vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$18.75 below the Kentucky median
$2 above the national medianAt the Kentucky median
per month · Source
$6 above the national median$6 above the Kentucky median
per item · Source
$6 above the national median$6 above the Kentucky median
per item · Source
$13 below the national median$13 below the Kentucky median
per item · Source
At the national median$1 above the Kentucky median
per item · Source
$0.50 below the national medianAt the Kentucky median
per item · Source
$1 below the national median$0.50 below the Kentucky median
At the national medianAt the Kentucky median
per item · Source
$5 below the national medianAt the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
per item · Source
$1 above the national median$1 above the Kentucky median
per item · Source
$2 below the national median$2 below the Kentucky median
per item · Source
$1 above the national median$1 above the Kentucky median
per item · Source
$2.50 below the national medianAt the Kentucky median
$21 above the national median$26 above the Kentucky median
per item · Source
At the national median$5 above the Kentucky median
per item · Source
$2.50 below the national medianAt the Kentucky median
$14 below the national median$39 below the Kentucky median
$0.50 below the national medianAt the Kentucky median
per item · Source
$1 above the national median$1.44 above the Kentucky median
per item · Source
$17.50 below the national median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Close Penalty for new accounts closed within 30 Days | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$18.75 below the Kentucky median | — | — | Source |
| Dormant Account | $7Within the typical range ($5–$10 nationally) | $2 above the national medianAt the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee (if applicable) | $36Above the typical range ($25–$33 nationally) | $6 above the national median$6 above the Kentucky median | per item | — | Source |
| NSF Draft, NSF ACH item or NSF Bill Pay item | $36 | ||||
ATM & CardVerified | |||||
| 6 ATM Withdrawals Free per month | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Kentucky median | per item | — | Source |
| You may use your Beacon CCU ATM card or Visa Debit Card in ATMs that belong in the Alliance One Network, MoneyPass Netwo | $0.50 | ||||
Wire TransfersVerified | |||||
| Wire transfer (domestic) Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Kentucky median | per item | — | Source |
| Wire transfer Incoming | $10 | ||||
Check ServicesVerified | |||||
| Certified Checks/Official Checks-Members | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Certified Checks/Official Checks-Non-Members | $10 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposit Item (1 party) | $36Above the typical range ($8–$25 nationally) | $21 above the national median$26 above the Kentucky median | per item | — | Source |
| Return Deposit Item (2 party) | $15 | ||||
Account ServicesVerified | |||||
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
| Judicial Attachment (Garnishment) | $36 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Kentucky median | per item | — | Source |
Other FeesVerified | |||||
| Document Copy | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1.44 above the Kentucky median | per item | — | Source |
| Skip-A-Pay fee (per loan) | $20 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 61 others that publish it, 60 lower and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
9 of 15
Published fees
24
Under review
0
Assets
$72.1M
Work at Beacon Community Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$72.1M
Total deposits
$62.9M
Service charge income (year to date)
$421K
Fee income ratio
19.0%
Return on assets
0.03%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $6 above the national median$6 above the Kentucky median |
| per item |
| — |
| Source |
| Stop Payment, if item would not cause NSF | $17Below the typical range ($25–$32 nationally) | $13 below the national median$13 below the Kentucky median | per item | — | Source |
| Overdraft Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national median$1 above the Kentucky median | per item | — | Source |
| $1 below the national median$0.50 below the Kentucky median |
| — |
| — |
| Source |
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| At the national medianAt the Kentucky median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Kentucky median |
| per item |
| — |
| Source |
| Starter/Temporary Checks | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Kentucky median | per item | — | Source |
| Check Cashing Fee Shares Only < | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Kentucky median | per item | — | Source |
| Sales Draft Copy | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 above the Kentucky median | per item | — | Source |
| At the national median$5 above the Kentucky median |
| per item |
| — |
| Source |
| $14 below the national median$39 below the Kentucky median |
| — |
| — |
| Source |
| $17.50 below the national median |
| per item |
| — |
| Source |