vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Michigan median
per month · Source
$7.50 above the national median$5 above the Michigan median
$12.50 below the national median$15 below the Michigan median
At the national median$1 above the Michigan median
per item · Source
At the national median$1 above the Michigan median
$0.50 above the national median$0.25 above the Michigan median
$0.50 above the national median$0.25 above the Michigan median
$5 below the national median$2.50 below the Michigan median
—
$5 below the national median$5 below the Michigan median
At the national median$5 above the Michigan median
At the national median$2 above the Michigan median
per item · Source
At the national medianAt the Michigan median
$2.50 above the national median$3 above the Michigan median
$22.50 below the national median$22 below the Michigan median
At the national medianAt the Michigan median
At the national medianAt the Michigan median
$1 below the national median$1 below the Michigan median
—
$5 below the national median$5 below the Michigan median
$2.50 above the national medianAt the Michigan median
At the national medianAt the Michigan median
At the national medianAt the Michigan median
$1.50 below the national median$1.98 below the Michigan median
$1.50 above the national median$1.02 above the Michigan median
At the national medianAt the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| (dormant 12 months or greater) Early Membership Closure | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
| 03-01-2026 4 Our Service Charges Account reconciliation | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| ATM Adjustment | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft paid by CU | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $30 | ||||
ATM & CardVerified | |||||
| ATM - Foreign ATM Fees | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.25 above the Michigan median | — | — | Source |
| ATM Balance Inquiry (at non-Wildfire ATM) | $2 | ||||
Wire TransfersVerified | |||||
| Outgoing Wires | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
| Incoming Wires | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check (Corporate Check) | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | per item | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Coin Machine | 2% | — | — | — | Source |
| Deposited checks returned (third-party check) | $10Within the typical range ($8–$25 nationally) | $5 below the national median | |||
Account ServicesVerified | |||||
| Notary | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Michigan median | — | — | Source |
| Garnishment/Levy | $50 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card (Members) | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1.98 below the Michigan median | — | — | Source |
| Visa® Gift Card (Non-Members) | $5 | ||||
Other FeesVerified | |||||
| Copy of statement | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Michigan median | — | — | Source |
Overdraft
$30.00
Of 79 others that publish it, 45 lower, 23 the same and 11 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.2B
Total deposits
$1.1B
Service charge income (year to date)
$2.4M
Fee income ratio
6.4%
Return on assets
0.59%
Financial profile · Pro
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| At the national median$1 above the Michigan median |
| — |
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| Source |
| $0.50 above the national median$0.25 above the Michigan median |
| — |
| — |
| Source |
| Replace lost or damaged Debit or VISA® card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Michigan median | — | — | Source |
| International Transaction Fee | 1%of the transaction | — | — | — | Source |
| At the national median$5 above the Michigan median |
| — |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | — | — | Source |
| VISA® Stop Payment on. | $5Below the typical range ($20–$30 nationally) | $22.50 below the national median$22 below the Michigan median | — | — | Source |
| Counter checks (standard package) 4 | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Non-Member On-Us check cashing fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Copies of checks cleared 4 free | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | — | — | Source |
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| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| $1.50 above the national median$1.02 above the Michigan median |
| — |
| — |
| Source |