vs. U.S. typical range:LowerTypicalHigher
$6 above the national median$6.27 above the California median
per month · Source
$7.50 above the national median$10 above the California median
per item · Source
$12.50 below the national median$15 below the California median
per month · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10003. canonical_hint=account_research; text_hash=3a353767fa4a69611a58802c895514878927d9b2b0f70f5c4a2b14c1b27a49ee; excerpt="Invalid Address Fee – $5.00 per month" · Source
$7.50 above the national median$5 above the California median
$1 below the national median$4 above the California median
per transaction · Source
$1 below the national median$6 above the California median
$1 below the national median$6 above the California median
$4 above the national median$11 above the California median
per year · Source
$9 above the national median$16 above the California median
At the national medianAt the California median
per day · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10003. canonical_hint=continuous_od; text_hash=3a353767fa4a69611a58802c895514878927d9b2b0f70f5c4a2b14c1b27a49ee; excerpt="Daily Negative Balance Fee (from the 8th - 20th day) – $5.00" · Source
$2 above the national median$4 above the California median
At the national median$0.50 below the California median
per item · Source
$1.50 above the national median$1 above the California median
per transaction · Source
At the national medianAt the California median
per item · Source
$20 below the national median$15 below the California median
per item · Source
At the national medianAt the California median
per item · Source
$1 above the national medianAt the California median
per item · Source
$1.50 above the national median$6.50 above the California median
per item · Source
$3 above the national median$2 above the California median
per item · First order free; per request thereafter · Institution’s schedule
$3 above the national median$2 above the California median
per item · Source
$2 above the national median$2 above the California median
per item · Source
$14 above the national median$11 above the California median
per item · Source
$7.50 above the national median$5 below the California median
per item · Source
At the national medianAt the California median
At the national medianAt the California median
$25 above the national median$25 above the California median
$2 above the national median$0.50 above the California median
per transaction · Source
$112.50 above the national median$75 above the California median
$7.50 above the national median$30 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Opportunity Checking Monthly Service Charge | $12Above the typical range ($4–$10 nationally) | $6 above the national median$6.27 above the California median | per month | — | Source |
| Dream Club Certificate Early Withdrawal (One free annually) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the California median | per item | — | Source |
| Invalid Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the California median | per month | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10003. canonical_hint=account_research; text_hash=3a353767fa4a69611a58802c895514878927d9b2b0f70f5c4a2b14c1b27a49ee; excerpt="Invalid Address Fee – $5.00 per month" | Source |
| Research/Reconciliation (member request) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Payment Overdraft Item | $29Within the typical range ($25–$33 nationally) | $1 below the national median$4 above the California median | per transaction | — | Source |
| Returned Items | $29 | ||||
ATM & CardVerified | |||||
| Foreign ATM withdrawal Fee (after 6th withdrawals) | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 below the California median | per item | — | Source |
| Non-Co-Op Member ATM Surcharge | $3 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | per item | — | Source |
| Wire Transfer - Outgoing International | $30 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | per item | — | Source |
| Money Orders | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposit/Payment | $29Above the typical range ($8–$25 nationally) | $14 above the national median$11 above the California median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Fee (waived for internal documents) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| Legal Process Fee | $50 | ||||
Retirement & IRAVerified | |||||
| IRA Closure Fee (if under 59 ½) | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the California median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy/Transaction History (using a representative) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.50 above the California median | per transaction | — | Source |
| Loan Modification Fee (non workout) | $150 | ||||
Overdraft
$29.00
Of 79 others that publish it, 59 lower, 6 the same and 14 higher.
Monthly maintenance
$12.00
Of 54 others that publish it, 48 lower and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
10 of 15
Published fees
29
Under review
0
Assets
$228.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$228.6M
Total deposits
$204.2M
Service charge income (year to date)
$703K
Fee income ratio
10.6%
Return on assets
-0.19%
Financial profile · Pro
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| $1 below the national median$6 above the California median |
| — |
| — |
| Source |
| Returned Items (first 5 per year) | $29Within the typical range ($25–$32 nationally) | $1 below the national median$6 above the California median | — | — | Source |
| Returned Items (from 6-10 per year) | $34Above the typical range ($25–$32 nationally) | $4 above the national median$11 above the California median | per year | — | Source |
| Returned Items (over 10 per year) | $39Above the typical range ($25–$32 nationally) | $9 above the national median$16 above the California median | — | — | Source |
| Daily Negative Balance Fee (from the 8th - 20th day) | $5Within the typical range ($5–$15 nationally) | At the national medianAt the California median | per day | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10003. canonical_hint=continuous_od; text_hash=3a353767fa4a69611a58802c895514878927d9b2b0f70f5c4a2b14c1b27a49ee; excerpt="Daily Negative Balance Fee (from the 8th - 20th day) – $5.00" | Source |
| Overdraft Transfer Fee (transfer from another share) | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$4 above the California median | — | — | Source |
| $1.50 above the national median$1 above the California median |
| per transaction |
| — |
| Source |
| $20 below the national median$15 below the California median |
| per item |
| — |
| Source |
| $1 above the national medianAt the California median |
| per item |
| — |
| Source |
| Stop Payment Order | $29Within the typical range ($20–$30 nationally) | $1.50 above the national median$6.50 above the California median | per item | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | First order free; per request thereafter | Institution’s schedule |
| Temporary Checks (first order free) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | — | Source |
| Copies of Paid Drafts (using a representative) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | per item | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| Verification of Deposit (any) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | — | — | Source |
| $112.50 above the national median$75 above the California median |
| — |
| — |
| Source |
| Skip a Payment Fee | $45Within the typical range ($25–$100 nationally) | $7.50 above the national median$30 below the California median | — | — | Source |