vs. U.S. typical range:LowerTypicalHigher
At the national median$4.50 below the New York median
per item · Source
$17.50 below the national median$17.50 below the New York median
$2 below the national median$2 below the New York median
$2 below the national median$2 below the New York median
per item · Source
$2 below the national median$2.25 above the New York median
per transaction · Source
$1 below the national median$1 below the New York median
$1.50 above the national median$1.50 above the New York median
$5 below the national median$5 below the New York median
$5 below the national median$5 below the New York median
$5 below the national median$5 below the New York median
per transaction · Source
At the national median$5 above the New York median
$2 below the national median$2 below the New York median
$2.50 below the national medianAt the New York median
per item · Source
$2.50 below the national medianAt the New York median
per item · Source
$2 below the national median$2 below the New York median
$0.50 below the national median$2.50 below the New York median
$2.50 below the national median$2.50 below the New York median
$12.45 above the national median$12.45 above the New York median
$2.50 below the national median$2.50 below the New York median
At the national median$0.35 below the New York median
At the national median$5 below the New York median
$2.50 below the national median$2 below the New York median
$105 above the national median$95 above the New York median
$15 below the national median$25 below the New York median
$15 below the national median$25 below the New York median
$35 above the national median$25 above the New York median
$5 below the national median$15 below the New York median
$205 above the national median$195 above the New York median
$17 below the national median$27 below the New York median
per transaction · Source
$8 below the national median$18 below the New York median
At the national median$50 below the New York median
$5 above the national medianAt the New York median
$0.50 above the national median$0.05 above the New York median
$1.50 above the national median$1.05 above the New York median
$2 above the national median$2 above the New York median
$112.50 above the national median$113.75 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| INACTIVE ACCOUNT (After 12 months) | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per item | — | Source |
| Account Research/Reconciliation | $0Below the typical range ($11–$25 nationally) | $17.50 below the national median$17.50 below the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| COURTESY PAY FEE (Everyday/POS Debits/ ATM) | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Standard Overdraft Fee | $28 | ||||
ATM & CardVerified | |||||
| FOREIGN CARD HOLDER AT OFFCU ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the New York median | — | — | Source |
| VISA/ATM/DEBIT REPLACEMENT CARD | $5 | ||||
Wire TransfersVerified | |||||
| WIRE-OUT DOMESTIC | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Wire - In | $5 | ||||
Check ServicesVerified | |||||
| TELLER / OFFICIAL CHECK | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Stop Payment | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
| BILL PAY EXPEDITED PAYMENT- CHECK | $14.95 | ||||
Cash & DepositVerified | |||||
| COIN MACHINE FEE - MEMBERS | $0Within the typical range ($0–$3 nationally) | At the national median$0.35 below the New York median | — | — | Source |
| Returned deposit | $15 | ||||
Account ServicesVerified | |||||
| NOTARY | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the New York median | — | — | Source |
| Safe Deposit Box 10X10X18 | $150 | ||||
Lending FeesVerified | |||||
| VISA LATE PAYMENT | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA GIFT CARD- MEMBERS | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.05 above the New York median | — | — | Source |
| VISA GIFT CARD- NON MEMBERS | $5 | ||||
Other FeesVerified | |||||
| Statement copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | — | — | Source |
| HOME EQUITY SUBORDINATION FEE | $150 | ||||
Overdraft
$28.00
Of 66 others that publish it, 34 lower, 1 the same and 31 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
11 of 15
Published fees
36
Under review
0
Assets
$403.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$403.3M
Total deposits
$377.7M
Service charge income (year to date)
$205K
Fee income ratio
2.1%
Return on assets
0.12%
Financial profile · Pro
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| $2 below the national median$2 below the New York median |
| per item |
| — |
| Source |
| RETURNED CHECK (Per transaction) | $28Within the typical range ($25–$32 nationally) | $2 below the national median$2.25 above the New York median | per transaction | — | Source |
| OVERDRAFT PROTECTION TRANSFER FROM SAVINGS | $4Within the typical range ($2.50–$5 nationally) | $1 below the national median$1 below the New York median | — | — | Source |
| $5 below the national median$5 below the New York median |
| — |
| — |
| Source |
| $5 below the national median$5 below the New York median |
| per transaction |
| — |
| Source |
| WIRE-OUT FOREIGN | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the New York median | — | — | Source |
| $2.50 below the national medianAt the New York median |
| per item |
| — |
| Source |
| STOP PAYMENT (Per stop - 6-month expiration) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the New York median | per item | — | Source |
| TEMPORARY CHECKS | $0Below the typical range ($1–$4 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| PHOTO COPY OF SHARE DRAFT | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$2.50 below the New York median | — | — | Source |
| $12.45 above the national median$12.45 above the New York median |
| — |
| — |
| Source |
| ZELLE® (Person to Person Payments) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
| At the national median$5 below the New York median |
| — |
| — |
| Source |
| $105 above the national median$95 above the New York median |
| — |
| — |
| Source |
| Safe Deposit Box 3X5X1 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$25 below the New York median | — | — | Source |
| Safe Deposit Box 3X5X18 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$25 below the New York median | — | — | Source |
| Safe Deposit Box 5X10X18 | $80Above the typical range ($30–$70 nationally) | $35 above the national median$25 above the New York median | — | — | Source |
| Safe Deposit Box 5X5X18 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$15 below the New York median | — | — | Source |
| SAFE DEPOSIT BOX BREAK IN FEE | $250Above the typical range ($30–$70 nationally) | $205 above the national median$195 above the New York median | — | — | Source |
| SAFE DEPOSIT PRODUCTS (AT SEAFORD BRANCH ONLY): FEE AMOUNT | $28Below the typical range ($30–$70 nationally) | $17 below the national median$27 below the New York median | per transaction | — | Source |
| SAFE DEPOSIT REPLACEMENT KEY | $37Within the typical range ($30–$70 nationally) | $8 below the national median$18 below the New York median | — | — | Source |
| LEGAL DOCUMENTATION/ LEGAL PROCESS | $50Within the typical range ($30–$100 nationally) | At the national median$50 below the New York median | — | — | Source |
| $1.50 above the national median$1.05 above the New York median |
| — |
| — |
| Source |
| $112.50 above the national median$113.75 above the New York median |
| — |
| — |
| Source |