Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Cvph Employees Federal Credit Union

Plattsburgh, New YorkCredit UnionNew York Fed districtFinancials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fees (Inactivity on an account for 6 or more months)$5Within the typical range ($5–$10 nationally)

Monthly Fee for Draft Checking Accounts$1

$4.95 below the national median

per month · Source

Statement Fee (Besides current month)$5

$2 above the national median

per item · Besides current month · Source

Overdraft & NSFVerified

Overdraft Fees for Debit Card, ACH, and Checks$35Above the typical range ($25–$30 nationally)
$5 above the national median
per item · Source

Check ServicesVerified

Check Request Fee (check printed off Community Bank NA, from your account)$3Within the typical range ($1–$12 nationally)
$2 below the national median
per item · Source
Stop Payment on Credit Union Checks (Drawn off of Community Bank NA)$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Source
Stop Payment on Member's Checks$10Below the typical range ($20–$30 nationally)
$17 below the national median
per item · Source

Digital & ElectronicVerified

ACH Hand Posting Fee Per Transaction$5Within the typical range ($5–$20 nationally)
$5 below the national median
per item · One Time Courtesy · Source

Lending FeesVerified

Late Payment fee for Loans (More than 10 calendar days past due)$30Above the typical range ($15–$25 nationally)
$7.50 above the national median
per item · More than 10 calendar days past due · Source
Pre-Penalty for Early Termination of Loans before 90 days$35Within the typical range ($25–$50 nationally)
At the national median
one time · Early termination before 90 days · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fees (Inactivity on an account for 6 or more months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Inactivity on an account for 6 or more months	Source
Monthly Fee for Draft Checking Accounts	$1Below the typical range ($3–$10 nationally)	$4.95 below the national median	per month	—	Source
Statement Fee (Besides current month)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Besides current month	Source
Overdraft & NSFVerified
Overdraft Fees for Debit Card, ACH, and Checks	$35Above the typical range ($25–$30 nationally)	$5 above the national median	per item	—	Source
Check ServicesVerified
Check Request Fee (check printed off Community Bank NA, from your account)	$3Within the typical range ($1–$12 nationally)	$2 below the national median	per item	—	Source
Stop Payment on Credit Union Checks (Drawn off of Community Bank NA)	$35
Digital & ElectronicVerified
ACH Hand Posting Fee Per Transaction	$5Within the typical range ($5–$20 nationally)	$5 below the national median	per item	One Time Courtesy	Source
Lending FeesVerified
Late Payment fee for Loans (More than 10 calendar days past due)	$30Above the typical range ($15–$25 nationally)	$7.50 above the national median	per item	More than 10 calendar days past due	Source
Pre-Penalty for Early Termination of Loans before 90 days	$35

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 10 — leaner than most institutions

Published fees

Under review

Assets

$10.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$10.4M

Total deposits

$9.3M

Service charge income (year to date)

$26K

Fee income ratio

12.1%

Return on assets

0.21%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,662 verified fees from 2,224 institutions

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