vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Maine median
$3 below the national median$3 below the Maine median
per month · Source
$7.50 above the national medianAt the Maine median
$5 below the national median$3 below the Maine median
per item · Source
$5 below the national median$3 below the Maine median
$1.50 below the national median$1.13 below the Maine median
$0.75 below the national median$0.38 below the Maine median
per item · Source
At the national medianAt the Maine median
$10 above the national medianAt the Maine median
per item · Source
$10 below the national median$10 below the Maine median
$10 below the national median$10 below the Maine median
$10 below the national medianAt the Maine median
$1 below the national median$1.50 below the Maine median
per item · Source
$7.50 below the national median$5 below the Maine median
per item · Source
$1 below the national medianAt the Maine median
At the national medianAt the Maine median
per item · Source
$1 below the national median$1 below the Maine median
per item · Source
$2.50 below the national medianAt the Maine median
$5 below the national medianAt the Maine median
per item · Source
$2.50 below the national median$5 below the Maine median
$305 above the national median$295 above the Maine median
$20 below the national median$30 below the Maine median
$25 below the national median$62.50 below the Maine median
$1 below the national median$0.75 below the Maine median
per item · Source
$2.50 below the national median$2.13 below the Maine median
per item · Source
$2 below the national median$1.63 below the Maine median
per item · Source
$12.50 below the national median$5 below the Maine median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Maine median | — | — | Source |
| Account Inactivity (after 12 months) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Maine median | per month | — | Source |
| + Account Research hourly fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national medianAt the Maine median | — | — | Source |
| Paper Statements: Personal | $0Below the typical range ($2–$4.76 nationally) | $3 below the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| OTIS Overdraft Privilege (Paid) Personal Accounts Only | $25Within the typical range ($25–$33 nationally) | $5 below the national median$3 below the Maine median | per item | — | Source |
| Overdraft Transfer | $0 | ||||
ATM & CardVerified | |||||
| ATM Surcharge | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1.13 below the Maine median | — | — | Source |
| Non-OTIS ATM Withdrawal | $0.75 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing – US) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the Maine median | — | — | Source |
| Wire Transfer (Incoming) | $0 | ||||
Check ServicesVerified | |||||
| Money Order | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$1.50 below the Maine median | per item | — | Source |
| Stop Payment: Personal | $20 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Maine median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Return | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Maine median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Members Only | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Maine median | — | — | Source |
| Safe Deposit Box Drilling | $350 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$0.75 below the Maine median | per item | — | Source |
Other FeesVerified | |||||
| Photocopy | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$2.13 below the Maine median | per item | — | Source |
| Statement Copy: Personal | $1 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 99 others that publish it, 15 lower, 17 the same and 67 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
28
Under review
0
Assets
$300.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$300.3M
Total deposits
$250.1M
Service charge income (year to date)
$492K
Fee income ratio
5.7%
Return on assets
1.26%
Financial profile · Pro
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| $5 below the national median$3 below the Maine median |
| — |
| — |
| Source |
| $0.75 below the national median$0.38 below the Maine median |
| per item |
| — |
| Source |
| Instant Issue Replacement Card Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Maine median | — | — | Source |
| Replacement Card Rush Fee | $50Within the typical range ($30–$50 nationally) | $10 above the national medianAt the Maine median | per item | — | Source |
| $10 below the national median$10 below the Maine median |
| — |
| — |
| Source |
| Wire Transfer (Outgoing – Foreign) | $40Within the typical range ($40–$50 nationally) | $10 below the national medianAt the Maine median | — | — | Source |
| $7.50 below the national median$5 below the Maine median |
| per item |
| — |
| Source |
| Over-the-Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Maine median | — | — | Source |
| Foreign Item Processing | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Maine median | per item | — | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Maine median | per item | — | Source |
| $305 above the national median$295 above the Maine median |
| — |
| — |
| Source |
| Safe Deposit Box Key Replacement | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the Maine median | — | — | Source |
| Legal Process | $25Below the typical range ($30–$100 nationally) | $25 below the national median$62.50 below the Maine median | — | — | Source |
| $2 below the national median$1.63 below the Maine median |
| per item |
| — |
| Source |
| Skip-A-Payment | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$5 below the Maine median | — | — | Source |