vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$4 above the Kentucky median
per month · Source
$9 above the national median$9 above the Kentucky median
per month · Source
per month · Source
At the national median$2 below the Kentucky median
per month · Source
$12.50 below the national median$10 below the Kentucky median
Knox extract.rules v27 categorized a line held for review from Rosetta artifact #236. canonical_hint=account_research; text_hash=c8b033e22bae7ad9124114b565a0682ae0621098aa268a20876d2c6192c753ee; excerpt="Transactions in excess of 6 per month will be subject to a $5 fee" · Source
$2 above the national median$2 above the Kentucky median
per item · Source
$2 above the national median$2 above the Kentucky median
$1 below the national medianAt the Kentucky median
$5 below the national medianAt the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
At the national median$0.50 above the Kentucky median
$2.50 below the national median$3.48 below the Kentucky median
per transaction · Source
$17.50 below the national median$18.48 below the Kentucky median
$2.50 below the national median$3.48 below the Kentucky median
$27.50 below the national median$28.48 below the Kentucky median
$1 below the national median$1 below the Kentucky median
per item · Source
At the national medianAt the Kentucky median
$1 below the national median$1 below the Kentucky median
$7 above the national median$7 above the Kentucky median
$7.50 above the national median$10 above the Kentucky median
$29.50 above the national median$32 above the Kentucky median
$17 above the national median$22 above the Kentucky median
$155 above the national median$156.50 above the Kentucky median
$20 below the national median$18.50 below the Kentucky median
$27 above the national median$28.50 above the Kentucky median
per year · Source
$9 below the national median$7.50 below the Kentucky median
per year · Source
$3 above the national median$4.50 above the Kentucky median
per year · Source
$21 below the national median$19.50 below the Kentucky median
per year · Source
$50 above the national median$25 above the Kentucky median
$30 below the national median$55 below the Kentucky median
$1 below the national median$0.56 below the Kentucky median
$1.50 below the national median$1.06 below the Kentucky median
per item · Knox extract.rules v54 categorized a line held for review from Rosetta artifact #3639. canonical_hint=document_reproduction; text_hash=0be1125fd7e470d77977c237deea6ef39e0209dbc05af2c9883b93c76f46ef7b; excerpt="Fax Fee ................................................................... $1.50/ page" · Source
$0.50 below the national median$0.06 below the Kentucky median
At the national median$0.44 above the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4 above the Kentucky median | per month | — | Source |
| Returned Items: Monthly Fee (if average daily balance falls below ) | $15Above the typical range ($4–$10 nationally) | $9 above the national median$9 above the Kentucky median | per month | — | Source |
| Monthly Fee (if average daily balance falls below ) | $15Above the typical range ($5–$10 nationally) | $8 above the national median | per month | — | Source |
| Monthly Dormant/Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | per month | — | Source |
| Transactions in excess of 6 per month will be subject to a | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Kentucky median | — | Knox extract.rules v27 categorized a line held for review from Rosetta artifact #236. canonical_hint=account_research; text_hash=c8b033e22bae7ad9124114b565a0682ae0621098aa268a20876d2c6192c753ee; excerpt="Transactions in excess of 6 per month will be subject to a $5 fee" | Source |
Overdraft & NSFVerified | |||||
| Overdraft (Bill Payment Service) | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Kentucky median | per item | — | Source |
| Debit Returned for Non-Sufficient Funds (NSF) | $32 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Kentucky median | — | — | Source |
| Outgoing International Wire (in U.S. Dollars) | $50 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Returned for Non-Sufficient Funds (NSF) | $32Above the typical range ($15–$30 nationally) | $7 above the national median | — | — | Source |
| Payment (Bill Payment Service) | $10 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $32Above the typical range ($8–$25 nationally) | $17 above the national median$22 above the Kentucky median | — | — | Source |
Account ServicesVerified | |||||
| Drill box fee (when keys are lost or stolen) | $200Above the typical range ($30–$70 nationally) | $155 above the national median$156.50 above the Kentucky median | — | — | Source |
| Duplicate Safe Deposit Box Key | $25 | ||||
Other FeesVerified | |||||
| FedEx Ground/Home Delivery | $30Within the typical range ($20–$40 nationally) | At the national median | — | — | Source |
| FedEx Overnight Mail | $60 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 61 others that publish it, 48 lower, 2 the same and 11 higher.
Monthly maintenance
$12.50
Of 24 others that publish it, 21 lower, 2 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
10 of 15
Published fees
38
Under review
0
Assets
$2.9B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.9B
Total deposits
$2.6B
Service charge income (year to date)
$6.9M
Fee income ratio
7.0%
Return on assets
1.55%
Financial profile · Pro
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| $2 above the national median$2 above the Kentucky median |
| — |
| — |
| Source |
| Overdraft Protection (NSF transfer) | $4Within the typical range ($2.50–$5 nationally) | $1 below the national medianAt the Kentucky median | — | — | Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| At the national median$0.50 above the Kentucky median |
| — |
| — |
| Source |
| ACH Stop Payment /Transaction Cancellation | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$3.48 below the Kentucky median | per transaction | — | Source |
| Stop Payment (Bill Payment Service) | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$18.48 below the Kentucky median | — | — | Source |
| Stop Payment on one or more checks | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$3.48 below the Kentucky median | — | — | Source |
| Stop Payment Reversal | $0Below the typical range ($20–$30 nationally) | $27.50 below the national median$28.48 below the Kentucky median | — | — | Source |
| Counter Checks (waived w/check order) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Kentucky median | per item | — | Source |
| Check Cashing Fee (Non-Members, On-Us Checks) ……. | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Photocopy of Check | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Kentucky median | — | — | Source |
| Proof of payment (copy of cancelled check) | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the Kentucky median | — | — | Source |
| $7.50 above the national median$10 above the Kentucky median |
| — |
| — |
| Source |
| Payment on Overdrawn Accounts (Bill Payment Service) | $32Above the typical range ($0–$9.95 nationally) | $29.50 above the national median$32 above the Kentucky median | — | — | Source |
| $20 below the national median$18.50 below the Kentucky median |
| — |
| — |
| Source |
| Safe Deposit Box 10X15 | $72Above the typical range ($30–$70 nationally) | $27 above the national median$28.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box 3X10 | $36Within the typical range ($30–$70 nationally) | $9 below the national median$7.50 below the Kentucky median | per year | — | Source |
| Safe Deposit Box 5X10 | $48Within the typical range ($30–$70 nationally) | $3 above the national median$4.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Boxes 3X5 | $24Below the typical range ($30–$70 nationally) | $21 below the national median$19.50 below the Kentucky median | per year | — | Source |
| Garnishments | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$25 above the Kentucky median | — | — | Source |
| Levies | $20Below the typical range ($30–$87.50 nationally) | $30 below the national median$55 below the Kentucky median | — | — | Source |
| $30 above the national median |
| — |
| — |
| Source |
| Duplicate Statement or History | $2Within the typical range ($2–$5 nationally) | $1 below the national median$0.56 below the Kentucky median | — | — | Source |
| Fax Fee | $1.50Below the typical range ($2–$5 nationally) | $1.50 below the national median$1.06 below the Kentucky median | per item | Knox extract.rules v54 categorized a line held for review from Rosetta artifact #3639. canonical_hint=document_reproduction; text_hash=0be1125fd7e470d77977c237deea6ef39e0209dbc05af2c9883b93c76f46ef7b; excerpt="Fax Fee ................................................................... $1.50/ page" | Source |
| Photocopy Direct Service (mailed to member) | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.06 below the Kentucky median | — | — | Source |
| Photocopy Image Fax (faxed to member) | $3Within the typical range ($2–$5 nationally) | At the national median$0.44 above the Kentucky median | — | — | Source |