vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.25 below the Michigan median
per month · Source
$7.50 above the national median$15 above the Michigan median
$5 above the national median$5 above the Michigan median
per month · Source
At the national medianAt the Michigan median
per month · Source
$2 above the national median$2 above the Michigan median
per month · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #12345. canonical_hint=dormant_account; text_hash=0d42a8b43a52139bee7fa10205d333ad534c420db8b27141de7f0b702dff7559; excerpt="* Please note that after 180 days of inactivity, you will be charged a monthly inactivity fee of $7.00." · Source
$2.50 above the national median$1.25 above the Michigan median
$12.50 below the national median$13.75 below the Michigan median
$3 above the national median$4 above the Michigan median
$3 above the national median$4 above the Michigan median
$0.50 below the national median$0.85 below the Michigan median
per item · Source
$10 above the national median$15 above the Michigan median
At the national medianAt the Michigan median
At the national median$2 above the Michigan median
$20 above the national median$22 above the Michigan median
$1 above the national median$1 above the Michigan median
$5.50 above the national median$6 above the Michigan median
per item · Source
$5.50 above the national median$6 above the Michigan median
At the national medianAt the Michigan median
At the national medianAt the Michigan median
$12 above the national median$11.50 above the Michigan median
$2 above the national median$1.50 above the Michigan median
$8 above the national median$8 above the Michigan median
At the national medianAt the Michigan median
$5 above the national median$5 above the Michigan median
$25 above the national median$25 above the Michigan median
$0.50 above the national medianAt the Michigan median
$2 above the national median$2 above the Michigan median
$2 above the national median$2 above the Michigan median
$2.50 below the national median$6.25 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Primary Share Maintenance Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.25 below the Michigan median | per month | — | Source |
| Closed Share Account (If closed within 6 months of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Michigan median | — | — | Source |
| Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
| Inactive Account (No activity for 6 months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Monthly inactivity fee | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2 above the Michigan median | per month | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #12345. canonical_hint=dormant_account; text_hash=0d42a8b43a52139bee7fa10205d333ad534c420db8b27141de7f0b702dff7559; excerpt="* Please note that after 180 days of inactivity, you will be charged a monthly inactivity fee of $7.00." | Source |
| Research and Reconciliation on Account - 1 hour minimum (Fee refunded if result shows CU error) | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$1.25 above the Michigan median | — | — | Source |
| Returned Mail with No Forwarding Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Parda Overdraft Privilege | $33Within the typical range ($25–$33 nationally) | $3 above the national median$4 above the Michigan median | — | — | Source |
| NSF (non-sufficient funds) Withdrawal | $33 | ||||
ATM & CardVerified | |||||
| Transfers, Withdrawals & Balance Inquiries at ATM (After first 10) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | per item | — | Source |
| Expedited Card Replacement (Additional Fees for International Shipping) | $50 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfers | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Exchange Parda Check for Cashier Check | $25 | ||||
Digital & ElectronicVerified | |||||
| ACH/Automatic Payment Returned | $33Above the typical range ($15–$30 nationally) | $8 above the national median$8 above the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Levy or Garnishment | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Verification of Account Letter | $15 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee (To another institution) | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national medianAt the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Statement Copies | $5 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
7 of 15
Published fees
29
Under review
0
Assets
$217.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$217.4M
Total deposits
$189.9M
Service charge income (year to date)
$734K
Fee income ratio
11.2%
Return on assets
0.27%
Financial profile · Pro
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| $3 above the national median$4 above the Michigan median |
| — |
| — |
| Source |
| $10 above the national median$15 above the Michigan median |
| — |
| — |
| Source |
| $20 above the national median$22 above the Michigan median |
| — |
| — |
| Source |
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the Michigan median | — | — | Source |
| Stop Payment | $33Above the typical range ($20–$30 nationally) | $5.50 above the national median$6 above the Michigan median | per item | — | Source |
| Stop Payments | $33Above the typical range ($20–$30 nationally) | $5.50 above the national median$6 above the Michigan median | — | — | Source |
| Counter/Starter Checks (Sheet of 4) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Parda Check Cashing (Non-Member) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Check Copy (Older than 12 months) | $15Above the typical range ($2–$5 nationally) | $12 above the national median$11.50 above the Michigan median | — | — | Source |
| Check Copy (Paid within last 12 months) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| $5 above the national median$5 above the Michigan median |
| — |
| — |
| Source |
| $2 above the national median$2 above the Michigan median |
| — |
| — |
| Source |
| Skip-A-Payment | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$6.25 below the Michigan median | — | — | Source |