13 banks and credit unions have branches in Plattsburgh. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Plattsburgh counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Plattsburgh
5 institutions with a branch here
$1
New York
85 institutions headquartered in New York
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Plattsburgh median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Plattsburgh with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $40.
Median published overdraft fee
Plattsburgh
8 institutions with a branch here
$31
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Plattsburgh covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 8 with a published overdraft fee.
Bank · based in Glens Falls, NY · 3 branches here
Account not yet known
“• Overdraft fee* (applies to transactions created by check, ACH or Recurring Debit Card Transactions) ..............................................................................”
Credit union, membership rules apply · based in Plattsburgh, NY · 3 branches here
Account not yet known
“Debit Card NSF/Overdraft fee $27.50”
Bank · based in Canton, NY · 2 branches here
Account not yet known
“Overdraft Fee for the $40 transaction, because your current balance is sufficient to cover the amount of the check transaction”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Norwich, NY · 2 branches here
Bank · based in Elizabethtown, NY · 2 branches here
Credit union, membership rules apply · based in Plattsburgh, NY · 2 branches here
Account not yet known
“Overdraft Fees for Debit Card, ACH, and Checks $40.00”
Credit union, membership rules apply · based in Plattsburgh, NY · 2 branches here
Account not yet known
“Courtesy Pay Fee (each) | $30.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Canton, NY · 1 branch here
Largest banks by local bank deposits
Share of the $1.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Clinton County
Deposits and branches cover the City of Plattsburgh. Population and income cover Clinton County, the county with most of Plattsburgh's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Clinton County.
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