vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.95 below the Oklahoma median
per month · Source
At the national medianAt the Oklahoma median
per month · Source
$2.50 above the national medianAt the Oklahoma median
$12.50 below the national median$15 below the Oklahoma median
per item · Source
At the national medianAt the Oklahoma median
$8 below the national median$5 below the Oklahoma median
per item · Source
$1 below the national median$1.75 above the Oklahoma median
$5 below the national median$2.25 below the Oklahoma median
$3 below the national median$3 below the Oklahoma median
per item · Source
$0.50 above the national median$1 above the Oklahoma median
per item · Source
$7 below the national median$4.50 below the Oklahoma median
per item · Source
At the national median$2.50 above the Oklahoma median
per item · Source
$3 below the national median$3.05 above the Oklahoma median
per item · Source
$25 above the national median$25 above the Oklahoma median
per item · Source
$2.50 below the national medianAt the Oklahoma median
$12.50 below the national median$10 below the Oklahoma median
per item · Source
$2 above the national median$3 above the Oklahoma median
per item · Source
$8 below the national median$3 below the Oklahoma median
per item · Source
$2 above the national median$2 above the Oklahoma median
$12 above the national median$12 above the Oklahoma median
$7.45 above the national median$6.70 above the Oklahoma median
$3 below the national median$6.05 above the Oklahoma median
per item · Source
At the national median$25 above the Oklahoma median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| GenGold® Monthly Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.95 below the Oklahoma median | per month | — | Source |
| Dormant Membership | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Oklahoma median | per month | — | Source |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Oklahoma median | — | — | Source |
| Undeliverable Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Oklahoma median | per item | — | Source |
| Paper Statement Fee Primary member ages 18-69 | $3Within the typical range ($2–$4.76 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds/Overdraft | $22Below the typical range ($25–$33 nationally) | $8 below the national median$5 below the Oklahoma median | per item | — | Source |
| Non-Sufficient Funds | $29 | ||||
ATM & CardVerified | |||||
| for each ATM transaction at an ATM not owned by FSFCU | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Oklahoma median | per item | — | Source |
| Plastic Card PIN Replacement (In Branch) | $3 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing/Domestic) | $22Within the typical range ($20–$25 nationally) | $3 below the national median$3.05 above the Oklahoma median | per item | — | Source |
| Wire Fees: International Transfer (Outgoing/International) | $75 | ||||
Check ServicesVerified | |||||
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Oklahoma median | — | — | Source |
| Stop Payment | $15 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination | $12Within the typical range ($5–$20 nationally) | $2 above the national median$2 above the Oklahoma median | — | — | Source |
| ACH Origination Returns | $22 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned | $12Within the typical range ($8–$25 nationally) | $3 below the national median$6.05 above the Oklahoma median | per item | — | Source |
Account ServicesVerified | |||||
| Garnishment | $50Within the typical range ($30–$90 nationally) | At the national median$25 above the Oklahoma median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$22.00
Of 102 others that publish it, 8 lower and 94 higher.
Monthly maintenance
$5.00
Of 56 others that publish it, 15 lower, 17 the same and 24 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$22
Headline fees published
11 of 15
Published fees
23
Under review
0
Assets
$394.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$394.2M
Total deposits
$352.1M
Service charge income (year to date)
$1.3M
Fee income ratio
11.0%
Return on assets
0.81%
Financial profile · Pro
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| $1 below the national median$1.75 above the Oklahoma median |
| — |
| — |
| Source |
| Non-Sufficient Funds | $25Within the typical range ($25–$32 nationally) | $5 below the national median$2.25 below the Oklahoma median | — | — | Source |
| Overdraft Protection | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Oklahoma median | per item | — | Source |
| $7 below the national median$4.50 below the Oklahoma median |
| per item |
| — |
| Source |
| Plastic Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Oklahoma median | per item | — | Source |
| $25 above the national median$25 above the Oklahoma median |
| per item |
| — |
| Source |
| $12.50 below the national median$10 below the Oklahoma median |
| per item |
| — |
| Source |
| Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$3 above the Oklahoma median | per item | — | Source |
| Collection Item | $12Within the typical range ($10–$25 nationally) | $8 below the national median$3 below the Oklahoma median | per item | — | Source |
| $12 above the national median$12 above the Oklahoma median |
| — |
| — |
| Source |
| Same-Day Bill Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$6.70 above the Oklahoma median | — | — | Source |