vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national medianAt the Alabama median
per transaction · Source
$7.50 above the national median$15 above the Alabama median
At the national medianAt the Alabama median
per month · Source
$7.50 above the national median$10 above the Alabama median
$7.50 below the national median$5 below the Alabama median
per month · Source
$5 above the national median$5 above the Alabama median
per item · Source
$5 above the national median$5 above the Alabama median
per item · Source
$3 below the national median$1.50 below the Alabama median
per item · Source
$1.50 above the national median$2 above the Alabama median
per transaction · Source
$10 below the national median$10 below the Alabama median
At the national medianAt the Alabama median
per item · Source
$3 below the national median$3 below the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
$7.50 above the national median$6 above the Alabama median
per item · Source
At the national median$1.25 below the Alabama median
per item · Source
At the national median$1 above the Alabama median
per item · Source
$2.45 above the national median$0.73 above the Alabama median
per month · Source
At the national medianAt the Alabama median
$0.50 below the national medianAt the Alabama median
per item · Source
At the national median$1 above the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal Fee (Jan 1 - Oct 31) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Alabama median | per transaction | — | Source |
| Share Account Closure (Within 60 Days of Opening Account) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Alabama median | — | — | Source |
| Share Account Dormant/Inactive Fee (12 Months with No Activity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Alabama median | per month | — | Source |
| Research Fee (Includes Account Reconciliation) | $25Within the typical range ($11.38–$25 nationally) | $7.50 above the national median$10 above the Alabama median | — | — | Source |
| Returned Mail Processing Fee (After 2nd Piece Returned) | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$5 below the Alabama median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee (ACH/Check/EFT-Opt In Required) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Alabama median | per item | — | Source |
| Non-Sufficient Funds (NSF) Item (Returned/Honored) | $35 | ||||
ATM & CardVerified | |||||
| ATM Transactions (All Other Terminals) | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Alabama median | per transaction | — | Source |
| ATM/Debit Card (New/Replacement of Expired) | $0 | ||||
Check ServicesVerified | |||||
| Credit Union Official Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Alabama median | per item | — | Source |
| Credit Union Official Check (Stale Dated/Voided/Reissue Processing) | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$0.73 above the Alabama median | per month | — | Source |
Account ServicesVerified | |||||
| Legal Processing/Garnishments/IRS Levy | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Alabama median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA - Account Transfer Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Alabama median | per item | — | Source |
Other FeesVerified | |||||
| Statement Reprint/30-Day Account History | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Alabama median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
7 of 15
Published fees
21
Under review
0
Assets
$37.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$37.4M
Total deposits
$28.5M
Service charge income (year to date)
$105K
Fee income ratio
10.3%
Return on assets
1.59%
Financial profile · Pro
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| $5 above the national median$5 above the Alabama median |
| per item |
| — |
| Source |
| Overdraft Transfer from Shares | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$1.50 below the Alabama median | per item | — | Source |
| $10 below the national median$10 below the Alabama median |
| — |
| — |
| Source |
| ATM/Debit Card (Replacement of Lost/Stolen/Worn/Broken) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| At the national medianAt the Alabama median |
| per item |
| — |
| Source |
| Stop Payment Fee (ACH/Check) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$6 above the Alabama median | per item | — | Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national median$1.25 below the Alabama median | per item | — | Source |
| Member Draft or Credit Union Official Check Photocopy | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Alabama median | per item | — | Source |