vs. U.S. typical range:LowerTypicalHigher
$7 below the national median$7.50 below the Texas median
$5 above the national median$5 above the Texas median
per month · Source
$2.50 below the national medianAt the Texas median
$17.50 below the national median$15 below the Texas median
$12.50 below the national median$10 below the Texas median
per month · Source
$1 below the national median$1 below the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$5 below the national median$5 below the Texas median
$30 below the national median$30 below the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$5 below the national median$4.75 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
$5 below the national median$2.50 below the Texas median
$25 below the national median$22.50 below the Texas median
$15 below the national median$12.50 below the Texas median
—
$10 below the national median$10 below the Texas median
$3 below the national median$3 below the Texas median
$5 above the national median$5 above the Texas median
At the national medianAt the Texas median
$17.50 below the national median$19.50 below the Texas median
$2 below the national median$2 below the Texas median
$5 above the national median$5 above the Texas median
$3 below the national median$3 below the Texas median
$17.50 above the national median$15 above the Texas median
$12.50 above the national median$10 above the Texas median
$2.50 below the national median$5 below the Texas median
At the national median$0.05 below the Texas median
—
$5 below the national median$2 below the Texas median
$2.50 below the national median$3 below the Texas median
$55 above the national median$55 above the Texas median
per year · Source
$13 below the national median$13 below the Texas median
per year · Source
$25 below the national median$25 below the Texas median
per year · Source
$19 above the national median$19 above the Texas median
per year · Source
$155 above the national median$155 above the Texas median
$20 below the national median$20 below the Texas median
$50 above the national median$50 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee | $0Below the typical range ($5–$10 nationally) | $7 below the national median$7.50 below the Texas median | — | — | Source |
| Dormant/Inactivity Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | per month | — | Source |
| Account Balancing Assistance (per hour) | $15Within the typical range ($11–$25 nationally) | $2.50 below the national medianAt the Texas median | — | — | Source |
| Excess Transaction/Withdrawal Fee | $0Below the typical range ($11–$25 nationally) | $17.50 below the national median$15 below the Texas median | — | — | Source |
| Return Mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Texas median | per month | — | Source |
| Paper Statement | $2Within the typical range ($2–$4.76 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (Per Presentment) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| Payee-returned ACH Payment Due to Member Error | $25 | ||||
ATM & CardVerified | |||||
| ATM Cash Withdrawal or inquiry at ATMs that are neither Wellby owned nor Allpoint Network ATMs (out-of-network) | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Replacement Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing International | $40Within the typical range ($40–$50 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check (member) | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| Convert Wellby Check to Cashier’s Check (non-member) | $10 | ||||
Digital & ElectronicVerified | |||||
| Next-day Bill Payments | $20Above the typical range ($0–$9.95 nationally) | $17.50 above the national median$15 above the Texas median | — | — | Source |
| Two-day Bill Payments | $15 | ||||
Cash & DepositVerified | |||||
| Coin Counter (Member) | $0Within the typical range ($0–$3 nationally) | At the national median$0.05 below the Texas median | — | — | Source |
| Coin Counter (Non-Members) | 20% | — | — | ||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| 10x10 Annual Rental | $100 | ||||
Overdraft
$25.00
Of 124 others that publish it, 15 lower, 18 the same and 91 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
12 of 15
Published fees
36
Under review
0
Assets
$2.6B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.6B
Total deposits
$2.3B
Service charge income (year to date)
$5.0M
Fee income ratio
6.7%
Return on assets
0.58%
Financial profile · Pro
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| $5 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Payee-returned Check Payment Due to Member Error | $0Below the typical range ($25–$32 nationally) | $30 below the national median$30 below the Texas median | — | — | Source |
| Return Item Fee/Insufficient Funds [NSF] Fee (Per Presentment) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| Automatic Overdraft Protection Transfer | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$4.75 below the Texas median | per item | — | Source |
| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| Card PIN Rush - 2 Day | $15Below the typical range ($30–$50 nationally) | $25 below the national median$22.50 below the Texas median | — | — | Source |
| Card Rush - Next Day | $25Below the typical range ($30–$50 nationally) | $15 below the national median$12.50 below the Texas median | — | — | Source |
| International Transaction/ Currency Conversion Fee | 1%of the transaction | — | — | — | Source |
| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Money Orders | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Texas median | — | — | Source |
| Stop payment of ACH or Personal or Business Check | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$19.50 below the Texas median | — | — | Source |
| Temporary Checks | $0Below the typical range ($1–$4 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
| Foreign Collection Item Deposit | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Copy of Cleared Check | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| $12.50 above the national median$10 above the Texas median |
| — |
| — |
| Source |
| Unlimited Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
| — |
| Source |
| Return Deposit Check Fee | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2 below the Texas median | — | — | Source |
| $55 above the national median$55 above the Texas median |
| per year |
| — |
| Source |
| 3x10 Annual Rental | $32Within the typical range ($30–$70 nationally) | $13 below the national median$13 below the Texas median | per year | — | Source |
| 3x5 Annual Rental | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | per year | — | Source |
| 5x10 Annual Rental | $64Within the typical range ($30–$70 nationally) | $19 above the national median$19 above the Texas median | per year | — | Source |
| Charge to Drill Box | $200Above the typical range ($30–$70 nationally) | $155 above the national median$155 above the Texas median | — | — | Source |
| Replace Lost Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | — | — | Source |
| Legal Actions, Garnishments, Executions, or Levies | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Texas median | — | — | Source |