vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Texas median
At the national medianAt the Texas median
per month · Source
$7.50 above the national median$9.50 above the Texas median
$1 below the national median$1 below the Texas median
per month · Source
$5 above the national median$5 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$15 below the national median$12.50 below the Texas median
$2 below the national median$2 below the Texas median
per month · Source
$12.50 below the national median$14.50 below the Texas median
$12.50 below the national median$14.50 below the Texas median
per item · Source
$10 above the national median$10 above the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$2 above the national median$2 above the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$3 below the national median$3 below the Texas median
$5 below the national median$4.98 below the Texas median
$2.50 below the national median$2.48 below the Texas median
one time · Source
$10 below the national median$9.98 below the Texas median
$2.50 below the national median$5 below the Texas median
At the national median$3 above the Texas median
$2.50 below the national median$3 below the Texas median
$3.50 above the national median$3 above the Texas median
$0.50 below the national median$0.50 below the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$17.50 below the national median$5 below the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closure within 180 days | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Inactive/dormant account (after 12 months) fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per month | — | Source |
| Research Fee (minimum 1 hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
| Mailed paper statement | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$1 below the Texas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (Overdraft privilege) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| NSF fee (returned Alcon EFCU draft) | $30 | ||||
ATM & CardVerified | |||||
| Expedited Card | $25Below the typical range ($30–$50 nationally) | $15 below the national median$12.50 below the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s check fee | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Texas median | per month | — | Source |
| Stop payment on ACH | $15 | ||||
Digital & ElectronicVerified | |||||
| ACH origination (one time transfer) set up fee | $5Within the typical range ($5–$20 nationally) | $5 below the national median$4.98 below the Texas median | — | — | Source |
| ACH origination (one time transfer/same day process) set up fee | |||||
Cash & DepositVerified | |||||
| Returned deposit Item fee | $15Within the typical range ($8–$25 nationally) | At the national median$3 above the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Notary service (Members) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| Notary service (Non-Members) | $6 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| VISA Travel Card funds reload | $2.50 | ||||
Other FeesVerified | |||||
| Quick Cash Loan application fee | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$5 below the Texas median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
6 of 15
Published fees
25
Under review
0
Assets
$29.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$29.9M
Total deposits
$23.4M
Service charge income (year to date)
$34K
Fee income ratio
4.4%
Return on assets
-0.19%
Financial profile · Pro
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| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| $12.50 below the national median$14.50 below the Texas median |
| — |
| — |
| Source |
| Stop payment on check | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$14.50 below the Texas median | per item | — | Source |
| Foreign collection Item (exchange fees may also apply) | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Texas median | — | — | Source |
| Copies of share drafts | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Copy of Cashier’s checks | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| Copy of checks request via email/phone with MSR | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Online banking check copies | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| $7.50Within the typical range ($5–$20 nationally) |
| $2.50 below the national median$2.48 below the Texas median |
| one time |
| — |
| Source |
| ACH origination (recurrent transfer) set up fee | $0Below the typical range ($5–$20 nationally) | $10 below the national median$9.98 below the Texas median | — | — | Source |
| Bill Pay services | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
| $3.50 above the national median$3 above the Texas median |
| — |
| — |
| Source |
| $1 below the national median$1 below the Texas median |
| per item |
| — |
| Source |