vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the California median
$5 above the national median$6.50 above the California median
per month · Source
$3 below the national median$1.50 below the California median
$7.50 above the national median$5 above the California median
$16 below the national median$11 below the California median
per item · Source
$16 below the national median$9 below the California median
per item · Source
$2 below the national medianAt the California median
$1.50 above the national median$1 above the California median
per transaction · Source
At the national medianAt the California median
At the national medianAt the California median
At the national median$5 above the California median
$20 below the national median$15 below the California median
At the national medianAt the California median
$2.50 below the national median$2.50 above the California median
per item · Source
$12.50 below the national median$7.50 below the California median
per item · Source
$2 above the national median$1 above the California median
per item · Source
At the national median$1 below the California median
$2 below the national median$2 below the California median
per item · Source
$2.50 below the national median$5 below the California median
$5 below the national median$3.50 below the California median
$1 below the national median$4 below the California median
per item · Source
$7.50 above the national median$5 below the California median
per item · Source
$10 below the national median$5 below the California median
$5 below the national median$5 below the California median
$5 above the national median$5 above the California median
$12.50 below the national median$50 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Holiday Club - Early Withdrawal (January to October) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the California median | — | — | Source |
| Dormant Account (monthly) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$6.50 above the California median | per month | — | Source |
| Escheated Account | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Research (1-hour min.) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Overdraft Protection (Paid Item, ACH or Check, per presentment) | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | per item | — | Source |
| Non-Sufficient Funds (Unpaid Item, ACH or Check, per presentment) | $14 | ||||
ATM & CardVerified | |||||
| ATM Transaction Fee (Non-CO-OP ATM, per transaction) | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1 above the California median | per transaction | — | Source |
| ATM/Debit Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing US | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
| Wire Transfer - Outgoing International | $50 | ||||
Check ServicesVerified | |||||
| Cashier's/Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Stop Payment (Each, Check or ACH, via Branch or Phone) | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay - Online & Mobile Banking | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
Cash & DepositVerified | |||||
| Cash Advance - CSFCU Member | $0Below the typical range ($2–$10 nationally) | $5 below the national median$3.50 below the California median | — | — | Source |
| Return Deposited Item (ACH or Check, per presentment) | $14 | ||||
Account ServicesVerified | |||||
| Notary (Members Only, Non-CSFCU Document, per signature) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| Legal Process (Levy, Garnishment, Etc.) | $40 | ||||
Lending FeesVerified | |||||
| Loan Late Payment (Personal & Auto Loans, Home Equity Loan) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
Other FeesVerified | |||||
| Skip a Payment (Loan must be in good standing, $5.00 of fee donated to a good cause) | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$50 below the California median | — | — | Source |
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 24 the same and 49 higher.
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Headline fees vs. national median
Headline fees published
10 of 15
Published fees
26
Under review
0
Assets
$91.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$91.0M
Total deposits
$83.0M
Service charge income (year to date)
$217K
Fee income ratio
9.6%
Return on assets
0.13%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| per item |
| — |
| Source |
| Overdraft Transfer from Savings/Share Account | $3Within the typical range ($2.50–$5 nationally) | $2 below the national medianAt the California median | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| At the national median$5 above the California median |
| — |
| — |
| Source |
| Wire Transfer - Incoming US or International | $0Below the typical range ($10–$25 nationally) | $20 below the national median$15 below the California median | — | — | Source |
| $2.50 below the national median$2.50 above the California median |
| per item |
| — |
| Source |
| Stop Payment (Each, Check or ACH, via Online or Mobile Banking) | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$7.50 below the California median | per item | — | Source |
| Temporary Checks (Each page, 4 checks to a page) | $4Within the typical range ($1–$4 nationally) | $2 above the national median$1 above the California median | per item | — | Source |
| Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national median$1 below the California median | — | — | Source |
| Check Copy (Each, deposited or issued, prior 12 months) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the California median | per item | — | Source |
| $1 below the national median$4 below the California median |
| per item |
| — |
| Source |
| $10 below the national median$5 below the California median |
| — |
| — |
| Source |
| Verification of Deposit | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the California median | — | — | Source |