Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Patriot Equity Federal Credit Union

Jackson, TennesseeCredit UnionSt. Louis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Closed Account Fee$10Within the typical range ($10–$25 nationally)

$7.50 below the national median$5 below the Tennessee median

Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2334. canonical_hint=early_closure; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="Early Closed Account Fee | $10.00" · Source

Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months)$5

At the national median$3 below the Tennessee median

per month · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2334. canonical_hint=dormant_account; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months) | $5.00/monthly" · Source

Account Research Fee$15

$2.50 below the national medianAt the Tennessee median

Source

Overdraft & NSFVerified

Courtesy Pay Fee$39Above the typical range ($25–$33 nationally)
$9 above the national median$8 above the Tennessee median
per item · Source
ACH NSF Fee$39Above the typical range ($25–$32 nationally)
$9 above the national median$9 above the Tennessee median
per item · Source

ATM & CardVerified

Foreign ATM Fee$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$2 above the Tennessee median
Source
Replacement Debit Card (Lost/Stolen)$10Within the typical range ($5–$10 nationally)
At the national medianAt the Tennessee median
Source

Wire TransfersVerified

International Wire Fee$50Within the typical range ($40–$50 nationally)
At the national median$2.50 below the Tennessee median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2334. canonical_hint=wire_intl_outgoing; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="International Wire Fee | $50.00" · Source

Check ServicesVerified

Money Order$3Within the typical range ($1.50–$3 nationally)
$1 above the national median$0.50 above the Tennessee median
Source
Temporary Check Fee$4Within the typical range ($1–$4 nationally)
$2 above the national median$2.50 above the Tennessee median
per item · Per page (4 checks per page) · Institution’s schedule
Foreign Item Collection Fee$15Within the typical range ($10–$25 nationally)
$5 below the national median$2.50 below the Tennessee median
Knox extract.rules v32 categorized a line held for review from Rosetta artifact #2334. canonical_hint=check_cashing; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="Foreign Item Collection Fee | $15.00" · Source
Share Draft (Check) Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Tennessee median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2334. canonical_hint=check_image; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="Share Draft (Check) Copy Fee | $2.00" · Source

Digital & ElectronicVerified

Bill Payment Fee$4Within the typical range ($0–$9.95 nationally)
$1.50 above the national median$3.62 above the Tennessee median
Source
Research Bill Pay Fee$40Above the typical range ($0–$9.95 nationally)
$37.50 above the national median$39.62 above the Tennessee median
Source

Cash & DepositVerified

Returned Deposit Fee$10Within the typical range ($8–$25 nationally)
$5 below the national median$5 below the Tennessee median
per item · Source

Account ServicesVerified

Safe Deposit Fee$20Below the typical range ($30–$70 nationally)
$25 below the national median$30 below the Tennessee median
per year · Source
Levy/Garnishment Fee$50Within the typical range ($30–$90 nationally)
At the national medianAt the Tennessee median
Source

Gift & Prepaid CardsVerified

Gift Card Fee$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$2 above the Tennessee median
Source

Other FeesVerified

Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Early Closed Account Fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$5 below the Tennessee median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2334. canonical_hint=early_closure; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="Early Closed Account Fee \| $10.00"	Source
Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months)	$5Within the typical range ($5–$10 nationally)	At the national median$3 below the Tennessee median	per month	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2334. canonical_hint=dormant_account; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months) \| $5.00/monthly"	Source
Account Research Fee	$15Within the typical range ($12–$25 nationally)	$2.50 below the national medianAt the Tennessee median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$39Above the typical range ($25–$33 nationally)	$9 above the national median$8 above the Tennessee median	per item	—	Source
ACH NSF Fee	$39
ATM & CardVerified
Foreign ATM Fee	$3Above the typical range ($1–$2.25 nationally)	$1.50 above the national median$2 above the Tennessee median	—	—	Source
Replacement Debit Card (Lost/Stolen)	$10
Wire TransfersVerified
International Wire Fee	$50Within the typical range ($40–$50 nationally)	At the national median$2.50 below the Tennessee median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2334. canonical_hint=wire_intl_outgoing; text_hash=1bed6c832d85c38aa08e8e13edb6c26ee024aac00b9e036dfe79f29bd5e797d0; excerpt="International Wire Fee \| $50.00"	Source
Check ServicesVerified
Money Order	$3Within the typical range ($1.50–$3 nationally)	$1 above the national median$0.50 above the Tennessee median	—	—	Source
Temporary Check Fee	$4
Digital & ElectronicVerified
Bill Payment Fee	$4Within the typical range ($0–$9.95 nationally)	$1.50 above the national median$3.62 above the Tennessee median	—	—	Source
Research Bill Pay Fee	$40
Cash & DepositVerified
Returned Deposit Fee	$10Within the typical range ($8–$25 nationally)	$5 below the national median$5 below the Tennessee median	per item	—	Source
Account ServicesVerified
Safe Deposit Fee	$20Below the typical range ($30–$70 nationally)	$25 below the national median$30 below the Tennessee median	per year	—	Source
Levy/Garnishment Fee	$50
Gift & Prepaid CardsVerified
Gift Card Fee	$5Above the typical range ($3–$4.95 nationally)	$1.50 above the national median$2 above the Tennessee median	—	—	Source
Other FeesVerified
Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Tennessee median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$39

Overdraft fee: $39

30% above the national median overdraft fee

19 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$33.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$33.0M

Total deposits

$29.3M

Service charge income (year to date)

$117K

Fee income ratio

11.5%

Return on assets

0.04%

Financial profile · Pro

Performance from regulator filings

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