vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$2.50 above the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$10 below the national median$7.50 below the Texas median
per month · Source
$0.50 below the national median$2 above the Texas median
$6 below the national median$6 below the Texas median
per day · Source
$6 below the national median$6 below the Texas median
per year · Source
$0.50 below the national median$0.50 below the Texas median
$5 below the national median$2.50 below the Texas median
$10 below the national median$5 below the Texas median
$10 below the national median$5 below the Texas median
$20 below the national median$15 below the Texas median
At the national medianAt the Texas median
$2.50 below the national median$4.50 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Institution’s schedule
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
$10 below the national median$10 below the Texas median
$3 below the national median$3 below the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$4.45 above the national median$1.95 above the Texas median
per item · Institution’s schedule
$27.45 above the national median$24.95 above the Texas median
$2.50 below the national median$5 below the Texas median
$27.50 below the national median$27.50 below the Texas median
At the national medianAt the Texas median
$10 below the national median$15 below the Texas median
$5 below the national median$10 below the Texas median
$5 above the national medianAt the Texas median
$20 below the national median$17.50 below the Texas median
$0.45 above the national median$0.45 above the Texas median
per item · Source
$1 below the national median$1 below the Texas median
$12.50 below the national medianAt the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account (per month) | $7.50Within the typical range ($5–$10 nationally) | $2.50 above the national median$2.50 above the Texas median | per month | — | Source |
| Account Balancing Assistance (per hour) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Bad Address Fee (per month) | $7.50Below the typical range ($11–$25 nationally) | $10 below the national median$7.50 below the Texas median | per month | — | Source |
| Savings/Money Market (excess withdrawal fee) | $17Within the typical range ($11–$25 nationally) | $0.50 below the national median$2 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Protection – ODP (per item presentment) | $24Below the typical range ($25–$33 nationally) | $6 below the national median$6 below the Texas median | per day | — | Source |
| Nonsufficient Funds (of annual renewal fee) | $24 | ||||
ATM & CardVerified | |||||
| ATM (HFCU Member) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Card Replacement (one free per calendar year) | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fees: Domestic - Outgoing | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Texas median | — | — | Source |
| Wire Transfer Fees: Domestic - Incoming | $0 | ||||
Check ServicesVerified | |||||
| Checks - Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Texas median | — | — | Source |
| Stop Payments (per item) | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment Electronic Rush Payment | $6.95Within the typical range ($0–$9.95 nationally) | $4.45 above the national median$1.95 above the Texas median | per item | — | Institution’s schedule |
| Bill Payment Second Day Delivery | $29.95 | ||||
Account ServicesVerified | |||||
| Cost | $17.50Below the typical range ($30–$70 nationally) | $27.50 below the national median$27.50 below the Texas median | — | — | Source |
| Garnishments, Executions, Levies and other subpoenas | $50 | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Texas median | — | — | Source |
| Late Fee – Credit Card (the lesser of) | $15 | ||||
Vehicle & TitleVerified | |||||
| Electronic Title Lien Fee | $5Below the typical range ($15–$49.34 nationally) | $20 below the national median$17.50 below the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards up to (per card) | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median$0.45 above the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Photocopy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Skip-a-Pay Fee (per loan skipped) | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
31
Under review
0
Assets
$952.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$952.0M
Total deposits
$850.3M
Service charge income (year to date)
$2.3M
Fee income ratio
7.2%
Return on assets
0.43%
Financial profile · Pro
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| $6 below the national median$6 below the Texas median |
| per year |
| — |
| Source |
| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Foreign - Incoming | $0Below the typical range ($10–$25 nationally) | $20 below the national median$15 below the Texas median | — | — | Source |
| $2.50 below the national median$4.50 below the Texas median |
| per item |
| — |
| Source |
| Temporary Check | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | — | Institution’s schedule |
| Temporary Check (per check) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Check Cashing Non-Member | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Collection item - Incoming | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| Check Copy – Online Banking | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| Check Copy (per item) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| $27.45 above the national median$24.95 above the Texas median |
| — |
| — |
| Source |
| Check Bill Payment Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| $5 below the national median$10 below the Texas median |
| — |
| — |
| Source |
| Late Fee – Loans (the lesser of) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Texas median | — | — | Source |
| $12.50 below the national medianAt the Texas median |
| per item |
| — |
| Source |