vs. U.S. typical range:LowerTypicalHigher
$2.05 below the national medianAt the Vermont median
per month · Source
$7.50 above the national median$10 above the Vermont median
At the national median$3 above the Vermont median
per item · Source
At the national median$5 above the Vermont median
per item · Source
At the national median$5 above the Vermont median
per item · Source
$2 below the national medianAt the Vermont median
$0.50 below the national medianAt the Vermont median
$0.50 below the national medianAt the Vermont median
per transaction · Source
$4 below the national median$4 below the Vermont median
per item · Source
$4 below the national median$4 below the Vermont median
per item · Source
—
$5 below the national medianAt the Vermont median
per item · Source
At the national medianAt the Vermont median
per item · Source
$22 below the national median$7 below the Vermont median
per item · Source
At the national medianAt the Vermont median
per item · Source
$2.50 above the national median$10 above the Vermont median
per item · Source
$5 above the national medianAt the Vermont median
per item · Source
$2 above the national median$2 above the Vermont median
per item · Source
$2.50 below the national median$2.75 below the Vermont median
$2.50 above the national median$2.25 above the Vermont median
per transaction · Source
$17.50 above the national median$17.25 above the Vermont median
per transaction · Source
per item · Source
$180 above the national median$140 above the Vermont median
$90 above the national median$50 above the Vermont median
per year · Source
$10 above the national median$30 below the Vermont median
per year · Source
$10 below the national median$50 below the Vermont median
per year · Source
$35 above the national median$5 below the Vermont median
per year · Source
$5 above the national median$35 below the Vermont median
per year · Source
At the national medianAt the Vermont median
—
per month · Source
$2 above the national median$1 above the Vermont median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly fee | $3.95Below the typical range ($4–$10 nationally) | $2.05 below the national medianAt the Vermont median | per month | — | Source |
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Vermont median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national median$3 above the Vermont median | per item | — | Source |
| Nonsufficient funds fee | $30 | ||||
ATM & CardVerified | |||||
| charge for ATM withdrawals at machines we do not own (nonproprietary) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Vermont median | — | — | Source |
| Non-proprietary & Foreign ATM Transaction Fee | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Vermont median | per item | — | Source |
| Wire Transfer Fee (Incoming) | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Vermont median | per item | — | Source |
| ACH Stop Payment Fee | $30 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.75 below the Vermont median | — | — | Source |
| Expedited electronic payment | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Presentment Fee | $15Within the typical range ($8–$25 nationally) | At the national median | per item | — | Source |
Account ServicesVerified | |||||
| Drilling of Boxes | $225Above the typical range ($30–$70 nationally) | $180 above the national median$140 above the Vermont median | — | — | Source |
| Safe Deposit Box 10 x 10 | $135 | ||||
Lending FeesVerified | |||||
| Late Charge | 5%($10 minimum) | — | per month | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Vermont median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 99 others that publish it, 46 lower, 33 the same and 20 higher.
Monthly maintenance
$3.95
Of 56 others that publish it, 21 lower, 1 the same and 34 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
13 of 15
Published fees
29
Under review
0
Assets
$869.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$869.8M
Total deposits
$736.1M
Service charge income (year to date)
$4.1M
Fee income ratio
13.0%
Return on assets
1.00%
Financial profile · Pro
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| At the national median$5 above the Vermont median |
| per item |
| — |
| Source |
| NSF Fee | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the Vermont median | per item | — | Source |
| Overdraft Transfer From Shares | $3Within the typical range ($2.50–$5 nationally) | $2 below the national medianAt the Vermont median | — | — | Source |
| $0.50 below the national medianAt the Vermont median |
| per transaction |
| — |
| Source |
| Card Replacement Fee | $6Within the typical range ($5–$10 nationally) | $4 below the national median$4 below the Vermont median | per item | — | Source |
| Replacement card fee | $6Within the typical range ($5–$10 nationally) | $4 below the national median$4 below the Vermont median | per item | — | Source |
| Foreign transactions | 3%of the transaction | — | — | — | Source |
| At the national medianAt the Vermont median |
| per item |
| — |
| Source |
| International Wire Transfer | $28Below the typical range ($40–$50 nationally) | $22 below the national median$7 below the Vermont median | per item | — | Source |
| $2.50 above the national median$10 above the Vermont median |
| per item |
| — |
| Source |
| Foreign Check Collection Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Vermont median | per item | — | Source |
| Share Draft Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Vermont median | per item | — | Source |
| $2.50 above the national median$2.25 above the Vermont median |
| per transaction |
| — |
| Source |
| Overnight check payment | $20Above the typical range ($0–$9.95 nationally) | $17.50 above the national median$17.25 above the Vermont median | per transaction | — | Source |
| $90 above the national median$50 above the Vermont median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$30 below the Vermont median | per year | — | Source |
| Safe Deposit Box 3 x 5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$50 below the Vermont median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $80Above the typical range ($30–$70 nationally) | $35 above the national median$5 below the Vermont median | per year | — | Source |
| Safe Deposit Box 5 x 5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$35 below the Vermont median | per year | — | Source |
| Tax Levy | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Vermont median | — | — | Source |