vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the California median
At the national median$1.50 above the California median
per quarter · Source
$7.50 above the national median$5 above the California median
$1 below the national median$0.50 below the California median
$16 below the national median$9 below the California median
per item · Source
$2 below the national medianAt the California median
per item · Source
$0.50 below the national median$1 below the California median
per item · Source
$5 above the national median$5 above the California median
per item · Source
$10 above the national median$5 above the California median
per item · Institution’s schedule
$1 below the national median$1 below the California median
per item · Source
$2.50 below the national median$5 below the California median
$10 above the national median$7 above the California median
per item · Source
$35 below the national median$30 below the California median
$10 below the national median$10 below the California median
At the national medianAt the California median
per item · Source
$1 below the national median$2.50 below the California median
per item · Source
$12.50 below the national median$50 below the California median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Closure Fee (Account closed less than 1 year from open date) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the California median | — | — | Source |
| Dormant Account Fee (After 12 months of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per quarter | — | Source |
| Account Research/Reconcilement (1 hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
| Paper Statement Fees | $2Within the typical range ($2–$4.59 nationally) | $1 below the national median$0.50 below the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Item (ACH/Share Draft/Point of Sale/Bill Payment) | $14Below the typical range ($25–$32 nationally) | $16 below the national median$9 below the California median | per item | — | Source |
| Overdraft Transfer Protection from Shares | $3 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals after 4 per month | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the California median | per item | — | Source |
| Mastercard Debit Card/PIN Replacement | $15 | ||||
Check ServicesVerified | |||||
| Copy of Paid Share Draft Check (FREE on Virtual Branch) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the California median | per item | — | Source |
Digital & ElectronicVerified | |||||
| Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Per Item | $25Within the typical range ($8–$25 nationally) | $10 above the national median$7 above the California median | per item | — | Source |
Account ServicesVerified | |||||
| Levy/Garnishment Processing Fee | $15Below the typical range ($30–$90 nationally) | $35 below the national median$30 below the California median | — | — | Source |
Lending FeesVerified | |||||
| Visa Credit Card Late Payment Charge | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the California median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $3.50Within the typical range ($3–$4.95 nationally) | At the national medianAt the California median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy (FREE on Virtual Branch) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2.50 below the California median | per item | — | Source |
| Approved Skip-A-Pay/Extension Agreements | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
17
Under review
0
Assets
$56.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$56.4M
Total deposits
$48.8M
Service charge income (year to date)
$23K
Fee income ratio
1.7%
Return on assets
1.35%
Financial profile · Pro
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| $2 below the national medianAt the California median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the California median |
| per item |
| — |
| Source |
| Mastercard Debit Card/PIN Rush Order | $50Within the typical range ($30–$50 nationally) | $10 above the national median$5 above the California median | per item | — | Institution’s schedule |
| $12.50 below the national median$50 below the California median |
| per item |
| — |
| Source |