Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Ufirst Federal Credit Union

Plattsburgh, New YorkCredit UnionNew York Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Services$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=account_research; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Account Balancing Services | $25.00/ Hour" · Source

Account Closed within 90 Days of Opening$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=early_closure; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Account Closed within 90 Days of Opening | $20.00" · Source

Account Research$50

$25 above the national median

Dormant Account Fee$8

$3 above the national median

per month · Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=dormant_account; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Dormant Account Fee | $8.00 per month after 1 year" · Source

Reporting Abandoned Property to NYS$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=dormant_account; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Reporting Abandoned Property to NYS | $10.00" · Source

Returned Mail Fee$5

$20 below the national median

Overdraft & NSFVerified

Courtesy Pay Fee (each)$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=overdraft; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Courtesy Pay Fee (each) | $30.00" · Source
Non-Sufficient Fund (NSF) Item (each)$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=nsf; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Non-Sufficient Fund (NSF) Item (each) | $30.00" · Source
Overdraft protection from savings to checking$10Above the typical range ($3–$5 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=od_protection_transfer; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Overdraft protection from savings to checking | $10.00" · Source
Returned Item Fee (Check or ACH) (per item)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=nsf; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Returned Item Fee (Check or ACH) (per item) | $30.00" · Source

ATM & CardVerified

Replace Lost (Debit, Credit Card or Travel Card)$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=card_replacement; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Replace Lost (Debit, Credit Card or Travel Card) | $10.00" · Source

Wire TransfersVerified

Domestic Wire Transfer (Incoming)$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #7111. canonical_hint=wire_domestic_incoming; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Domestic Wire Transfer (Incoming) | FREE" · Source
Domestic Wire Transfer (Outgoing)$35Above the typical range ($20–$25 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=wire_domestic_outgoing; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Domestic Wire Transfer (Outgoing) | $35.00" · Source
International Incoming Wire Transfer$15Within the typical range ($10–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=wire_intl_incoming; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="International Incoming Wire Transfer | $15.00" · Source

Check ServicesVerified

Certified Check Fee$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=cashiers_check; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Certified Check Fee | $5.00 each" · Source
Check Copy (per item)$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=check_image; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Check Copy (per item) | $5.00" · Source
Money Order (per item)$2Within the typical range ($1.75–$3 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=money_order; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Money Order (per item) | $2.00" · Source
Stop Payments (Checks and ACH)$30Within the typical range ($20–$30 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=stop_payment; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Stop Payments (Checks and ACH) | $30.00" · Source

Digital & ElectronicVerified

Bill Pay (Overnight Fee)$14.95Above the typical range ($0–$11.29 nationally)
$9.98 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=bill_pay; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Bill Pay (Overnight Fee) | $14.95" · Source
Bill Pay (Same Day Payment)$9.95Within the typical range ($0–$11.29 nationally)
$4.98 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=bill_pay; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Bill Pay (Same Day Payment) | $9.95" · Source
Bill Pay/Zelle/Transfer Now Services$0Within the typical range ($0–$11.29 nationally)
$4.97 below the national median
Knox read a free fee from Rosetta artifact #7111. canonical_hint=bill_pay; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Bill Pay/Zelle/Transfer Now Services | FREE" · Source

Cash & DepositVerified

Return Deposit Item (per item)$30Above the typical range ($10–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=deposited_item_return; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Return Deposit Item (per item) | $30.00" · Source

Lending FeesVerified

Loan Payment Late Fee$35Above the typical range ($15–$25 nationally)
$10.75 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=late_payment; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Loan Payment Late Fee | $35.00" · Source

Retirement & IRAVerified

IRA Transfer Fee Out$30Within the typical range ($25–$35 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=ira_termination; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="IRA Transfer Fee Out | $30.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card (Inactivity Fee after 12 months)$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=gift_card_purchase; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="VISA Gift Card (Inactivity Fee after 12 months) | $5.00 per month" · Source
VISA Gift Card (Initial Load Fee)$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=gift_card_purchase; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="VISA Gift Card (Initial Load Fee) | $5.00" · Source

Other FeesVerified

Statement Copy (per month)$10Above the typical range ($2–$5 nationally)
$7 above the national median
per month · Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=document_reproduction; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Statement Copy (per month) | $10.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Services	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=account_research; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Account Balancing Services \| $25.00/ Hour"	Source
Account Closed within 90 Days of Opening	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=early_closure; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Account Closed within 90 Days of Opening \| $20.00"	Source
Account Research	$50Above the typical range ($17.50–$25 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=account_research; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Account Research \| $50.00/ Hour"	Source
Dormant Account Fee	$8Within the typical range ($5–$10 nationally)	$3 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=dormant_account; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Dormant Account Fee \| $8.00 per month after 1 year"	Source
Reporting Abandoned Property to NYS	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=dormant_account; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Reporting Abandoned Property to NYS \| $10.00"	Source
Returned Mail Fee	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=account_research; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Returned Mail Fee \| $5.00"	Source
Overdraft & NSFVerified
Courtesy Pay Fee (each)	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=overdraft; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Courtesy Pay Fee (each) \| $30.00"	Source
Non-Sufficient Fund (NSF) Item (each)	$30
ATM & CardVerified
Replace Lost (Debit, Credit Card or Travel Card)	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=card_replacement; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Replace Lost (Debit, Credit Card or Travel Card) \| $10.00"	Source
Wire TransfersVerified
Domestic Wire Transfer (Incoming)	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #7111. canonical_hint=wire_domestic_incoming; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Domestic Wire Transfer (Incoming) \| FREE"	Source
Domestic Wire Transfer (Outgoing)
Check ServicesVerified
Certified Check Fee	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=cashiers_check; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Certified Check Fee \| $5.00 each"	Source
Check Copy (per item)	$5
Digital & ElectronicVerified
Bill Pay (Overnight Fee)	$14.95Above the typical range ($0–$11.29 nationally)	$9.98 above the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=bill_pay; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Bill Pay (Overnight Fee) \| $14.95"	Source
Bill Pay (Same Day Payment)	$9.95
Cash & DepositVerified
Return Deposit Item (per item)	$30Above the typical range ($10–$25 nationally)	$15 above the national median	per item	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=deposited_item_return; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Return Deposit Item (per item) \| $30.00"	Source
Lending FeesVerified
Loan Payment Late Fee	$35Above the typical range ($15–$25 nationally)	$10.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=late_payment; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Loan Payment Late Fee \| $35.00"	Source
Retirement & IRAVerified
IRA Transfer Fee Out	$30Within the typical range ($25–$35 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=ira_termination; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="IRA Transfer Fee Out \| $30.00"	Source
Gift & Prepaid CardsVerified
VISA Gift Card (Inactivity Fee after 12 months)	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=gift_card_purchase; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="VISA Gift Card (Inactivity Fee after 12 months) \| $5.00 per month"	Source
VISA Gift Card (Initial Load Fee)
Other FeesVerified
Statement Copy (per month)	$10Above the typical range ($2–$5 nationally)	$7 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7111. canonical_hint=document_reproduction; text_hash=2fbb916c3b2b67fa89ca05ba2ab901d4cbb75a09831053a133d54cbce2993d87; excerpt="Statement Copy (per month) \| $10.00"	Source

Fee change alerts

Get an email when Ufirst Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Ufirst Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 27

Headline fees published

9 of 15

Published fees

Under review

Assets

$128.6M

Work at Ufirst Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$128.6M

Total deposits

$113.5M

Service charge income (year to date)

$467K

Fee income ratio

10.3%

Return on assets

0.51%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

See pricing