vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$3 below the Indiana median
per month · Source
$12.50 below the national median$20 below the Indiana median
$20 above the national median$20 above the Indiana median
At the national medianAt the Indiana median
$7.50 above the national median$7 above the Indiana median
$3 above the national median$3 above the Indiana median
per item · Source
$3 above the national median$3 above the Indiana median
per item · Source
$15 below the national median$15 below the Indiana median
per item · Source
$3 below the national median$3 below the Indiana median
per item · Source
$1 above the national median$0.50 above the Indiana median
per transaction · Source
$10 below the national median$5 below the Indiana median
$10 below the national median$5 below the Indiana median
per item · Institution’s schedule
At the national median$5 above the Indiana median
At the national medianAt the Indiana median
At the national medianAt the Indiana median
$30 above the national median$31 above the Indiana median
$2 below the national median$2 below the Indiana median
per item · Source
At the national medianAt the Indiana median
per item · Source
$2.50 below the national median$5 below the Indiana median
$5.50 above the national median$3 above the Indiana median
per item · Source
$1.50 below the national median$1.13 below the Indiana median
per item · Source
$2 below the national median$2 below the Indiana median
per item · Source
$5 below the national median$10 below the Indiana median
At the national medianAt the Indiana median
per item · Source
$7 below the national median$3 below the Indiana median
per item · Source
$25 below the national median$5 below the Indiana median
$0.50 below the national median$0.85 below the Indiana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Average Daily Balance Below | $2Below the typical range ($5–$10 nationally) | $5 below the national median$3 below the Indiana median | per month | — | Source |
| Early Account Closure (within 3 months of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$20 below the Indiana median | — | — | Source |
| Escheatment Processing | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Indiana median | — | — | Source |
| If the balance on an inactive account is below the required | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7 above the Indiana median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Paid | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Indiana median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $33 | ||||
ATM & CardVerified | |||||
| ATM Transactions on ATMs not owned by HHCU and not in the Alliance One ATM Network | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.50 above the Indiana median | per transaction | — | Source |
| Overnight/rush processing fee for credit & debit cards | $30 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Domestic: Outgoing in U.S. | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Indiana median | — | — | Source |
| Wire Transfer - Domestic: Incoming in U.S. | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Purchase | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Indiana median | per item | — | Source |
| Money Order Purchase | $2 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $8Within the typical range ($8–$25 nationally) | $7 below the national median$3 below the Indiana median | per item | — | Source |
Account ServicesVerified | |||||
| Court Order Processing | $25Below the typical range ($30–$100 nationally) | $25 below the national median$5 below the Indiana median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Purchase | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.85 below the Indiana median | — | — | Source |
Overdraft
$33.00
Of 33 others that publish it, 25 lower, 3 the same and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
11 of 15
Published fees
27
Under review
0
Assets
$937.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$937.6M
Total deposits
$800.5M
Service charge income (year to date)
$1.7M
Fee income ratio
5.7%
Return on assets
0.91%
Financial profile · Pro
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| $3 above the national median$3 above the Indiana median |
| per item |
| — |
| Source |
| Spending Account Non-Sufficient Fund (NSF) | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Indiana median | per item | — | Source |
| Automatic Overdraft Transfer Fee | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Indiana median | per item | — | Source |
| $10 below the national median$5 below the Indiana median |
| — |
| — |
| Source |
| Overnight/Rush Processing for Credit & Debit Cards | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the Indiana median | per item | — | Institution’s schedule |
| At the national medianAt the Indiana median |
| — |
| — |
| Source |
| Wire Transfer - Foreign: Outgoing from outside US | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Wire Transfer - Foreign: Incoming from outside US | $50Above the typical range ($10–$25 nationally) | $30 above the national median$31 above the Indiana median | — | — | Source |
| At the national medianAt the Indiana median |
| per item |
| — |
| Source |
| Plastic Card Recurring Charge Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$5 below the Indiana median | — | — | Source |
| Stop Payment | $33Above the typical range ($20–$30 nationally) | $5.50 above the national median$3 above the Indiana median | per item | — | Source |
| Counter Check Purchase | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1.13 below the Indiana median | per item | — | Source |
| Check Cashing for members with less than in combined loans and deposits with | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Indiana median | per item | — | Source |
| Foreign Item Collection | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the Indiana median | — | — | Source |
| Check/Money Order Duplicate Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Indiana median | per item | — | Source |