22 banks and credit unions have branches in Texarkana. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Texarkana counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Texarkana
7 institutions with a branch here
$2.50
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Texarkana median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Texarkana with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $36.
Median published overdraft fee
Texarkana
12 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Texarkana covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
22 institutions, 12 with a published overdraft fee.
Credit union, membership rules apply · based in Texarkana, TX · 9 branches here
Bank · based in Kalispell, MT · 3 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Magnolia, AR · 2 branches here
Account not yet known
“Non-Sufficient Overdraft Item | $32.00 per item”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in DE Kalb, TX · 2 branches here
Bank · based in Texarkana, TX · 2 branches here
Credit union, membership rules apply · based in Texarkana, TX · 2 branches here
Account not yet known
“Non-Sufficient Funds (NSF) — Paid Item$25.00 (max $100/day)”
Credit union, membership rules apply · based in Texarkana, TX · 2 branches here
Account not yet known
“Overdraft Protection Items - Negative from $50.01 and more | $35”
Credit union, membership rules apply · based in Texarkana, TX · 2 branches here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Largest banks by local bank deposits
Share of the $1.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bowie County
Deposits and branches cover the City of Texarkana. Population and income cover Bowie County, the county with most of Texarkana's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bowie County.
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