vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3.05 above the Maryland median
per month · Source
$8 above the national median$6 above the Maryland median
At the national medianAt the Maryland median
per month · Source
$7.50 above the national median$7.50 above the Maryland median
$12.50 below the national median$12.50 below the Maryland median
per month · Source
$2 above the national median$2.50 above the Maryland median
$1 above the national median$1 above the Maryland median
$15 below the national median$15 below the Maryland median
$0.50 below the national medianAt the Maryland median
$10 below the national median$7.50 below the Maryland median
—
$15 above the national median$15 above the Maryland median
$5 above the national median$5 above the Maryland median
$40 above the national median$45 above the Maryland median
$30 above the national median$35 above the Maryland median
At the national medianAt the Maryland median
$2.50 below the national median$2.50 below the Maryland median
$7.50 below the national median$7.50 below the Maryland median
$1 below the national medianAt the Maryland median
$15.99 above the national median$15.99 above the Maryland median
At the national median$5 below the Maryland median
$2 above the national medianAt the Maryland median
At the national median$2 below the Maryland median
$7 above the national median$5 above the Maryland median
$10 below the national median$15 below the Maryland median
$2.50 below the national median$5 below the Maryland median
—
At the national median$5 below the Maryland median
$2.50 below the national median$2 below the Maryland median
$25 above the national median$25 below the Maryland median
At the national medianAt the Maryland median
$212.50 above the national median$200 above the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Simple Checking monthly maintenance | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.05 above the Maryland median | per month | — | Source |
| Premier Checking fall below minimum balance | $15Above the typical range ($5–$10 nationally) | $8 above the national median$6 above the Maryland median | — | — | Source |
| Inactive account (monthly) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Maryland median | per month | — | Source |
| Account Research/Reconciliation per hour or fraction | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Maryland median | — | — | Source |
| Bad Address Fee (monthly) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Maryland median | per month | — | Source |
| Paper Statement | $5Above the typical range ($2–$4.76 nationally) | $2 above the national median$2.50 above the Maryland median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF / Overdrawn Account | $31Within the typical range ($25–$32 nationally) | $1 above the national median$1 above the Maryland median | — | — | Source |
| NSF Check Re-post | $15 | ||||
ATM & CardVerified | |||||
| Foreign ATM Transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Maryland median | — | — | Source |
| Plastic Card Rush | $30 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Domestic Outgoing | $40Above the typical range ($20–$25 nationally) | $15 above the national median$15 above the Maryland median | — | — | Source |
| Wire Transfer: Domestic Outgoing (online) | $30 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Stop Payment In Branch | $25 | ||||
Digital & ElectronicVerified | |||||
| MAFCU ACH Origination | $5Within the typical range ($5–$20 nationally) | $5 below the national median | — | — | Source |
| ACH Origination Return | $15 | ||||
Cash & DepositVerified | |||||
| Credit Card Cash Advance | 3%of the advance | — | — | — | Source |
| Return Deposit Item | $15Within the typical range ($8–$25 nationally) | At the national median | |||
Account ServicesVerified | |||||
| Notary (Member) per seal | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the Maryland median | — | — | Source |
| Garnishment / IRS Levy | $75 | ||||
Lending FeesVerified | |||||
| Loan Modification Processing Charge | $250Above the typical range ($20.08–$71.25 nationally) | $218 above the national median | — | — | Source |
Other FeesVerified | |||||
| Loan Modification Processing Charge | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$200 above the Maryland median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Monthly maintenance
$10.00
Of 57 others that publish it, 44 lower, 8 the same and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
11 of 15
Published fees
32
Under review
0
Assets
$443.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$443.4M
Total deposits
$389.5M
Service charge income (year to date)
$523K
Fee income ratio
4.7%
Return on assets
0.51%
Financial profile · Pro
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| $15 below the national median$15 below the Maryland median |
| — |
| — |
| Source |
| $10 below the national median$7.50 below the Maryland median |
| — |
| — |
| Source |
| International Transaction Fee | 1%of the transaction | — | — | — | Source |
| $5 above the national median$5 above the Maryland median |
| — |
| — |
| Source |
| Wire Transfer: International Outgoing | $90Above the typical range ($40–$50 nationally) | $40 above the national median$45 above the Maryland median | — | — | Source |
| Wire Transfer: International Outgoing (online) | $80Above the typical range ($40–$50 nationally) | $30 above the national median$35 above the Maryland median | — | — | Source |
| $2.50 below the national median$2.50 below the Maryland median |
| — |
| — |
| Source |
| Stop Payment Online | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$7.50 below the Maryland median | — | — | Source |
| Temporary Check (4) | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Maryland median | — | — | Source |
| On-us Check Cashing (non-member only) | $20.99Above the typical range ($5–$10 nationally) | $15.99 above the national median$15.99 above the Maryland median | — | — | Source |
| Foreign Check Collection | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Maryland median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | — | — | Source |
| Check Copy (through internet) | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the Maryland median | — | — | Source |
| Visa Draft Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the Maryland median | — | — | Source |
| $10 below the national median$15 below the Maryland median |
| — |
| — |
| Source |
| Standard bill payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Maryland median | — | — | Source |
| — |
| — |
| Source |
| $25 above the national median$25 below the Maryland median |
| — |
| — |
| Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Maryland median | — | — | Source |