vs. U.S. typical range:LowerTypicalHigher
At the national median$0.02 above the Michigan median
per month · Source
$4 above the national median$4.02 above the Michigan median
per month · Source
At the national medianAt the Michigan median
per month · Source
$7.50 above the national median$5 above the Michigan median
$12.50 below the national median$15 below the Michigan median
per month · Source
$1 below the national median$0.50 below the Michigan median
per month · Source
$3 above the national median$4 above the Michigan median
per item · Source
$3 above the national median$4 above the Michigan median
per item · Source
$3 above the national median$4 above the Michigan median
per item · Source
$2 above the national median$1.65 above the Michigan median
per transaction · Source
$5 below the national median$2.50 below the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
At the national median$5 above the Michigan median
per item · Source
$10 below the national medianAt the Michigan median
per item · Source
At the national median$2 above the Michigan median
per item · Source
$5.50 above the national median$6 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$5 above the national median$5 above the Michigan median
per item · Source
At the national median$0.50 below the Michigan median
per item · Source
$7.50 above the national median$5 above the Michigan median
per item · Source
$155 above the national median$151 above the Michigan median
per item · Source
$30 below the national median$34 below the Michigan median
per item · Source
$80 above the national median$76 above the Michigan median
per year · Source
$10 above the national median$6 above the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
$25 above the national median$21 above the Michigan median
per year · Source
At the national median$4 below the Michigan median
per year · Source
$40 below the national median$44 below the Michigan median
per item · Source
$50 above the national median$50 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$0.50 below the national median$1 below the Michigan median
per item · Source
$1 below the national median$1 below the Michigan median
per item · Source
$162.50 above the national median$157.50 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Alliance Checking Monthly service charge | $6Within the typical range ($4–$10 nationally) | At the national median$0.02 above the Michigan median | per month | — | Source |
| Basic Checking Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.02 above the Michigan median | per month | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account Balancing/Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Michigan median | per month | — | Source |
| Mailed Statement Fee | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$0.50 below the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $33Within the typical range ($25–$33 nationally) | $3 above the national median$4 above the Michigan median | per item | — | Source |
| NSF Fee (Non-Sufficient Funds) | $33 | ||||
ATM & CardVerified | |||||
| Transaction fee to use an ACCU ATM for a | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$1.65 above the Michigan median | per transaction | — | Source |
| Replacement Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Wire Transfer - Outgoing International | $50 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | per item | — | Source |
| Stop Payment | $33 | ||||
Account ServicesVerified | |||||
| Notary Service | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | per item | — | Source |
| Drill Safe Deposit Box | $200 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer/Rollover (Outgoing) Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Michigan median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Cards | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Michigan median | per item | — | Source |
Other FeesVerified | |||||
| Account History/Duplicate Statement Printing | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
| Subordination Processing Fee | $200 | ||||
Overdraft
$33.00
Of 78 others that publish it, 70 lower, 2 the same and 6 higher.
Monthly maintenance
$8.00
Of 28 others that publish it, 20 lower, 1 the same and 7 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
10 of 15
Published fees
33
Under review
0
Assets
$718.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$718.5M
Total deposits
$626.4M
Service charge income (year to date)
$1.6M
Fee income ratio
7.1%
Return on assets
0.99%
Financial profile · Pro
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| $3 above the national median$4 above the Michigan median |
| per item |
| — |
| Source |
| Returned Check | $33Above the typical range ($25–$32 nationally) | $3 above the national median$4 above the Michigan median | per item | — | Source |
| $5 below the national median$2.50 below the Michigan median |
| per item |
| — |
| Source |
| At the national median$5 above the Michigan median |
| per item |
| — |
| Source |
| Wire Transfer - Incoming Domestic/International | $10Within the typical range ($10–$25 nationally) | $10 below the national medianAt the Michigan median | per item | — | Source |
| $5.50 above the national median$6 above the Michigan median |
| per item |
| — |
| Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Cashing a Check Drawn on ACCU Account | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per item | — | Source |
| Copy of a Check | $3Within the typical range ($2–$5 nationally) | At the national median$0.50 below the Michigan median | per item | — | Source |
| $155 above the national median$151 above the Michigan median |
| per item |
| — |
| Source |
| Replacement Key for Safe Deposit Box | $15Below the typical range ($30–$70 nationally) | $30 below the national median$34 below the Michigan median | per item | — | Source |
| Safe Deposit Box 10 x 10 | $125Above the typical range ($30–$70 nationally) | $80 above the national median$76 above the Michigan median | per year | — | Source |
| Safe Deposit Box 3 x 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$6 above the Michigan median | per year | — | Source |
| Safe Deposit Box 3 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$21 above the Michigan median | per year | — | Source |
| Safe Deposit Box 5 x 5 | $45Within the typical range ($30–$70 nationally) | At the national median$4 below the Michigan median | per year | — | Source |
| Savings Transfer to Cover Overdrawn Checking | $5Below the typical range ($30–$70 nationally) | $40 below the national median$44 below the Michigan median | per item | — | Source |
| Tax Levy/Garnishment | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$50 above the Michigan median | per item | — | Source |
| $162.50 above the national median$157.50 above the Michigan median |
| — |
| — |
| Source |