vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$3.75 above the New York median
$3 above the national median$1.50 below the New York median
per month · Source
$5 above the national median$0.50 above the New York median
$7.50 above the national median$7.50 above the New York median
$32.50 above the national median$32.50 above the New York median
At the national medianAt the New York median
per item · Source
At the national median$4.25 above the New York median
per item · Source
$5 above the national median$5 above the New York median
$10 above the national median$10 above the New York median
$10 below the national median$10 below the New York median
$15 below the national median$10 below the New York median
$5 below the national medianAt the New York median
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$2.50 above the national median$5 above the New York median
$15 below the national median$16 below the New York median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #7111. canonical_hint=check_cashing; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Foreign Item Clearing Fee ($25 item minimum to fee) | $5.00" · Source
$2 above the national medianAt the New York median
per item · Source
$12.45 above the national median$12.45 above the New York median
$7.45 above the national median$7.45 above the New York median
$2.50 below the national median$2.50 below the New York median
$15 above the national median$10 above the New York median
per item · Source
$15 above the national median$10 above the New York median
$15 above the national median$10 above the New York median
$5 above the national median$5 above the New York median
$1.50 above the national median$1.05 above the New York median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #7111. canonical_hint=prepaid_card_reload; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="VISA Everyday Card (Reload Fee) | $5.00" · Source
$1.50 above the national median$1.05 above the New York median
$1.50 below the national median$1.95 below the New York median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #7111. canonical_hint=prepaid_card_reload; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="VISA Travel Card (Reload Fee) | $2.00" · Source
$7 above the national median$7 above the New York median
per month · Source
$2.50 below the national median$1.25 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed within 90 Days of Opening | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$3.75 above the New York median | — | — | Source |
| Dormant Account Fee | $8Within the typical range ($5–$10 nationally) | $3 above the national median$1.50 below the New York median | per month | — | Source |
| Reporting Abandoned Property to NYS | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | — | — | Source |
| Account Balancing Services | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the New York median | — | — | Source |
| Account Research | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$32.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee (each) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Source |
| Returned Item Fee (Check or ACH) (per item) | $30 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer (Outgoing) | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| Domestic Wire Transfer (Incoming) | $0 | ||||
Check ServicesVerified | |||||
| Certified Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | per item | — | Source |
| Money Order (per item) | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (Overnight Fee) | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$12.45 above the New York median | — | — | Source |
| Bill Pay (Same Day Payment) | $9.95 | ||||
Cash & DepositVerified | |||||
| Return Deposit Item (per item) | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the New York median | per item | — | Source |
Lending FeesVerified | |||||
| Credit Card Payment Late Fee | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the New York median | — | — | Source |
| Loan Payment Late Fee | $35 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee Out | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Everyday Card (Reload Fee) | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.05 above the New York median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #7111. canonical_hint=prepaid_card_reload; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="VISA Everyday Card (Reload Fee) | $5.00" | Source |
Other FeesVerified | |||||
| Statement Copy (per month) | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the New York median | per month | — | Source |
| Existing Loan Refinance (cash out) | $35 | ||||
Overdraft
$30.00
Of 65 others that publish it, 37 lower, 10 the same and 18 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
29
Under review
0
Assets
$128.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$128.6M
Total deposits
$113.5M
Service charge income (year to date)
$467K
Fee income ratio
10.3%
Return on assets
0.51%
Financial profile · Pro
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| At the national median$4.25 above the New York median |
| per item |
| — |
| Source |
| Overdraft protection from savings to checking | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| $10 below the national median$10 below the New York median |
| — |
| — |
| Source |
| International Wire Transfer (Outgoing) | $35Below the typical range ($40–$50 nationally) | $15 below the national median$10 below the New York median | — | — | Source |
| International Incoming Wire Transfer | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the New York median | — | — | Source |
| At the national medianAt the New York median |
| per item |
| — |
| Source |
| Stop Payments (Checks and ACH) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | — | — | Source |
| Foreign Item Clearing Fee ($25 item minimum to fee) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$16 below the New York median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #7111. canonical_hint=check_cashing; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Foreign Item Clearing Fee ($25 item minimum to fee) | $5.00" | Source |
| Check Copy (per item) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | — | Source |
| $7.45 above the national median$7.45 above the New York median |
| — |
| — |
| Source |
| Bill Pay/Zelle/Transfer Now Services | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
| $15 above the national median$10 above the New York median |
| — |
| — |
| Source |
| $5Above the typical range ($3–$4.95 nationally) |
| $1.50 above the national median$1.05 above the New York median |
| — |
| — |
| Source |
| VISA Travel Card (Reload Fee) | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1.95 below the New York median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #7111. canonical_hint=prepaid_card_reload; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="VISA Travel Card (Reload Fee) | $2.00" | Source |
| $2.50 below the national median$1.25 below the New York median |
| — |
| — |
| Source |