Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Dannemora Federal Credit Union

Plattsburgh, New YorkCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 60 Day of Opening$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

NSF/Overdraft (each debit or draft paid)$27.50Within the typical range ($25–$32 nationally)
$2.50 below the national median
Source
Returned item fee$15Below the typical range ($25–$31 nationally)
$15 below the national median
Source

Check ServicesVerified

Check cashing fee (non-member, 3rd party)$7Within the typical range ($5–$10 nationally)
$2 above the national median
Source
Money Order$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source
Stop Payments (all items)$15Below the typical range ($20–$30 nationally)
$10 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 60 Day of Opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account Research/Reconciliation (per hour)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account fee per month (after 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
NSF/Overdraft (each debit or draft paid)	$27.50Within the typical range ($25–$32 nationally)	$2.50 below the national median	—	—	Source
Returned item fee	$15
ATM & CardVerified
Debit Card Replacement fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfer - (outgoing) domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Check ServicesVerified
Check cashing fee (non-member, 3rd party)	$7Within the typical range ($5–$10 nationally)	$2 above the national median	—	—	Source
Money Order	$1
Cash & DepositVerified
Deposited Item Return Fee	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Account ServicesVerified
Safe Deposit Boxes	$25Within the typical range ($25–$80 nationally)	$20 below the national median	—	—	Source
Other FeesVerified
Statement Copy fee - per page printed	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27.50

Overdraft fee: $27.50

8% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$320.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$320.3M

Total deposits

$273.9M

Service charge income (year to date)

$724K

Fee income ratio

7.7%

Return on assets

1.11%

Financial profile · Pro

Performance from regulator filings

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