michigan median |
| — |
| — |
| Source |
| Replacement Mastercard, ATM, Debit card; first time | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Michigan median | — | — | Source |
| $1 below the national median$1 below the Michigan median |
| — |
| — |
| Source |
| Stop Payment; per ACH, draft, block of drafts, or money order | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | — | — | Source |
| Temporary Starter Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Michigan median | one time | 4 checks | Institution’s schedule |
| Temporary starter checks (4) | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Check cashing; per check | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Michigan median | per item | — | Source |
| Non-member check cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Draft copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| $20 below the national median$24 below the Michigan median |
| — |
| — |
| Source |
| Safe Deposit Small Box Rental Fee per year; Delton office only | $75Above the typical range ($30–$70 nationally) | $30 above the national median$26 above the Michigan median | per year | — | Source |
| Garnishment Fee | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Verification of deposit or asset | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Michigan median | — | — | Source |