Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Texar Federal Credit Union

Texarkana, TexasCredit UnionDallas Fed districtFees collected Apr 1, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 60 days of Opening$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=early_closure; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Account Closed Within 60 days of Opening | $25" · Source

Account Research per hour$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=account_research; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Account Research per hour | $25" · Source

Bad Address Fee each month until corrected$5

$15 below the national median

per month · Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=account_research; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Bad Address Fee each month until corrected | $5" · Source

Dormant Fee per month (6 months of no activity)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=dormant_account; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Dormant Fee per month (6 months of no activity) | $5" · Source

Return Mail$5

$15 below the national median

Overdraft & NSFVerified

Non-Sufficient Item$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=nsf; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Non-Sufficient Item | $35" · Source
Overdraft Protection Items - Negative from$50.01Above the typical range ($20–$30 nationally)
$22.01 above the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=overdraft; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Overdraft Protection Items - Negative from $50.01 and more | $35" · Source
Overdraft Protection Items - Negative or less$5Below the typical range ($20–$30 nationally)
$23 below the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=overdraft; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Overdraft Protection Items - Negative $25 or less | $5" · Source

ATM & CardVerified

ATM - Non-Member at Our Machine$5Above the typical range ($1–$3 nationally)
$3.50 above the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=atm_non_network; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="ATM - Non-Member at Our Machine | $5" · Source
Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=card_replacement; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Debit Card Replacement | $10" · Source

Check ServicesVerified

Cashiers Check$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=cashiers_check; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Cashiers Check | $3" · Source
Check Copies$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=check_image; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Check Copies | $2" · Source

Account ServicesVerified

Levies$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=garnishment_levy; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Levies | $100" · Source
Verification of Deposit Request (each)$15Within the typical range ($5–$16.13 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=account_verification; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Verification of Deposit Request (each) | $15" · Source

Lending FeesVerified

Skip-A-Pay$35Above the typical range ($15–$26.50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=late_payment; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Skip-A-Pay | $35" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=document_reproduction; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Statement Copy | $5" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 60 days of Opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=early_closure; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Account Closed Within 60 days of Opening \| $25"	Source
Account Research per hour	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=account_research; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Account Research per hour \| $25"	Source
Bad Address Fee each month until corrected	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=account_research; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Bad Address Fee each month until corrected \| $5"	Source
Dormant Fee per month (6 months of no activity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=dormant_account; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Dormant Fee per month (6 months of no activity) \| $5"	Source
Return Mail	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=account_research; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Return Mail \| $5"	Source
Overdraft & NSFVerified
Non-Sufficient Item	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=nsf; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Non-Sufficient Item \| $35"	Source
Overdraft Protection Items - Negative from	$50.01
ATM & CardVerified
ATM - Non-Member at Our Machine	$5Above the typical range ($1–$3 nationally)	$3.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=atm_non_network; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="ATM - Non-Member at Our Machine \| $5"	Source
Debit Card Replacement	$10
Check ServicesVerified
Cashiers Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=cashiers_check; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Cashiers Check \| $3"	Source
Check Copies	$2
Account ServicesVerified
Levies	$100Above the typical range ($25–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=garnishment_levy; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Levies \| $100"	Source
Verification of Deposit Request (each)	$15
Lending FeesVerified
Skip-A-Pay	$35Above the typical range ($15–$26.50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=late_payment; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Skip-A-Pay \| $35"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5223. canonical_hint=document_reproduction; text_hash=4b9e792718401e55deb2b810e8706b9da7f5870d043bbe04c550f559eaf5d74d; excerpt="Statement Copy \| $5"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$440.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$440.5M

Total deposits

$335.3M

Service charge income (year to date)

$1.1M

Fee income ratio

8.0%

Return on assets

0.79%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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