vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.50 below the California median
per month · Source
At the national median$1.50 above the California median
per quarter · Source
$12.50 below the national median$15 below the California median
per item · Source
$16 below the national median$11 below the California median
per item · Source
$16 below the national median$9 below the California median
per item · Source
$9 above the national median$11 above the California median
$1.50 below the national median$2 below the California median
At the national median$0.50 below the California median
At the national medianAt the California median
$5 above the national median$5 above the California median
$10 above the national median$10 above the California median
At the national medianAt the California median
$3 above the national median$2 above the California median
$2.50 above the national median$7.50 above the California median
$2 below the national median$3 below the California median
$5 above the national median$4.50 above the California median
At the national medianAt the California median
$5 below the national median$8 below the California median
$5 above the national median$5 above the California median
$5 below the national median$9.50 below the California median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12589. canonical_hint=loan_origination; text_hash=35ee6f3ab9bfba52327d5fc7208cce2b0e168ae3f0e0b73f5cf3c9503363d7c8; excerpt="Credit Report Fee | $25.00" · Source
$2 above the national median$0.75 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| (Monthly Fee) | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.50 below the California median | per month | — | Source |
| Dormant Account Letter (After 3 years of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per quarter | — | Source |
| Returned Mail (Per Each Occurrence of Returned Mail) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the California median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee (per item) | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | per item | — | Source |
| NSF Return item (per Item) | $14 | ||||
ATM & CardVerified | |||||
| ATM-Cash Withdrawals at SCU or CO-OP ATM'S | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$2 below the California median | — | — | Source |
| Other ATM Locations: (Additional Withdrawals) | $1.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Wire Transfers: Incoming | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Money Order ($1,000 Max.) | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item (RDI) | $10Within the typical range ($8–$25 nationally) | $5 below the national median$8 below the California median | — | — | Source |
Account ServicesVerified | |||||
| Verification of Deposit | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the California median | — | — | Source |
Lending FeesVerified | |||||
| Credit Report Fee | $25Within the typical range ($20–$75 nationally) | $5 below the national median$9.50 below the California median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12589. canonical_hint=loan_origination; text_hash=35ee6f3ab9bfba52327d5fc7208cce2b0e168ae3f0e0b73f5cf3c9503363d7c8; excerpt="Credit Report Fee | $25.00" | Source |
Other FeesVerified | |||||
| Copy of Statements | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the California median | — | — | Source |
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 25 the same and 48 higher.
Monthly maintenance
$5.00
Of 54 others that publish it, 17 lower, 13 the same and 24 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
11 of 15
Published fees
21
Under review
0
Assets
$144.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$144.3M
Total deposits
$133.6M
Service charge income (year to date)
$316K
Fee income ratio
6.0%
Return on assets
1.19%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| per item |
| — |
| Source |
| Manual Overdraft Transfer(Reg D Exceeded) | $14Above the typical range ($2.50–$5 nationally) | $9 above the national median$11 above the California median | — | — | Source |
| At the national median$0.50 below the California median |
| — |
| — |
| Source |
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
| $10 above the national median$10 above the California median |
| — |
| — |
| Source |
| $3 above the national median$2 above the California median |
| — |
| — |
| Source |
| Stop Payment Check | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$7.50 above the California median | — | — | Source |
| Temporary checks (first 3 pgs for new acct Free) | $0Below the typical range ($1–$4 nationally) | $2 below the national median$3 below the California median | — | — | Source |
| Sponsor check cashing for non-member | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.50 above the California median | — | — | Source |
| Copy of Paid Check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the California median | — | — | Source |