vs. U.S. typical range:LowerTypicalHigher
$0.95 above the national median$0.20 above the Massachusetts median
per month · Source
$6 below the national median$6.75 below the Massachusetts median
per month · Source
$2.05 below the national median$2.80 below the Massachusetts median
per month · Source
$7.50 below the national median$5 below the Massachusetts median
$32.50 above the national median$25 above the Massachusetts median
$3 below the national median$2 below the Massachusetts median
$7 above the national median$7 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per day · Source
$7 above the national median$7 above the Massachusetts median
per item · Source
$35 above the national median$25 above the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
per item · Source
$3 above the national median$2 above the Massachusetts median
per item · Source
$8 above the national median$7 above the Massachusetts median
per item · Source
$2.50 above the national median$3.75 above the Massachusetts median
per item · Source
$7.50 above the national median$8.75 above the Massachusetts median
per item · Source
$12.50 above the national median$13.75 above the Massachusetts median
per item · Source
$2 below the national median$1.75 below the Massachusetts median
$2 above the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$5 above the national median$12.86 above the Massachusetts median
per item · Source
At the national median$7.86 above the Massachusetts median
per item · Source
$2.50 below the national median$1.25 below the Massachusetts median
$7.50 above the national median$8.75 above the Massachusetts median
$20 below the national median$40 below the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$5 above the national median$15 above the Massachusetts median
per month · Source
$25 below the national median$25 below the Massachusetts median
$25 above the national median$25 above the Massachusetts median
$2 above the national medianAt the Massachusetts median
per item · Source
$2 below the national median$4 below the Massachusetts median
per item · Source
$112.50 above the national medianAt the Massachusetts median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly maintenance fee | $6.95Within the typical range ($4–$10 nationally) | $0.95 above the national median$0.20 above the Massachusetts median | per month | — | Source |
| Monthly Service | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.75 below the Massachusetts median | per month | — | Source |
| Monthly service charge | $3.95Below the typical range ($4–$10 nationally) | $2.05 below the national median$2.80 below the Massachusetts median | per month | — | Source |
| Club Account – Early Withdrawal | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Massachusetts median | — | — | Source |
| Account Balancing/Reconciliation | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$25 above the Massachusetts median | — | — | Source |
| Paper Statement Processing | $0Below the typical range ($2–$4.59 nationally) | $3 below the national median$2 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdrafts Paid | $37Above the typical range ($25–$33 nationally) | $7 above the national median$7 above the Massachusetts median | per item | — | Source |
| Sustained Overdraft – After 5 Days | $5 | ||||
ATM & CardVerified | |||||
| Rush Order Processing | $75Above the typical range ($30–$50 nationally) | $35 above the national median$25 above the Massachusetts median | per item | — | Source |
Check ServicesVerified | |||||
| Official Check: Member | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| Money Order: Member | $5 | ||||
Cash & DepositVerified | |||||
| Coin Machine: Member | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Foreign VISA Credit Card Cash Advance | $10 | ||||
Account ServicesVerified | |||||
| Notary: Member | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Notary: Non-Member | $10 | ||||
Lending FeesVerified | |||||
| Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national median$15 above the Massachusetts median | per month | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer: Incoming | $0Below the typical range ($25–$35 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| IRA Transfer: Outgoing | $50 | ||||
Other FeesVerified | |||||
| Fax: Incoming | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| Photocopy | $1 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$37
Headline fees published
7 of 15
Published fees
33
Under review
0
Assets
$244.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$244.6M
Total deposits
$216.3M
Service charge income (year to date)
$209K
Fee income ratio
3.8%
Return on assets
0.45%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| per day |
| — |
| Source |
| Overdraft Protection Transfer | $12Above the typical range ($2.50–$5 nationally) | $7 above the national median$7 above the Massachusetts median | per item | — | Source |
| $3 above the national median$2 above the Massachusetts median |
| per item |
| — |
| Source |
| Money Order: Non-Member (CASH ONLY) | $10Above the typical range ($1.50–$3 nationally) | $8 above the national median$7 above the Massachusetts median | per item | — | Source |
| Bill Payer Stop Payment – Member Request | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | per item | — | Source |
| Share Draft Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$8.75 above the Massachusetts median | per item | — | Source |
| Stop Payment / Reissue | $40Above the typical range ($20–$30 nationally) | $12.50 above the national median$13.75 above the Massachusetts median | per item | — | Source |
| Temporary Check | $0Below the typical range ($1–$4 nationally) | $2 below the national median$1.75 below the Massachusetts median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| $5 above the national median |
| per item |
| — |
| Source |
| Chargeback Processing | $20Within the typical range ($8–$25 nationally) | $5 above the national median$12.86 above the Massachusetts median | per item | — | Source |
| Re-Deposit Returned Checks | $15Within the typical range ($8–$25 nationally) | At the national median$7.86 above the Massachusetts median | per item | — | Source |
| $7.50 above the national median$8.75 above the Massachusetts median |
| — |
| — |
| Source |
| Additional Lost Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$40 below the Massachusetts median | per item | — | Source |
| Tax Levy | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| $25 above the national median$25 above the Massachusetts median |
| — |
| — |
| Source |
| $2 below the national median$4 below the Massachusetts median |
| per item |
| — |
| Source |
| Home Equity Product(s) Subordination Fee | $150Above the typical range ($25–$100 nationally) | $112.50 above the national medianAt the Massachusetts median | per item | — | Source |