vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Texas median
At the national medianAt the Texas median
per month · Source
$12.50 below the national median$10 below the Texas median
per month · Source
$7.50 below the national median$5 below the Texas median
At the national medianAt the Texas median
$3 below the national median$3 below the Texas median
At the national medianAt the Texas median
$4.50 above the national median$2.50 above the Texas median
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
$5 above the national medianAt the Texas median
per item · Source
$12.45 above the national median$9.95 above the Texas median
$7.45 above the national median$4.95 above the Texas median
$15 above the national median$18 above the Texas median
At the national median$5 below the Texas median
$5 above the national medianAt the Texas median
$1 below the national median$1 below the Texas median
$1 below the national median$1 below the Texas median
$12.50 below the national medianAt the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed Within 6 Months of Opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Inactive Account Fee Per Month (12 months no activity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per month | — | Source |
| Bad Address Fee Each Month Until Corrected | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Texas median | per month | — | Source |
| Research Fee (If Applicable) | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (CP) Fee (Visa Debit Card) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Teller Checks (up to $999.99) | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| Money Orders | $2 | ||||
Digital & ElectronicVerified | |||||
| Nonsufficient Funds (NSF) ACH/Draft Return Fee | $30Within the typical range ($15–$30 nationally) | $5 above the national medianAt the Texas median | per item | — | Source |
| Bill Pay Overnight Check | $14.95 | ||||
Cash & DepositVerified | |||||
| Chargeback Item Written from Self | $30Above the typical range ($8–$25 nationally) | $15 above the national median$18 above the Texas median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee (After 10 Days Late) | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Texas median | — | — | Source |
| Skip-a-Payment Fee (Requires Signed Form) | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
Other FeesVerified | |||||
| Statement Reprint (Per Statement) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Skip-a-Payment Fee (Requires Signed Form) | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
4 of 15
Published fees
19
Under review
0
Assets
$86.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$86.6M
Total deposits
$71.0M
Service charge income (year to date)
$380K
Fee income ratio
12.6%
Return on assets
1.95%
Financial profile · Pro
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| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Stop Payment Request (Requires Signed Form) | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2.50 above the Texas median | — | — | Source |
| Temporary Check (Per Page) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Photocopy of Check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| $12.45 above the national median$9.95 above the Texas median |
| — |
| — |
| Source |
| Bill Pay Same-Day (Electronic Payment Only) | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$4.95 above the Texas median | — | — | Source |
| $5 above the national medianAt the Texas median |
| — |
| — |
| Source |
| $12.50 below the national medianAt the Texas median |
| — |
| — |
| Source |